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BE PROTECTION

Active
Private limited companyfounded 200719 yrs activeLodderhoek 12, 8000 Brugge, BelgiumKBO/BCE: BE 0891.745.843
Summary

BE PROTECTION has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €822,440 and a net result of €174,235. Equity is growing by ~21.9% per year across the filed fiscal years. Its solvency ranks better than 43% of 9138 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
BE PROTECTIONActiveChecked score 88/100
Risk analysis ReportCompare

Overview

Activity
Wholesale trade
NACE 46421NACE 51421
1 site
Size
€2.2mtotal assets 2025
Staff
2.2 FTE
Equity
€822,440
Profit
€174,235
Turnover not published (abridged schema)
Financial health
88 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Parent
Thidec · 99.6%
Board
1 member
Accounts 128 d early3 of 7 deeds read
Why 88- 1 change of registered office in 24 months+ Figures for FY 2025 (filed 25-03-2026)+ Size: 2.2 FTE, total assets €2.2m+ Liquidity: current ratio 2.39, cash €268,675Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Better than 55% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 62-38
equity 37.1% of total assets
Liquidity 59+2
short-term debt 20.0% · cash 12.1%
Profitability 79-8
return on assets 7.9%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,788 companies)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● 0.0% vs 11-2024lowest value 01-2025: < 0.1%● 0.0% vs 12-2024lowest value 02-2025: 0.1%▲ +6.1% vs 01-2025 03-2025: 0.1%▼ -1.9% vs 02-2025 04-2025: 0.1%▲ +7.8% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.1%▲ +34.5% vs 05-2025 07-2025: < 0.1%▼ -33.8% vs 06-2025lowest value 08-2025: < 0.1%● 0.0% vs 07-2025lowest value 09-2025: < 0.1%● 0.0% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: < 0.1%● 0.0% vs 12-2025lowest value 02-2026: 0.1%▲ +4.1% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▲ +45.1% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.2%▲ +203% vs 06-2026 08-2026: 0.2%▼ -0.9% vs 07-2026 09-2026: 0.2%● 0.0% vs 08-2026 10-2026: 0.2%▲ +5.4% vs 09-2026highest value
  • 1 change of registered office in 24 months raises the probability
  • Figures for FY 2025 (filed 25-03-2026) lowers the probability
  • Size: 2.2 FTE, total assets €2.2m lowers the probability for this profile
  • Liquidity: current ratio 2.39, cash €268,675 lowers the probability
Credit up to €70,000 at 30 days acceptable
Liquidity ample (current ratio 2.39 against 3.79 in 2024; short-term debt: 20% and cash: 12.1% of total assets), but 62.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 46%, liquidity 65%, profitability 70%, growth against the median 40%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Figures for FY 2025 (filed 25-03-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: 2.2 FTE, total assets €2.2m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.39, cash €268,675
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-03-2026, 128 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
128 d early
2024
50 d early
2023
57 d early
2022
18 d late
2021
27 d early
2020
3 d early
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 June (4 of the last 5 filed years within 68 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Appointment: Cepax (day-to-day manager)Permanent representative: Thibault De Cloedt…
  2. Appointment: Torreta (director)Permanent representative: Mik Deraeve ·…
  3. Permanent representative: Thibault De CloedtRegistered-office move

Key points

  • Caution: Board changedlatest change 04-08-2026 · 1 in office 2 joined · 2 left View
  • Positive: 8 profitable years in a rowprofit 2025: €174,235 8 years View
  • Positive: Among the best 20% on net resultsector median €28,137 · 9,117 companies €174,235 View
  • Controlled by Thidec 99.6% View

By topic

Financials

Fiscal year
2025
Total assets
€2.2m
Profit
€174,235
Solvency
37.1%
Total assets▲ 103%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 17-08-2026Appointment: Cepax (day-to-day manager)
  2. 03-07-2026Appointment: Torreta (director)
  3. 23-06-2026Permanent representative: Thibault De Cloedt
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale tradeNACE 46421
Founded
30-08-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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