Turnover
≈ €700,000 estimated
The micro format states no turnover.
OPOP
Lifetime
3 annual accounts with figures on one time axispeak €284,459 (2024)
€284,459▲ 109%
peak €22,346 (2024)
€22,346▲ 32.2%
peak €59,802 (2024)
€59,802▲ 59.7%
€103,743▲ 114%
Board2 names since 2021
2 directorsDEGROOTE Jérôme Paul Sylvie and 1 other
Owners
32%BLUE VISION
Documentsfilings and deeds
31-08-202531 days late
2024micro format
Gross margin from €136,038 to €284,459Result from €16,904 to €22,346Equity from €37,456 to €59,802Debts from €48,516 to €103,743Investments €4,163Cash from €29,508 to €56,188
Key points
from the 2024 annual accountsDebts
€103,743 ▲ 114%
Debts rose by €55,228 in 2024.
Investments
€4,163 1.9 × depreciation
Green is investment, beige is depreciation. Machinery stands 19.1% higher than in 2023.
Staff
5.3 FTE ▲ 130%
More staff in 2024 from 2.3 FTE to 5.3 FTE.
Filings
3 annual accounts 102 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
Position in the sector
€284,459
Higher gross margin than 95% of companies in specialised construction. Sector median €38,689 · 35,900 companies.
Checked score
52
Fair
Financially stronger than 63% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.3%
01-2025: 1.2%▼ -0.1 percentage points vs 12-2024
02-2025: 1.3%▲ +0.1 percentage points vs 01-2025
03-2025: 1.2%▼ -0.1 percentage points vs 02-2025
04-2025: 1.3%▲ +0.1 percentage points vs 03-2025
05-2025: 1.3%● unchanged vs 04-2025
06-2025: 1.3%● unchanged vs 05-2025
07-2025: 1.1%▼ -0.2 percentage points vs 06-2025
08-2025: 1.7%▲ +0.6 percentage points vs 07-2025
09-2025: 1.0%▼ -0.7 percentage points vs 08-2025
10-2025: 1.0%● unchanged vs 09-2025
11-2025: 1.0%● unchanged vs 10-2025
12-2025: 1.0%● unchanged vs 11-2025
01-2026: 1.0%● unchanged vs 12-2025
02-2026: 1.0%● unchanged vs 01-2026
03-2026: 1.0%● unchanged vs 02-2026lowest value
04-2026: 1.0%● unchanged vs 03-2026
05-2026: 1.1%▲ +0.1 percentage points vs 04-2026
06-2026: 1.1%● unchanged vs 05-2026
07-2026: 1.1%● unchanged vs 06-2026
08-2026: 1.7%▲ +0.6 percentage points vs 07-2026
09-2026: 1.9%▲ +0.2 percentage points vs 08-2026
10-2026: 3.0%▲ +1.1 percentage points vs 09-2026highest value
11-2026: 3.0%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Figures for financial year 2024 (filed on 31-08-2025)
1 financial year not filed after the legal deadline; last filed accounts filed 31 days late; 2 of the last 3 accounts late
Founded in 2021
lowers risk
Liquidity: current ratio 1.50, cash €56,188
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 39% of them on solvency, 57% on liquidity, 70% on profitability and 85% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as OPOP has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of OPOP itself is higher: 3.0% within 12 months. It rests on far more data about OPOP than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for OPOP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is tight, with a current ratio of 1.5 (1.79 in 2023), below the usual 1.5. Short-term debt is 63.4% and cash 34.4% of total assets. 63.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 102 days later.
NBB · 3 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline10-11-2026 today
raises risk · 2024 accounts filed 31 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
not filed
2024
31 days late
2023
31 days late
2022
11 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 17 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (1)
Board and ownership
- BLUE VISION 32%score 96equity €3.3m (2025) · 2025 annual accounts of BLUE VISION
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0777344934
First establishment
Rue de Corsal 99, Chastre
Incorporation
Founding capital of €3,000, 100 shares · Founders: DEGROOTE Jérôme Paul Sylvie (comparant) and VAN ROY Gregory Didier (comparant) · Appointments: DEGROOTE Jérôme Paul Sylvie (director) and VAN ROY Gregory Didier (director) · published on 17-11-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| OPOP Chastre | €163,546 | €284,459 | 36.6% | - |
| NAMECHE & FILS Ham-sur-Heure-Nalinnes | €167,896 | €259,159 | -3.6% | - |
| Amyna Projects Genk | €175,859 | €269,513 | 47.7% | - |
| NEW-TOM Genappe | €154,163 | €218,696 | 40.8% | 1.6 |
| MARTIN'S ROOF Braine-le-Château | €147,273 | €184,787 | 46.1% | - |
| FT TOITURE Manage | €161,022 | €212,316 | 24.5% | - |
| Pierrot Toiture Quaregnon | €196,525 | €326,263 | 37.5% | - |
These companies have the same main activity as OPOP: roofing work (NACE 43410). They are comparable in size and age: total assets between €147,000 and €197,000, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 15-11-2021Normal situation
- Activity
- Roofing workNACE 43410and 5 others
- Establishment unit
- 2.324.303.3101450 Chastre, since 01-12-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 15-10-2025
Annual accounts 2024
- €163,546▲ 90.2%
- Employeeson 31-12-2024
- 5▲ 66.7%
- Filing
- Filed on 31-08-2025
Insights on OPOP
OPOP files the micro format. That format states no turnover. The gross margin rose from €30,805 in 2022 to €284,459 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about OPOP
- What is the company number of OPOP?
- The company number of OPOP is 0777.344.934. The VAT number is the same number with BE in front: BE 0777.344.934.
- Where is OPOP based?
- The registered office is at Rue de Corsal 99, 1450 Chastre.Company details
- What does OPOP do?
- According to the KBO register, the main activity is roofing work (NACE 43410).
- What is the legal form of OPOP?
- OPOP is a private limited company (BV).
- When was OPOP founded?
- OPOP was founded on 15-11-2021.
- Is OPOP still active?
- Yes, OPOP is an active enterprise in the KBO register.
- How many employees does OPOP have?
- OPOP had an average of 5.3 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of OPOP?
- The turnover in financial year 2024 is ≈ €700,000. This figure is estimated from the gross margin of €284,459 and 82 comparable companies (NACE 43). It probably lies between €540,000 and €1.0m.
- Is OPOP profitable?
- In financial year 2024, OPOP made a profit of €22,346.
- Where can I find the annual accounts of OPOP?
- OPOP filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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