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EMV Construct

Active
Private limited companyfounded 2023active for 3 yearsSteenweg op Mechelen 455, 1950 Kraainem, Belgium958 active companies are registered at this addressKBO/BCE: BE 1000.030.804
Summary

The computed 12-month bankruptcy probability of EMV Construct is 7.8% (elevated). The 2024 annual accounts show negative equity (-€578) and a net result of -€1,578. Its solvency ranks better than 19% of 9,154 sector peers (NACE 41, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€18,904total assets 2024
Equity
-€578
Loss
-€1,578
Turnover not published (micro format)
Financial health
Bankruptcy probabilitywithin 12 months
7.8%
2024 figures too old to score
Structure
Accounts filed 2 days late0 of 1 deed read
Signalsraises riskFounded in 2023Latest accounts 169 days late; 1 of the last 3 lateSector: Construction of residential and non-residential buildings (NACE 41)Size: turnover €62,215, total assets €32,961neutralFiled after the deadlineShow the evidence

Bankruptcy probability

No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Bankruptcy probability: Elevated
Financial strength, FY 2024
Weak
Solvency 22
equity -3.1% of total assets
Liquidity 12
short-term debt 103.1% · cash 9.5%
Profitability 8
return on assets -8.3%
Bankruptcy probability, 12 months
7.8% Elevated
0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,421 companies, NACE 41, micro)
Last 24 months 11-2024: 3.6%lowest value 12-2024: 3.8%▲ +0.2 percentage points vs 11-2024 01-2025: 4.1%▲ +0.3 percentage points vs 12-2024 02-2025: 4.2%▲ +0.1 percentage points vs 01-2025 03-2025: 4.6%▲ +0.4 percentage points vs 02-2025 04-2025: 5.0%▲ +0.4 percentage points vs 03-2025 05-2025: 5.0%● unchanged vs 04-2025 06-2025: 3.8%▼ -1.2 percentage points vs 05-2025 07-2025: 3.8%● unchanged vs 06-2025 08-2025: 3.8%● unchanged vs 07-2025 09-2025: 3.9%▲ +0.1 percentage points vs 08-2025 10-2025: 3.8%▼ -0.1 percentage points vs 09-2025 11-2025: 3.8%● unchanged vs 10-2025 12-2025: 3.9%▲ +0.1 percentage points vs 11-2025 01-2026: 4.1%▲ +0.2 percentage points vs 12-2025 02-2026: 4.1%● unchanged vs 01-2026 03-2026: 4.1%● unchanged vs 02-2026 04-2026: 4.3%▲ +0.2 percentage points vs 03-2026 05-2026: 4.7%▲ +0.4 percentage points vs 04-2026 06-2026: 4.8%▲ +0.1 percentage points vs 05-2026 07-2026: 5.2%▲ +0.4 percentage points vs 06-2026 08-2026: 5.2%● unchanged vs 07-2026 09-2026: 5.8%▲ +0.6 percentage points vs 08-2026 10-2026: 7.8%▲ +2.0 percentage points vs 09-2026highest value
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Signals

Five signals.
raises riskneutral
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Latest accounts 169 days late; 1 of the last 3 late
NBB · filings
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Size: turnover €62,215, total assets €32,961
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 02-05-2025, 2 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2024
2 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 2 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2024, micro format

2024 annual accounts filed late (2 days) Filed on 2 May 2025, deadline 30 April 2025 (7 months after the close on 30 September 2024, Companies Code art. 3:10). Source: NBB, 2025-00086563.

