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GIRALDO & Co

Active
Private limited companyfounded 2020active for 6 yearsDobbelenbergstraat 90, 1130 Brussel, BelgiumKBO/BCE: BE 0750.509.091
Summary

The computed 12-month bankruptcy probability of GIRALDO & Co is 1.7% (moderate). The 2025 annual accounts show equity of €9,285 and a net result of -€4,814. Equity has been shrinking by about 15% per year since 2021. Its solvency ranks better than 27% of 34,954 sector peers (NACE 43, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 10-07-2020 Normal situation
Activity
Roofing work NACE 43410and 3 others
Joint committee
124 Paritair Comité voor het bouwbedrijf · annual accounts 2024
Establishment unit
2.304.741.972 1130 Brussel, since 10-07-2020
Financial year end
31 December
Peppol
Reachable since 08-01-2026

Board and ownership

Board
  • GIRALDO ORREGO Juan PabloDirector · since 23-10-2024
  • Giraldo Torres JorgeDirector · since 23-10-2024
  • Orrego Restrepo SandraDirector · since 23-10-2024

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.7%
Annual accounts 2025
Gross margin
€65,304
▼ 26.5%
Turnover
≈ €280,000
estimated
Loss
€4,814
▲ 7.9%
Equity
€9,285
▼ 34.1%
Total assets
€36,426
▼ 14.0%
Employees on 31-12-2025
1
Score breakdownraises risk2 of the last 3 accounts lateLoss of €4,814, the second in a row (financial year 2025)Founded in 2020lowers riskLiquidity: current ratio 1.01, cash €9,000Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 22% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Weak
Solvency 50-8
equity 25.5% of total assets
Liquidity 46+6
short-term debt 65.7% · cash 24.7%
Profitability 4-2
return on assets -13.2%
Bankruptcy probability within 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 0.7% 01-2025: 0.7%● unchanged vs 12-2024lowest value 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.8%▲ +0.1 percentage points vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.8%● unchanged vs 06-2025 08-2025: 1.2%▲ +0.4 percentage points vs 07-2025 09-2025: 1.3%▲ +0.1 percentage points vs 08-2025 10-2025: 3.2%▲ +1.9 percentage points vs 09-2025 11-2025: 3.1%▼ -0.1 percentage points vs 10-2025 12-2025: 3.1%● unchanged vs 11-2025 01-2026: 3.0%▼ -0.1 percentage points vs 12-2025 02-2026: 3.1%▲ +0.1 percentage points vs 01-2026 03-2026: 3.1%● unchanged vs 02-2026 04-2026: 3.1%● unchanged vs 03-2026 05-2026: 3.1%● unchanged vs 04-2026 06-2026: 3.2%▲ +0.1 percentage points vs 05-2026 07-2026: 3.2%● unchanged vs 06-2026highest value 08-2026: 1.9%▼ -1.3 percentage points vs 07-2026 09-2026: 1.9%● unchanged vs 08-2026 10-2026: 1.7%▼ -0.2 percentage points vs 09-2026 11-2026: 1.7%● unchanged vs 10-2026
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 27% of them on solvency, 37% on liquidity, 10% on profitability and 13% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · 2 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 1.01, cash €9,000
NBB · annual accounts
raises risk · Loss of €4,814, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2122232425
2021 to 2025 · latest year -€4,814
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
23 days early
2024
60 days late
2023
42 days late
2022
64 days late
2021
22 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 24 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 September (4 of the last 5 accounts filed within 65 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 84% of companies in specialised constructionsector median €57,775 · 34,966 companies €9,285 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€4,814 View

Recent changes

  1. · Gazette deed Appointment: GIRALDO ORREGO Juan Pablo (director)
  2. · Gazette deed Incorporation
All 10 events

Comparable companies

These companies have the same main activity as GIRALDO & Co: roofing work (NACE 43410). They are comparable in size and age: total assets between €26,000 and €41,400, founded between 2017 and 2022.

CompanyTotal assetsGross margin
GIRALDO & Co Brussel€36,426€65,304
LES BROTHERS COUVREURS Lobbes€38,959€76,112
TOITURES TOPAL Ecaussinnes€36,720€66,615
RAM Hasselt€40,202€59,769
MP TOITURES Liège€33,632€88,842
MAED Tielt€25,994€73,419
Ets Dehon et Fils Hensies€41,446€61,535
Full comparison

Key facts about GIRALDO & Co

What is the company number of GIRALDO & Co?
The company number of GIRALDO & Co is 0750.509.091. The VAT number is the same number with BE in front: BE 0750.509.091.
Where is GIRALDO & Co based?
The registered office is at Dobbelenbergstraat 90, 1130 Brussel.Company details
What does GIRALDO & Co do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of GIRALDO & Co?
The legal form of GIRALDO & Co is Private limited company (BV).
When was GIRALDO & Co founded?
GIRALDO & Co was founded on 10-07-2020.
Is GIRALDO & Co still active?
Yes, GIRALDO & Co is an active enterprise in the KBO register.
How many employees does GIRALDO & Co have?
GIRALDO & Co had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does GIRALDO & Co fall under?
In its 2024 annual accounts, GIRALDO & Co states joint committee 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of GIRALDO & Co?
The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €65,304 and 30 comparable companies (NACE 434). It probably lies between €170,000 and €380,000.
Is GIRALDO & Co profitable?
In financial year 2025, GIRALDO & Co made a loss of €4,814.
Where can I find the annual accounts of GIRALDO & Co?
GIRALDO & Co filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GIRALDO & Co due?
GIRALDO & Co must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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