HOLYCRAP
ActiveHOLYCRAP has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €102k and a net result of €6k. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 73% of 7017 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-8
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 4.7 against 10.26 in 2024; short-term debt: 20.6% and cash: 96.8% of total assets), and 23.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.8%
Return on assets
4.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
21 d late
2023
23 d late
2022
28 d early
2021
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€102k▲ 6.2%
2024 · €96k
2021: €51k
2022: €72k
2023: €85k
2024: €96k
2021 → 2025
Total assets
€133k▲ 24.8%
2024 · €107k
2021: €73k
2022: €106k
2023: €104k
2024: €107k
2021 → 2025
Net result
€6k▼ 46.7%
2024 · €11k
2021: €48k
2022: €21k
2023: €13k
2024: €11k
2021 → 2025
Working capital
€102k▲ 5.6%
2024 · €96k
2021: €47k
2022: €70k
2023: €84k
2024: €96k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€51k-€72k▲ 41.7%€85k▲ 18.6%€96k▲ 13.2%€102k▲ 6.2%
Operating result€62k-€30k▼ 51.3%€21k▼ 32.2%€18k▼ 12.5%€11k▼ 41.0%
Net result€48k-€21k▼ 56.2%€13k▼ 36.7%€11k▼ 15.9%€6k▼ 46.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 41% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €133k
Fixed assets
€4k▲ 5,335%
Current assets
€129k▲ 21.1%
Equity and liabilities €133k
Equity
€102k▲ 6.2%
Debt
€31k▲ 197%
The debt ratio rises from 9.7% to 23.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€11k▼
2024 · €19k
Cash flow
€7k▼
2024 · €12k
Solvency
76.8%▼
2024 · 90.3%
Current ratio
4.70▼
2024 · 10.26
Quick ratio
4.70▼
2024 · 10.26
Debt / equity
0.30▲
2024 · 0.11
ROE
5.9%▼
2024 · 11.7%
ROA
4.5%▼
2024 · 10.5%
Interest coverage
7.34▼
2024 · 12.52
Debt
€31k▲
2024 · €10k
Debt ≤ 1 year
€27k▲
2024 · €10k
Debt > 1 year
€3k
Income taxes
€3k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€107k€133k▲
Fixed assets21/28€75€4k▲
Tangible fixed assets22/27€0€4k▲
Furniture and vehicles24-€4k
Financial fixed assets28€75€75=
Current assets29/58€107k€129k▲
Amounts receivable within one year40/41€20k-
Other amounts receivable41€20k-
Cash at bank and in hand54/58€86k€129k▲
Deferred charges and accrued income490/1€133€140▲
Equity and liabilities
Total equity and liabilities10/49€107k€133k▲
Equity10/15€96k€102k▲
Contributions10/11€3k€3k=
Reserves13€30k€34k▲
Distributable reserves133€30k€34k▲
Profit (loss) carried forward14€64k€66k▲
Amounts payable17/49€10k€31k▲
Amounts payable after more than one year17-€3k
Financial debts170/4-€3k
Amounts payable within one year42/48€10k€27k▲
Current portion of amounts payable after more than one year42-€2k
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Taxes, remuneration and social security45€8k€10k▲
Taxes450/3€8k€10k▲
Other amounts payable47/48-€10k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€528€692▲
Other operating charges640/8€451€263▼
Gross operating margin9900€19k€12k▼
Operating profit (loss)9901€18k€11k▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€17k€9k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€11k€6k▼
Profit (loss) for the period to be appropriated9905€11k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€74k€70k▼
Profit (loss) brought forward from the previous period14P€63k€64k▲
Transfer to equity691/2€10k€4k▼
To other reserves6921€10k€4k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €6k ▼46.7%
Net result drops to €6k, the lowest in the series.
31-12
Financial
Equity above €100kEq €102k ▲6.2%
5 profitable years in a row build equity to €102k.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Houzeau (H.) 1147022 MonsGround area
456 m²
Building footprint
63 m²
Volume, LiDAR
507 m³
Parcel 53042B0102/00X000, Wallonia · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HOLYCRAP
since 20202.307.554.972
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53042B0102/00X000 | Wallonia | 456 m² | 1 · 63 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TOP LOCATIONS
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Of 9,863 companies in sector 73110 we hold annual accounts for 3,754. 3,021 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-09-2020
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
18130Pre-press and pre-media services
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@holycrap.be