Equity
-€578
Total assets
€18,904
Net result
-€1,578
Working capital
-€4,281

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €18,904
Fixed assets €3,703
Current assets €15,201
Equity and liabilities
Equity-€578
Debt€19,482
Equity is negative: debt (€19,482) exceeds the balance-sheet total (€18,904).
Key figures and ratios
2024 value
EBITDA
-€678
Cash flow
-€681
Solvency
-3.1%
Current ratio
0.78
ROA
-8.3%
Interest coverage
-208.49
Debt
€19,482
Debt ≤ 1 year
€19,482
Equity ratios withheld: equity of -€578 is too small for a meaningful ratio.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 30 lines
Balance sheet Code2024
Assets
Total assets20/58€18,904
Fixed assets21/28€3,703
Tangible fixed assets22/27€3,703
Furniture and vehicles24€3,703
Current assets29/58€15,201
Amounts receivable within one year40/41€13,409
Trade receivables40€12,508
Other amounts receivable41€901
Cash at bank and in hand54/58€1,792
Equity and liabilities
Total equity and liabilities10/49€18,904
Equity10/15-€578
Contributions10/11€1,000
Contributions outside capital11€1,000
Other1109/19€1,000
Profit (loss) carried forward14-€1,578
Amounts payable17/49€19,482
Amounts payable within one year42/48€19,482
Trade debts44€15,839
Suppliers440/4€15,839
Other amounts payable47/48€3,643
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€897
Other operating charges640/8€185
Gross operating margin9900-€493
Operating profit (loss)9901-€1,575
Financial charges65/66B€3
Recurring financial charges65€3
Profit (loss) for the period before taxes9903-€1,578
Profit (loss) for the period9904-€1,578
Profit (loss) for the period to be appropriated9905-€1,578
Appropriation of the result
Profit (loss) to be appropriated9906-€1,578

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€897
Other operating charges640/8€185
Gross operating margin9900-€493
Operating profit (loss)9901-€1,575
Financial charges65/66B€3
Recurring financial charges65€3
Profit (loss) for the period before taxes9903-€1,578
Profit (loss) for the period9904-€1,578
Profit (loss) for the period to be appropriated9905-€1,578
Line2024
Assets
Total assets20/58€18,904
Fixed assets21/28€3,703
Tangible fixed assets22/27€3,703
Furniture and vehicles24€3,703
Current assets29/58€15,201
Amounts receivable within one year40/41€13,409
Trade receivables40€12,508
Other amounts receivable41€901
Cash at bank and in hand54/58€1,792
Equity and liabilities
Total equity and liabilities10/49€18,904
Equity10/15-€578
Contributions10/11€1,000
Contributions outside capital11€1,000
Other1109/19€1,000
Profit (loss) carried forward14-€1,578
Amounts payable17/49€19,482
Amounts payable within one year42/48€19,482
Trade debts44€15,839
Suppliers440/4€15,839
Other amounts payable47/48€3,643
Line2024
Profit (loss) for the period9904-€1,578
+ Depreciation and write-downs630€897
Operating cash flow (approximation)-€681

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
30-09-2024 micro format 02-05-2025 2025-00086563

Similar companies · same sector, comparable size

Of the 29,196 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,154. 5,339 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 19 September 2023, EMV Construct was incorporated as a private limited company.1 The company has filed annual accounts once, for financial year 2024.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2024

Acts, filings and financial milestones

2025
02-05
NBB filing Annual accounts filed
financial year 2024 · micro format · 2 days late
NBB filing
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded19-09-2023
Financial year end30-09
Activities, NACEBEL 2025
41001General construction of residential buildings
43110Demolition
43120Site preparation
43350Other building finishing work
43990Other specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1000030804
Registered 24-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 17 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1000.030.804

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
1.1 ha
Building footprint
865 m²
Building volume
33,994 m³
Parcel 22002C0073/00N009, Flanders · tallest building 42.8 m. Linked by address, not a title deed.
958 companies at this address See who is registered here
1 establishment unit
EMV Construct
Steenweg op Mechelen 455, 1950 KraainemGeneral construction of residential buildings
since 2023unit no. 2.350.770.155
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
22002C0073/00N009 Flanders 1.1 ha 1 · 865 m² 42.8 m · 14
How the parcels are linked
Good to know
The parcel matches the address exactly.