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GEMBLOUTOIT

Active Private limited companyfounded 2021active for 5 yearsRue de Lonzée 122, 5030 GemblouxKBO/BCE: BE 0762.655.768

Overview

Lifetime

5 annual accounts with figures on one time axis
peak €124,667 (2023)
€56,954▲ €64,020
lowest -€45,536 (2022)
€47,952▲ €76,526
peak €1,972 (2021)
-€31,422▲ €47,952
€61,580▼ 46.0%
Board1 name since 2021
Documentsfilings and deeds
08-11-2026100 days late
2025micro format
Gross margin from -€7,066 to €56,954Back to profit: €47,952Equity from -€79,374 to -€31,422Debts from €114,095 to €61,580Cash from €501 to €2,316

Key points

from the 2025 annual accounts

Equity

-€31,422
20212022202320242025

Debts exceed assets in financial year 2025.

Result

€47,952 €47,952
-€28,6002024€48,0002025

Back in profit in 2025, after a loss of €28,574 in 2024.

Turnover

≈ €240,000 estimated

The micro format states no turnover.

Debts

€61,580 204% of the balance sheet
Suppliers 7%Taxes and wages 9%Other 84%

Of this, €61,137 falls due within a year.

Filings

5 annual accounts 100 days
AprilJune31 JulyOctober20222024

Latest accounts filed late: after the legal deadline.

Position in the sector

-104.2%

Lower solvency than 95% of companies in specialised construction. Sector median 46.7% · 35,136 companies.

Checked score

49
Fair
Financially stronger than 47% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.9% Moderate
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 4.0% 01-2025: 3.9%▼ -0.1 percentage points vs 12-2024 02-2025: 3.9%● unchanged vs 01-2025 03-2025: 3.8%▼ -0.1 percentage points vs 02-2025lowest value 04-2025: 3.8%● unchanged vs 03-2025 05-2025: 3.9%▲ +0.1 percentage points vs 04-2025 06-2025: 4.0%▲ +0.1 percentage points vs 05-2025 07-2025: 4.1%▲ +0.1 percentage points vs 06-2025 08-2025: 4.7%▲ +0.6 percentage points vs 07-2025 09-2025: 4.9%▲ +0.2 percentage points vs 08-2025 10-2025: 4.6%▼ -0.3 percentage points vs 09-2025 11-2025: 4.6%● unchanged vs 10-2025 12-2025: 4.6%● unchanged vs 11-2025 01-2026: 4.5%▼ -0.1 percentage points vs 12-2025 02-2026: 4.5%● unchanged vs 01-2026 03-2026: 4.4%▼ -0.1 percentage points vs 02-2026 04-2026: 4.5%▲ +0.1 percentage points vs 03-2026 05-2026: 4.5%● unchanged vs 04-2026 06-2026: 4.6%▲ +0.1 percentage points vs 05-2026 07-2026: 4.6%● unchanged vs 06-2026 08-2026: 5.3%▲ +0.7 percentage points vs 07-2026 09-2026: 5.4%▲ +0.1 percentage points vs 08-2026 10-2026: 6.9%▲ +1.5 percentage points vs 09-2026highest value 11-2026: 3.9%▼ -3.0 percentage points vs 10-2026

Financial strength
Weak

0=equity -104.2% of total assets
10+8short-term debt 202.7% · cash 7.7%
100+100return on assets 159.0%

Score breakdown

raises risk
Last filed accounts filed 100 days late; 3 of the last 3 accounts late
Founded in 2021
Sector: Specialised construction activities (NACE 43)
Negative equity -€31,422
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 3% of them on solvency, 6% on liquidity, 92% on profitability and 86% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,180 companies had the same profile as GEMBLOUTOIT has now. Each dot stands for 6 companies, two years later.

