Inside Head & Heart
ActiveInside Head & Heart has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93k and a net result of €2k. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 78% of 1632 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+25
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.87 against 6.51 in 2024; short-term debt: 23.6% and cash: 8.3% of total assets), and 24.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.1%
Return on assets
1.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
4 d early
2024
3 d early
2023
on the day
2022
33 d early
2021
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€93k▲ 2.5%
2024 · €91k
2021: €38k
2022: €80k
2023: €96k
2024: €91k
2021 → 2025
Total assets
€124k▲ 16.5%
2024 · €106k
2021: €56k
2022: €95k
2023: €109k
2024: €106k
2021 → 2025
Net result
€2k
2024 · €-5k
2021: €35k
2022: €42k
2023: €16k
2024: €-5k
2021 → 2025
Working capital
€84k▲ 5.0%
2024 · €80k
2021: €35k
2022: €78k
2023: €85k
2024: €80k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€80k▲ 112%€96k▲ 20.2%€91k▼ 5.3%€93k▲ 2.5%
Operating result€46k-€55k▲ 21.1%€23k▼ 57.7%€-2k€7k
Net result€35k-€42k▲ 19.8%€16k▼ 61.7%€-5k€2k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €7k after a loss of €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €124k
Fixed assets
€10k▼ 10.8%
Current assets
€113k▲ 19.8%
Equity and liabilities €124k
Equity
€93k▲ 2.5%
Debt
€31k▲ 98.4%
The debt ratio rises from 14.6% to 24.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€11k▲
2024 · €711
Cash flow
€6k▲
2024 · €-2k
Solvency
75.1%▼
2024 · 85.4%
Current ratio
3.87▼
2024 · 6.51
Quick ratio
3.87▼
2024 · 6.51
Debt / equity
0.33▲
2024 · 0.17
ROE
2.4%▲
2024 · -5.6%
ROA
1.8%▲
2024 · -4.8%
Interest coverage
35.22▲
2024 · 3.96
Debt
€31k▲
2024 · €16k
Debt ≤ 1 year
€29k▲
2024 · €15k
Income taxes
€5k▲
2024 · €2k
Staff costs
€3k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€106k€124k▲
Fixed assets21/28€12k€10k▼
Tangible fixed assets22/27€12k€10k▼
Furniture and vehicles24€7k€7k▲
Other tangible fixed assets26€5k€3k▼
Current assets29/58€95k€113k▲
Amounts receivable within one year40/41€77k€103k▲
Trade receivables40€25k€24k▼
Other amounts receivable41€51k€79k▲
Cash at bank and in hand54/58€17k€10k▼
Deferred charges and accrued income490/1€1k€400▼
Equity and liabilities
Total equity and liabilities10/49€106k€124k▲
Equity10/15€91k€93k▲
Contributions10/11€3k€3k=
Reserves13€93k€93k=
Distributable reserves133€93k€93k=
Profit (loss) carried forward14€-5k€-3k▲
Amounts payable17/49€16k€31k▲
Amounts payable within one year42/48€15k€29k▲
Trade debts44€9k€17k▲
Suppliers440/4€9k€17k▲
Taxes, remuneration and social security45€6k€12k▲
Taxes450/3€6k€12k▲
Accrued charges and deferred income492/3€994€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€5k€3k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€1k€3k▲
Gross operating margin9900€7k€17k▲
Operating profit (loss)9901€-2k€7k▲
Financial income75/76B€11€6▼
Recurring financial income75€11€6▼
Financial charges65/66B€179€324▲
Recurring financial charges65€179€324▲
Profit (loss) for the period before taxes9903€-3k€7k▲
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€-5k€2k▲
Profit (loss) for the period to be appropriated9905€-5k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-3k▲
Profit (loss) brought forward from the previous period14P-€-5k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Weakest financial yearnet €-5k ▼131%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
29-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Highest result since 2021net €42k ▲19.8%
Operating result €55k, net result €42k, both a record.
30-06
Financial
Liquidity doublescurrent ratio 6.20
Current ratio from 2.94 to 6.20; short-term debt falls from €18k to €15k.
2021
17-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hove · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelstraat 962540 HoveGround area
8,033 m²
Building footprint
400 m²
Volume, LiDAR
2,061 m³
Parcel 11021A0297/00A000, Flanders · tallest building 21.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Inside Head & Heart
since 20202.304.321.805
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11021A0297/00A000 | Flanders | 8,033 m² | 1 · 400 m² | 21.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,863 companies in sector 73110 we hold annual accounts for 3,754. 3,028 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2020
Fiscal year end30-06
Activities, NACEBEL
73110Advertising agencies
70210Activities of head offices; management consultancy activities
73120Media representation
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.