DELVIE
ActiveSummary
The computed 12-month bankruptcy probability of DELVIE is 2.2% (moderate). The 2025 annual accounts show equity of €20k and a net result of €20k. Its solvency ranks better than 77% of 7453 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency95
Growth-
Track record67
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.04; short-term debt: 30.4% and cash: 28.4% of total assets), and 30.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.6%
Return on assets
69.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-01-2026, 29 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
29 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Turnover
€82k
EBIT margin
30.5%
Net result
€20k
Working capital
€349
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €29k
Fixed assets
€20k
Current assets
€9k
Equity and liabilities €29k
Equity
€20k
Debt
€9k
Debt finances 30.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€28k
Cash flow
€23k
Current ratio
1.04
Debt to equity
0.44
ROE
100.0%
ROA
69.6%
Interest coverage
5059.40
Debt ≤ 1 year
€9k
Income taxes
€5k
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet
Code2025
Assets
Total assets20/58€29k
Fixed assets21/28€20k
Tangible fixed assets22/27€20k
Furniture and vehicles24€20k
Current assets29/58€9k
Amounts receivable within one year40/41€929
Trade receivables40€448
Other amounts receivable41€481
Cash at bank and in hand54/58€8k
Equity and liabilities
Total equity and liabilities10/49€29k
Equity10/15€20k
Profit (loss) carried forward14€20k
Amounts payable17/49€9k
Amounts payable within one year42/48€9k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€7k
Taxes450/3€5k
Remuneration and social security454/9€2k
Income statement
Code2025
Turnover70€82k
Goods, raw materials, services and sundry goods60/61€53k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Other operating charges640/8€1k
Gross operating margin9900€29k
Operating profit (loss)9901€25k
Financial income75/76B€2
Recurring financial income75€2
Financial charges65/66B€6
Recurring financial charges65€6
Profit (loss) for the period before taxes9903€25k
Income taxes67/77€5k
Profit (loss) for the period9904€20k
Profit (loss) for the period to be appropriated9905€20k
Appropriation of the result
Profit (loss) to be appropriated9906€20k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
02-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Drogenbos · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
W.A. Mozartlaan 21620 DrogenbosGround area
1.1 ha
Building footprint
893 m²
Volume, LiDAR
10,016 m³
2 parcels, Brussels, Flanders · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DELVIE
since 20242.359.962.488
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001A0006/00W002 | Flanders | 1.1 ha | 1 · 794 m² | 13.0 m · 4 fl. |
| 21815D0100/00C005 | Brussels | 208 m² | 1 · 98 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BM RENOVATIEWERKEN
BE 1019.281.839
Berlaar · Eq €19,849
GNT BELGIUM
BE 0899.347.673
Ham-sur-Heure-Nalinnes · Eq €19,851
PIROTTE CONSTRUCT
BE 1028.042.127
Verviers · Eq €19,852
NOMATO
BE 0741.453.449
Lessines · Eq €19,857
AZUR CONCEPT
BE 0568.486.811
Charleroi · Eq €19,836
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 11,526 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2024
Fiscal year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
43240Other construction installation
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:delviebv@gmail.com