88.7%
were still trading
5.8%
stopped another way
4.8%
went bankrupt
  • Micro
  • 5 to 10 years old
  • negative equity
  • a profit of 5% of the balance sheet or more

Another 0.7% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of GEMBLOUTOIT itself: 3.9% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,180 companies, not a prediction for GEMBLOUTOIT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

No credit on open account

Liquidity is insufficient, with a current ratio of 0.49 (0.27 in 2024), below 1. Short-term debt is 202.7% and cash 7.7% of total assets. Equity is negative.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · Last filed accounts filed 100 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Negative equity -€31,422
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 35136 sector peers (2025).
NBB · sector comparison
Position among 35136 sector peers
Solvency
better than 5%
← weakest strongest →
raises risk · 2025 accounts filed 100 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-11-2026, 100 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 5 filings
Deviation from the deadline
2025
100 days late
2024
54 days late
2023
61 days late
2022
28 days late
2021
44 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 40 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 September (4 of the last 5 accounts filed within 46 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

  • DEGROOTE Jérôme Paul Sylvie 100 sharesdeed of 02-02-2021
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0762655768
First establishment GEMBLOUTOIT srl, Rue de Lonzée 122, Gembloux
Incorporation Founding capital of €3,000, 100 shares · Founder: DEGROOTE Jérôme Paul Sylvie (fondateur et comparant unique) · Appointment: DEGROOTE Jérôme Paul Sylvie (director) · published on 02-02-2021 · Gazette deed
All 10 events

Comparable companies

same main activity, similar in size and age
Company
GEMBLOUTOIT Gembloux €30,158 €56,954 -104.2% -
PRA Home Wanze €26,327 €52,910 26.3% -
GIRALDO & Co Brussels €36,426 €65,304 25.5% -
MAED Tielt €25,994 €73,419 27.6% -
TOITURES TOPAL Ecaussinnes €36,720 €66,615 83.6% -
FD. RENOV Charleroi €26,924 €41,640 -39.2% -
RAM Hasselt €40,202 €59,769 62.3% -

These companies have the same main activity as GEMBLOUTOIT: roofing work (NACE 43410). They are comparable in size and age: total assets between €26,000 and €40,200, founded between 2020 and 2022.

Official details

Source: KBO
Status
Active since 29-01-2021Normal situation
Activity
Roofing workNACE 43410and 4 others
Joint committee
124Construction · annual accounts 2021
Establishment unit
2.312.615.4045030 Gembloux, since 01-02-2021
Financial year end
31 December
Peppol
Reachable since 01-01-2026
Company details

Annual accounts 2025

€56,954
€47,952
-€31,422▲ 60.4%
€30,158▼ 13.1%
Filing
Filed on 08-11-2026
Financials

Insights on GEMBLOUTOIT

GEMBLOUTOIT files the micro format. That format states no turnover. The gross margin rose from €22,414 in 2021 to €56,954 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 08-11-2026, 100 days late
€56,954
▲ €64,020
€53,952
▲ €81,220
€47,952
▲ €76,526
-€31,083
▲ €52,394
-104.2%
▲ 124.4 percentage points
0.49
▲ 0.23

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €240,000. Estimated: probably between €150,000 and €330,000.

Balance sheet

balance sheet total €30,158 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

-104.2%

Lower than 95% of 35,136 companies in 2025.

0.49

Higher than 7% of 34,510 companies in 2025.

159.0%

Higher than 95% of 34,711 companies in 2025.

GEMBLOUTOIT Middle half of the sector 80% of the sector Micro accounts in specialised construction (NACE 43)

