Equity
€627,195 ▲ 37.3%
DB PROTEC has made a profit without a break since 2017.
DB PROTEC
Lifetime
17 annual accounts with figures on one time axispeak €631,016 (2023)
€417,223▲ 75.2%
lowest -€65,207 (2016)
€262,271▲ 93.6%
peak €627,195 (2025)
€627,195▲ 37.3%
€509,567▲ 31.8%
peak 1 FTE (2016)
0.3 FTEunchanged
Board2 names since 2008
1 directorDidier BOQUE
Owners
Documentsfilings and deeds
01-08-20261 days late
2025abbreviated format
Gross margin from €238,200 to €417,223Result from €135,437 to €262,271Dividend €92,000Equity from €456,924 to €627,195Debts from €386,574 to €509,567Cash from €43,429 to €490,113
Key points
from the 2025 annual accountsResult
€262,271 ▲ 93.6%
The result rose in 2025: different schema filed.
Turnover
≈ €2.0m estimated
The accounts state no turnover.
Debts
€509,567 ▲ 31.8%
Debts rose by €122,994 in 2025.
Filings
17 annual accounts since 2009
Four of the last ten came late. The 2016 accounts came latest: 28 days after the end of the period.
Position in the sector
€262,271
Higher net result than 86% of companies in wholesale trade. Sector median €26,770 · 9,862 companies.
Checked score
97
Excellent
Financially stronger than 79% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,892 companies (NACE 46, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.2%▲ +0.1 percentage points vs 06-2026
08-2026: 0.5%▲ +0.3 percentage points vs 07-2026highest value
09-2026: < 0.1%▼ -0.5 percentage points vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 2.13, cash €490,113
Size: 0.3 FTE, total assets €1.1m
Equity €627,195 (55.2% of total assets)
Figures for financial year 2025 (filed on 01-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 62% of them on solvency, 81% on liquidity, 89% on profitability and 84% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as DB PROTEC has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of DB PROTEC itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for DB PROTEC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.13 (2.08 in 2024), above the usual 1.5. Short-term debt is 44.8% and cash 43.1% of total assets. 44.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 1 day late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-08-2026, 1 day later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
1 day late
2024
18 days late
2023
21 days late
2022
54 days early
2021
40 days early
2020
32 days early
2019
39 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 18 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 August (4 of the last 5 accounts filed within 41 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0898761814
Company renamed from DB PROTECT to DB PROTEC
General meeting of 21-12-2023 · Gazette deed
Change of role: Didier BOQUE, from statutory manager to director
Appointment: Julie BOQUE (administrateur unique suppléant) · Legal-form conversion: from private limited company (pre-2019) to private limited company · Gazette deed
First establishment
Rue de Perwez, Gd-L. 51, Gembloux
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DB PROTEC Gembloux | €1.1m | €417,223 | 55.2% | 0.3 |
| ANTI-CHUTE Tournai | €1.3m | €262,059 | 47.4% | 1.2 |
| Prime Safety Kapellen | €1.0m | €281,050 | 51.1% | 1.6 |
| DEVA BELGIUM Oudenaarde | €1.8m | €527,190 | 68.6% | 1 |
| GEDITEC Brasschaat | €1.7m | €441,904 | 30.1% | - |
| H.F.GROUP Brussels | €1.1m | €544,681 | 37.7% | - |
| BE PROTECTION Bruges | €2.2m | €429,422 | 37.1% | 2.2 |
These companies have the same main activity as DB PROTEC: wholesale trade (NACE 46421). They are comparable in size and age: total assets between €973,000 and €2.2m, founded between 2002 and 2017.
Official details
Source: KBO- Status
- Active since 24-06-2008Normal situation
- Activity
- Wholesale tradeNACE 46421and 4 others
- Joint committee
- 215White-collar workers in the clothing and garment industry · annual accounts 2025
- Establishment unit
- 2.171.703.1085031 Gembloux, since 01-07-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 14-03-2025
Insights on DB PROTEC
DB PROTEC files the abbreviated format. That format states no turnover. The gross margin rose from €1,443 in 2009 to €417,223 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DB PROTEC
- What is the company number of DB PROTEC?
- The company number of DB PROTEC is 0898.761.814. The VAT number is the same number with BE in front: BE 0898.761.814.
- Where is DB PROTEC based?
- The registered office is at Rue de Perwez, Gd-L. 51, 5031 Gembloux.Company details
- What does DB PROTEC do?
- According to the KBO register, the main activity is wholesale trade (NACE 46421).
- What is the legal form of DB PROTEC?
- DB PROTEC is a private limited company (BV).
- When was DB PROTEC founded?
- DB PROTEC was founded on 24-06-2008.
- Is DB PROTEC still active?
- Yes, DB PROTEC is an active enterprise in the KBO register.
- How many employees does DB PROTEC have?
- DB PROTEC had an average of 0.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does DB PROTEC fall under?
- In its 2025 annual accounts, DB PROTEC states joint committee 215 (White-collar workers in the clothing and garment industry).
- What is the turnover of DB PROTEC?
- The turnover in financial year 2025 is ≈ €2.0m. This figure is estimated from the gross margin of €417,223 and 36 comparable companies (NACE 464). It probably lies between €1.5m and €2.9m.
- Is DB PROTEC profitable?
- In financial year 2025, DB PROTEC made a profit of €262,271.
- Where can I find the annual accounts of DB PROTEC?
- DB PROTEC filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DB PROTEC due?
- DB PROTEC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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