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PRA Home

Active
Private limited companyfounded 2021active for 5 yearsChaussée de Tirlemont(VIN) 223, 4520 Wanze, BelgiumKBO/BCE: BE 0766.321.873

From the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of PRA Home is 4.6% (elevated). The 2024 annual accounts show equity of €6,922 and a net result of €6,510. Equity has been shrinking by about 27% per year since 2021. If that trend continues, it turns negative around financial year 2026. Its solvency ranks better than 28% of 35,970 sector peers (NACE 43, financial year 2024). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 02-04-2021 Normal situation
Legal form
Private limited company
Registered office
Chaussée de Tirlemont(VIN) 223, 4520 Wanze
Activity
Roofing work NACE 43410and 3 others
Establishment unit
2.316.105.028 4520 Wanze, since 02-04-2021
Financial year end
31 December
Peppol
Reachable since 30-01-2026

Financial position

41 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
4.6%
Annual accounts 2024
Gross margin
€52,910
▲ 33.4%
Turnover
≈ €230,000
estimated
Profit
€6,510
Equity
€6,922
▲ 17×
Total assets
€26,327
▲ 83.0%
Staff
1.7 FTE
▲ 70.0%
2025 accounts not filed, 93 days past the deadline
Filed on 31-12-2025PDF
Score breakdownraises risk1 financial year not filed after the legal deadline; last filed accounts filed 153 days late; 2 of the last 3 accounts lateFigures for financial year 2024 (filed on 08-01-2026)Founded in 2021lowers riskLiquidity: current ratio 1.11, cash €11,724Show the evidence

Checked score

Score 2024
41 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 68% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2023
Strong
Solvency 51+23
equity 26.3% of total assets
Liquidity 61+22
short-term debt 72.8% · cash 44.5%
Profitability 100+100
return on assets 24.7%
Bankruptcy probability within 12 months
4.6% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 3.7% 12-2024: 4.1%▲ +0.4 percentage points vs 11-2024 01-2025: 5.2%▲ +1.1 percentage points vs 12-2024 02-2025: 3.1%▼ -2.1 percentage points vs 01-2025 03-2025: 3.1%● unchanged vs 02-2025 04-2025: 3.1%● unchanged vs 03-2025 05-2025: 3.2%▲ +0.1 percentage points vs 04-2025 06-2025: 3.1%▼ -0.1 percentage points vs 05-2025 07-2025: 3.1%● unchanged vs 06-2025 08-2025: 3.8%▲ +0.7 percentage points vs 07-2025 09-2025: 4.2%▲ +0.4 percentage points vs 08-2025 10-2025: 5.8%▲ +1.6 percentage points vs 09-2025 11-2025: 5.9%▲ +0.1 percentage points vs 10-2025 12-2025: 7.2%▲ +1.3 percentage points vs 11-2025 01-2026: 9.6%▲ +2.4 percentage points vs 12-2025highest value 02-2026: 2.2%▼ -7.4 percentage points vs 01-2026 03-2026: 2.2%● unchanged vs 02-2026 04-2026: 2.3%▲ +0.1 percentage points vs 03-2026 05-2026: 2.3%● unchanged vs 04-2026 06-2026: 2.2%▼ -0.1 percentage points vs 05-2026 07-2026: 2.1%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 2.8%▲ +0.7 percentage points vs 07-2026 09-2026: 3.1%▲ +0.3 percentage points vs 08-2026 10-2026: 4.6%▲ +1.5 percentage points vs 09-2026
No publishable credit limit, so credit only on tighter terms
Liquidity is tight, with a current ratio of 1.11 (0.75 in 2023), below the usual 1.5. Short-term debt is 72.8% and cash 44.5% of total assets. 73.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 28% of them on solvency, 59% on liquidity, 85% on profitability and 99% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Seven signals.
lowers riskraises risk
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 153 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Figures for financial year 2024 (filed on 08-01-2026)
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.11, cash €11,724
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
21222324
2021 to 2024 · latest year €6,922
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 93 days later.
NBB · 4 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline01-11-2026 today
raises risk · 2024 accounts filed 153 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-12-2025, 153 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 4 filings
Deviation from the deadline
2025
not filed
2024
153 days late
2023
153 days late
2022
1 day early
2021
60 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 61 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 86% of companies in specialised constructionsector median €58,296 · 35,987 companies €6,922 View

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about PRA Home

What is the company number of PRA Home?
The company number of PRA Home is 0766.321.873. The VAT number is the same number with BE in front: BE 0766.321.873.
Where is PRA Home based?
The registered office is at Chaussée de Tirlemont(VIN) 223, 4520 Wanze.Company details
What does PRA Home do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of PRA Home?
The legal form of PRA Home is Private limited company (BV).
When was PRA Home founded?
PRA Home was founded on 02-04-2021.
Is PRA Home still active?
Yes, PRA Home is an active enterprise in the KBO register.
How many employees does PRA Home have?
PRA Home had an average of 1.7 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of PRA Home?
The turnover in financial year 2024 is ≈ €230,000. This figure is estimated from the gross margin of €52,910 and 30 comparable companies (NACE 434). It probably lies between €140,000 and €310,000.
Is PRA Home profitable?
In financial year 2024, PRA Home made a profit of €6,510.
Where can I find the annual accounts of PRA Home?
PRA Home filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2024.Annual accounts 2024 (PDF)

Comparable companies

These companies have the same main activity as PRA Home: roofing work (NACE 43410). They are comparable in size and age: total assets between €20,600 and €36,700, founded between 2019 and 2021.

CompanyTotal assetsGross margin
PRA Home Wanze€26,327€52,910
FD. RENOV Charleroi€26,924€41,640
MAED Tielt€25,994€73,419
ELJON Gent€20,599€52,238
Dakwerken HS Evergem€33,825€37,427
GIRALDO & Co Brussel€36,426€65,304
TOITURES TOPAL Ecaussinnes€36,720€66,615
Full comparison

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