Net result: top quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter

Staff

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021
Balance sheet: assets
20/58 30,15834,72281,37143,44355,803
20 0218437655873
21/28 1044,2939,69111,87814,066
22/27 04,1189,51611,70313,891
23 04,1189,46811,39813,330
24 0048305561
28 104175175175175
29/58 30,05430,21071,24430,91040,864
40/41 27,58129,70960,51123,60728,715
40 27,55029,67650,83716,63017,393
41 32329,6746,97711,322
54/58 2,3165015,4333,25810,962
490/1 157-5,2994,0461,187
Balance sheet: equity and liabilities
10/49 30,15834,72281,37143,44355,803
10/15 -31,422-79,374-50,799-43,5641,972
10/11 3,0003,0003,0003,0003,000
14 -34,422-82,374-53,799-46,564-1,028
17/49 61,580114,095132,17087,00753,832
42/48 61,137113,687129,52087,00753,825
42 ---709840
44 4,47242,18652,18043,78641,568
440/4 4,47242,18652,18043,78641,568
46 --45,05812,811-
45 5,26713,3459,1355,2603,897
450/3 5,26710,5262,43232144
454/9 -2,8186,7045,2283,753
47/48 51,39858,15723,14724,4417,519
492/3 4424082,650-7
Income statement
9900 56,954-7,066124,66757,16722,414
62 -12,992124,78195,86118,959
630 1,7875,6165,4555,1313,443
640/8 1,2151,5948431,052905
9901 53,952-27,268-6,412-44,878-894
75/76B 40497298
75 40497298
65/66B 6,0401,311920687142
65 6,0401,311920687142
9903 47,952-28,574-7,235-45,536-1,028
9904 47,952-28,574-7,235-45,536-1,028
9905 47,952-28,574-7,235-45,536-1,028
Appropriation of the result
9906 -34,422-82,374-53,799-46,564-1,028
14P -82,374-53,799-46,564-1,028-
Social balance sheet
9087 ---21
Hours worked1013 ---2,936592
Document PDFPDFPDFPDFPDF

The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 08-11-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 100 days after the deadline. Filed on 8 November 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00603941.

Financial year Type Filed Reference Document
31-12-2025 micro format 08-11-2026 2026-00603941 PDF
31-12-2024 micro format 23-09-2025 2025-00506110 PDF
31-12-2023 micro format 30-09-2024 2024-00487042 PDF
31-12-2022 micro format 28-08-2023 2023-00402908 PDF
31-12-2021 micro format 17-06-2022 2022-20075170 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021
55,739-21,652-957-39,7462,549
49,738-22,958-1,780-40,4052,415
-2,4032183,0502,72417,292
1,815-4,9322,175-7,704-
-31,083-83,477-58,277-56,097-12,961
-104.2%-228.6%-62.4%-100.3%3.5%
0.490.270.550.360.76
----27.30
-----52.1%
159.0%-82.3%-8.9%-104.8%-1.8%
9.23-16.51-1.04-57.8117.99

Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202231-12-2021
Employees at the balance-sheet date21
full-time21
in full-time equivalents21
1.81
On a permanent contract11
Joined11
Left00

Source: social balance sheet in the 2021 to 2022 annual accounts

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets--€3,050€2,724€17,117
Financial fixed assets----€175
€1,787€5,616€5,455€5,131€3,443

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on GEMBLOUTOIT

The operating result for 2025 is a profit of €53,952, after a loss of €27,268 in 2024. It is the highest result since 2021.

Equity is negative. Debt (€61,580) exceeds the balance-sheet total (€30,158).

Board & ownership

Board

1 director, since incorporation
Director
appointed by deed of 02-02-2021 term without a fixed end
also on the board of 1 other company

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
Board
Mandates as a list
  • DEGROOTE Jérôme Paul Sylvie
    • Director, appointed by deed of 02-02-2021, still in office

See the board, name and registered office on a given date →

Control

This company
GEMBLOUTOIT
Equity -€31,422
Profit €47,952 in 2025

Capital

Contribution
€3,000
Shares
100
Contribution per share
€30
Equity per share
-€314 in 2025
Source
deed of 02-02-2021

Articles of association

deed of 02-02-2021 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of June at 18:00
Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
“Peuvent exiger des actionnaires paiement des sommes engagées nécessaires au paiement des dettes et frais, après paiement ou consignation des…”

Shareholders

At incorporation deed of 02-02-2021 ↗

Network & group

No group

GEMBLOUTOIT has no parent and no holdings in its annual accounts. DEGROOTE Jérôme Paul Sylvie is the only director.

