Debts
€29,314 89% of the balance sheet
Suppliers 86%Taxes and wages 6%Other 8%
EMV Construct
Lifetime
2 annual accounts with figures on one time axispeak €29,536 (2025)
€29,536▲ €30,029
lowest -€1,578 (2024)
€4,225▲ €5,803
peak €3,647 (2025)
€3,647▲ €4,225
€29,314▲ 50.5%
Board1 name since 2023
1 director
Documentsfilings and deeds
28-10-2026181 days late
2025micro format
Gross margin from -€493 to €29,536Back to profit: €4,225Equity from -€578 to €3,647Debts from €19,482 to €29,314Cash from €1,792 to €3,576
Key points
from the 2025 annual accountsAt the same address
957 companies
Position in the sector
€3,647
Less equity than 85% of companies in construction of buildings. Sector median €45,781 · 10,155 companies.
2025 accounts filed 181 days after the deadline
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 7,983 companies had the same profile as EMV Construct has now. Each dot stands for 20 companies, two years later.
94.2%
were still trading
1.9%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,983 companies, not a prediction for EMV Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1000030804
Incorporation
Founding capital of €1,000, 100 shares · Founder: (comparant) · Appointment: (director) · published on 21-09-2023 · Gazette deed
First establishment
Steenweg op Mechelen 455, Kraainem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| EMV Construct Kraainem | €62,215 | 8.3% | 11.1% | - |
| DELIA CONSTRUCTION Kraainem | - | - | 75.7% | - |
| VAMAR Grimbergen | €545,247 | 5.9% | 80.1% | - |
| VAN BRABANT Zaventem | - | - | 67.7% | - |
| AVA BUILD Wemmel | - | - | 69.2% | - |
| DELVIE Drogenbos | €82,453 | 30.5% | 69.6% | - |
| LJN CONSTRUCT Vilvoorde | - | - | 68.5% | - |
Grey: the largest companies of the sector (construction of buildings (NACE 41)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as EMV Construct: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €28,500 and €37,200, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 19-09-2023Normal situation
- Registered office
- 959 active companies are registered at this address96 started in the 12 months before. Source: KBO register, as of 13 November 2026.
- Activity
- General construction of residential buildingsNACE 41001and 4 others
- Establishment unit
- 2.350.770.1551950 Kraainem, since 19-09-2023
- Financial year end
- 30 September
- Peppol
- Reachable since 24-12-2025
Insights on EMV Construct
The 2025 annual accounts show equity of €3,647 and a net result of €4,225. Its solvency ranks better than 19% of 10,152 sector peers (NACE 41, financial year 2025).
The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about EMV Construct
- What is the company number of EMV Construct?
- The company number of EMV Construct is 1000.030.804. The VAT number is the same number with BE in front: BE 1000.030.804.
- Where is EMV Construct based?
- The registered office is at Steenweg op Mechelen 455, 1950 Kraainem.Company details
- What does EMV Construct do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of EMV Construct?
- EMV Construct is a private limited company (BV).
- When was EMV Construct founded?
- EMV Construct was founded on 19-09-2023.
- Is EMV Construct still active?
- Yes, EMV Construct is an active enterprise in the KBO register.
- What is the turnover of EMV Construct?
- The turnover of EMV Construct was €62,215 in financial year 2025, according to the filed annual accounts.Financials
- Is EMV Construct profitable?
- In financial year 2025, EMV Construct made a profit of €4,225.
- Where can I find the annual accounts of EMV Construct?
- EMV Construct filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of EMV Construct due?
- EMV Construct must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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