EMV Construct
ActiveSummary
The computed 12-month bankruptcy probability of EMV Construct is 5.0% (elevated). The 2024 annual accounts show negative equity (-€578) and a net result of -€1,578. Its solvency ranks better than 11% of 9975 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its 2024 accounts 2 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover and EBIT margin not published: the micro schema does not require them.
Peer companies
Historical observationOf the 1,554 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a small loss
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 5.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,554 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €897 |
| Other operating charges640/8 | €185 |
| Gross operating margin9900 | -€493 |
| Operating profit (loss)9901 | -€1,575 |
| Financial charges65/66B | €3 |
| Recurring financial charges65 | €3 |
| Profit (loss) for the period before taxes9903 | -€1,578 |
| Profit (loss) for the period9904 | -€1,578 |
| Profit (loss) for the period to be appropriated9905 | -€1,578 |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €18,904 | |
| Fixed assets21/28 | €3,703 | |
| Tangible fixed assets22/27 | €3,703 | |
| Furniture and vehicles24 | €3,703 | |
| Current assets29/58 | €15,201 | |
| Amounts receivable within one year40/41 | €13,409 | |
| Trade receivables40 | €12,508 | |
| Other amounts receivable41 | €901 | |
| Cash at bank and in hand54/58 | €1,792 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €18,904 | |
| Equity10/15 | -€578 | |
| Contributions10/11 | €1,000 | |
| Outside capital11 | €1,000 | |
| Other1109/19 | €1,000 | |
| Profit (loss) carried forward14 | -€1,578 | |
| Amounts payable17/49 | €19,482 | |
| Amounts payable within one year42/48 | €19,482 | |
| Trade debts44 | €15,839 | |
| Suppliers440/4 | €15,839 | |
| Other amounts payable47/48 | €3,643 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | -€1,578 |
| + Depreciation and write-downs630 | €897 |
| Operating cash flow (approximation) | -€681 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002C0073/00N009 | Flanders | 1.1 ha | 1 · 865 m² | 42.8 m · 14 fl. |
Linked by address, not proof of ownership
Similar companies · same sector and region
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.