At the same address

Rue de Lonzée 122, 5030 Gembloux · 2 other companies
Degroote, Jérôme (sole trader)
establishment since 24-07-2017
founded in 2017
0678.796.892
Noiret, Patricia (sole trader)
establishment since 01-04-2007
founded in 2007
0816.144.043

Connections & network

1 connected company
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
OPOP
via DEGROOTE Jérôme Paul Sylvie · Director · deed of 17-11-2021
Founded in 2021 · total assets €163,546 (2024) · accounts filed late
→

Timeline

Timeline

10 events since 2021

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 100 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0762655768
2025
Back to profit net €47,952 The net result is €47,952, after 4 loss-making years.
Annual accounts 2024 filed PDFmicro format · 54 days late
2024
Annual accounts 2023 filed PDFmicro format · 61 days late
2023
Annual accounts 2022 filed PDFmicro format · 28 days late
2022
Weakest financial year net -€45,536 The net result drops to -€45,536, the lowest from 2021 to 2025. It recovers the following year.
Annual accounts 2021 filed PDFmicro format · 44 days before the deadline
2021
First establishment GEMBLOUTOIT srl, Rue de Lonzée 122, Gembloux
IncorporationFounding capital of €3,000, 100 shares · Founder: DEGROOTE Jérôme Paul Sylvie (fondateur et comparant unique) · Appointment: DEGROOTE Jérôme Paul Sylvie (director) · published on 02-02-20215 points ▸

Open the deed in the Belgian Official Gazette

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 29 January 2021, GEMBLOUTOIT was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 DEGROOTE Jérôme Paul Sylvie is director of the company, appointed by deed of 02-02-2021.2 Total assets went from €55,803 in 2021 to €30,158 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 02-02-2021
  3. 3National Bank, annual accounts 2021 and 2025

Company details

Identity

Enterprise number
0762.655.768
VAT number
BE 0762.655.768
Peppol ID
0208:0762655768
Other Peppol ID
9925:BE0762655768
Legal form
Private limited company
Status
Active, normal situation
Founded
29-01-2021
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of June at 18:00
deed of 02-02-2021 (in French)
Peppol
Reachable since 01-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
GEMBLOUTOIT in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 02-02-2021 (in French)

Activities

NACEBEL 2025
43410 Roofing work main activity
Joint committees annual accounts 2021
JC 124 Construction
Codes under NACEBEL 2008
43910 Specialised construction activities main activity
41101 Real estate development
43991 Specialised construction activities
43992 Specialised construction activities
77320 Rental and leasing activities
PurposeThe purpose describes the activities the company may carry out under its articles.
“L’entreprise de tous type de travaux d’isolation de toitures,façades,etc; L’entreprise de tous type de travaux de couverture,quelque soit le…”
8 activities
  1. L’entreprise de tous type de travaux d’isolation de toitures,façades,etc.;
  2. L’entreprise de tous type de travaux de couverture,quelque soit le type de matériaux utilisés;
  3. L’entreprise de montage de charpente;
  4. La mise en place des éléments d'évacuation des eaux de pluie;
  5. L’entreprise de tout type de travaux d'étanchéification des toits et des toitures,terrasses;
  6. Le traitement des murs avec des produits hydrofuges;
  7. Locations de matériels.
  8. La société a également pour objet,tant en Belgique qu'à l'étranger,pour compte propre et exclusivement à titre patrimonial toutes entreprises,initiatives ou opérations visant à acquérir ou aliéner tous immeubles et/ou tous droits réels immobiliers,ainsi qu'à procéder à tous lotissements,mises en valeur,promotion,location,gestion et rénovation de tous immeubles bâtis et non bâtis.
deed of 02-02-2021 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
GEMBLOUTOIT srl registered office Rue de Lonzée 122, 5030 Gembloux 01-02-2021 2.312.615.404

Buildings and parcels at the address

Ground area
1,114 m²
Buildings
71 m²
Volume, LiDAR
443 m³
Tallest building
7.3 m
Buildings to scale, each on its own parcel
71 m², 7.3 m 71 m², 7.3 m

Location

registered office establishment The establishment unit on the map
3 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
92254B0161/00M0001,114 m² 1 · 71 m² 7.3 m · 2

Contact

E-mail jerome_degroote@hotmail.com establishment in Gembloux
Phone +32 478 50 91 62 establishment in Gembloux

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0762.655.768