ANTI-CHUTE
ActiveANTI-CHUTE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €617k and a net result of €140k. Equity is growing by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 61% of 10289 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-14
Solvency72▼-18
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 1.95 against 3.36 in 2024; short-term debt: 45.8% and cash: 35.8% of total assets), but 52.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.4%
Return on assets
10.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
1 d early
2023
16 d early
2022
7 d early
2021
32 d early
2020
31 d late
2019
75 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€140k▼ 46.1%
2024 · €259k
2018: €31k
2019: €49k
2020: €196k
2021: €73k
2022: €44k
2023: €137k
2024: €259k
2018 → 2025
Working capital
€564k▼ 23.2%
2024 · €734k
2018: €251k
2019: €348k
2020: €553k
2021: €598k
2022: €503k
2023: €610k
2024: €734k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€555k-€469k▼ 15.5%€571k▲ 21.8%€790k▲ 38.4%€617k▼ 21.9%
Operating result€101k-€67k▼ 34.2%€173k▲ 159%€317k▲ 83.6%€193k▼ 39.1%
Net result€73k-€44k▼ 39.6%€137k▲ 211%€259k▲ 89.9%€140k▼ 46.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.30M
Fixed assets
€142k▼ 14.7%
Current assets
€1.16M▲ 11.0%
Equity and liabilities €1.30M
Equity
€617k▼ 21.9%
Debt
€685k▲ 62.6%
The debt ratio rises from 34.8% to 52.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€217k▼
2024 · €362k
Cash flow
€164k▼
2024 · €305k
Solvency
47.4%▼
2024 · 65.2%
Current ratio
1.95▼
2024 · 3.36
Quick ratio
1.88▼
2024 · 3.23
Debt / equity
1.11▲
2024 · 0.53
ROE
22.7%▼
2024 · 32.8%
ROA
10.7%▼
2024 · 21.4%
Interest coverage
67.31▲
2024 · 62.28
Debt
€685k▲
2024 · €422k
Debt ≤ 1 year
€597k▲
2024 · €311k
Debt > 1 year
€89k▼
2024 · €110k
Income taxes
€55k▼
2024 · €89k
Staff costs
€35k▼
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.21M€1.30M▲
Fixed assets21/28€166k€142k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€165k€141k▼
Land and buildings22€118k€113k▼
Plant, machinery and equipment23€3k€1k▼
Furniture and vehicles24€44k€27k▼
Financial fixed assets28€914€914=
Current assets29/58€1.05M€1.16M▲
Stocks and contracts in progress3€41k€42k▲
Stocks30/36€41k€42k▲
Amounts receivable within one year40/41€326k€305k▼
Trade receivables40€325k€293k▼
Other amounts receivable41€1k€12k▲
Current investments50/53€309k€348k▲
Cash at bank and in hand54/58€370k€466k▲
Equity and liabilities
Total equity and liabilities10/49€1.21M€1.30M▲
Equity10/15€790k€617k▼
Contributions10/11€20k€20k=
Reserves13€595k€578k▼
Tax-exempt reserves132€38k€122k▲
Distributable reserves133€557k€456k▼
Profit (loss) carried forward14€156k€769▼
Investment grants15€19k€18k▼
Amounts payable17/49€422k€685k▲
Amounts payable after more than one year17€110k€89k▼
Financial debts170/4€110k€89k▼
Amounts payable within one year42/48€311k€597k▲
Current portion of amounts payable after more than one year42€33k€22k▼
Trade debts44€175k€185k▲
Suppliers440/4€175k€185k▲
Taxes, remuneration and social security45€42k€41k▼
Taxes450/3€41k€41k▼
Remuneration and social security454/9€982€543▼
Other amounts payable47/48€61k€348k▲
Income statement
Code20242025
Remuneration, social security and pensions62€40k€35k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€25k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€5k€2k▼
Other operating charges640/8€5k€8k▲
Gross operating margin9900€412k€262k▼
Operating profit (loss)9901€317k€193k▼
Financial income75/76B€37k€5k▼
Recurring financial income75€37k€5k▼
Financial charges65/66B€6k€3k▼
Recurring financial charges65€6k€3k▼
Non-recurring financial charges66B€92-
Profit (loss) for the period before taxes9903€348k€195k▼
Income taxes67/77€89k€55k▼
Profit (loss) for the period9904€259k€140k▼
Profit (loss) for the period to be appropriated9905€259k€140k▼
Appropriation of the result
Profit (loss) to be appropriated9906€406k€141k▼
Profit (loss) brought forward from the previous period14P€147k€958▼
Transfer from equity791/2€48k€307k▲
Transfer to equity691/2€250k€140k▼
To other reserves6921€250k€140k▼
Profit to be distributed694/7€48k€307k▲
Return on contributions (dividend)694€48k€307k▲
Social balance
Average headcount (FTE)9087-1.2
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €259k ▲89.9%
Operating result €317k, net result €259k, both a record.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €500kEq €571k ▲21.8%
6 profitable years in a row build equity to €571k.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Equity above €500kEq €507k ▲60.3%
3 profitable years in a row build equity to €507k.
14-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 75 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Progrès(FRY) 297503 TournaiGround area
3,306 m²
Building footprint
596 m²
Volume, LiDAR
3,254 m³
Parcel 57031B0379/00B000, Wallonia · tallest building 6.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ANTI-CHUTE
since 20142.229.736.426
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57031B0379/00B000 | Wallonia | 3,305 m² | 1 · 596 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,210 companies in sector 47711 we hold annual accounts for 889. 478 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-04-2014
Fiscal year end31-12
Activities, NACEBEL
46421Wholesale trade
47711Retail sale of women's outerwear
46190Agents in non-specialised wholesale trade
47712Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.