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VAMAR

Active
Private limited companyfounded 20233 years activeRinglaan 46, 1853 Grimbergen, BelgiumKBO/BCE: BE 1000.124.834
Summary

The computed 12-month bankruptcy probability of VAMAR is 1.5% (moderate). The 2026 annual accounts show equity of €27,818 and a net result of €25,179. Its solvency ranks better than 84% of 174 sector peers (NACE 41, fiscal year 2026). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€545,247turnover 2026
Equity
€27,818
Profit
€25,179
Financial health
66 Healthy Checked score 2026
Bankruptcy probabilitywithin 12 months
1.5%
Structure
Accounts 50 days early0 of 1 deed read
Why 66- Size: turnover €545,247, total assets €34,739- Founded in 2023- Sector Construction of residential and non-residential buildings (NACE 41)+ Liquidity: current ratio 4.81, cash €8,387Show the evidence

Checked score

Score 2026
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 83% of its sector peers (NACE 41, micro)
Financial strength · tick = 2025
Strong
Solvency 100=
equity 80.1% of total assets
Liquidity 74-23
short-term debt 19.9% · cash 24.1%
Profitability 81-19
return on assets 72.5%
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,362 companies)
Last 24 months 11-2024: 3.6% 12-2024: 3.8%▲ +0.2 percentage points vs 11-2024 01-2025: 4.1%▲ +0.3 percentage points vs 12-2024 02-2025: 4.2%▲ +0.1 percentage points vs 01-2025 03-2025: 4.6%▲ +0.4 percentage points vs 02-2025 04-2025: 4.6%● unchanged vs 03-2025 05-2025: 5.0%▲ +0.4 percentage points vs 04-2025 06-2025: 4.8%▼ -0.2 percentage points vs 05-2025 07-2025: 4.8%● unchanged vs 06-2025 08-2025: 5.1%▲ +0.3 percentage points vs 07-2025 09-2025: 5.3%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 0.8%▼ -4.5 percentage points vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026lowest value 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 0.9%▲ +0.1 percentage points vs 07-2026 09-2026: 0.9%● unchanged vs 08-2026 10-2026: 1.5%▲ +0.6 percentage points vs 09-2026
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 4.81; short-term debt: 19.9% and cash: 24.1% of total assets), and 19.9% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 92% on solvency, 78% on liquidity, 63% on profitability and 99% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Size: turnover €545,247, total assets €34,739
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2023
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 4.81, cash €8,387
NBB · annual accounts
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 11-09-2026, 50 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2026
50 days early
2025
37 days early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
08-10-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · micro…
  2. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Positive: Among the best 16% on solvencysector median 55.5% · 174 companies 80.1% View
  • Turnover 2026first fiscal year filed €545,247 View
  • Active since 2023founded 21-09-2023 3 years View

By topic

Financials

Fiscal year
2026
Turnover
€545,247
Profit
€25,179
Solvency
80.1%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
21-09-2023
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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