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H.F.GROUP

Active
Private limited companyfounded 2002active for 24 yearsKeizerslaan 10, 1000 Brussel, Belgium483 active companies are registered at this addressKBO/BCE: BE 0478.437.949

From the official registers: KBO 23 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

H.F.GROUP has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €406,589 and a net result of €165,652. Equity is growing by about 35% per year across the filed financial years. Its solvency ranks better than 54% of 22,679 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow ReportCompare
H.F.GROUPActiveChecked score 90/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 30-09-2002 Normal situation
Legal form
Private limited company
Registered office
Keizerslaan 10, 1000 Brussel
Activity
Other non-specialised retail sale NACE 47120and 6 others
Establishment units
2.114.999.183 1180 Ukkel, since 02-10-2002
2.350.795.790 1430 Rebecq, since 15-10-2018
Financial year end
31 December
Peppol
Reachable since 21-10-2026
Company details

Who decides

Board
Shareholders
Board & ownership

How it is doing

90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€544,681
▲ 1.2%
Turnover
≈ €5.0m
estimated
Profit
€165,652
▼ 15.1%
Equity
€406,589
▲ 9.6%
Total assets
€1.1m
▼ 1.0%
Staff
5.8 FTE
▲ 18.4%
2025 accounts 2 days early
Filed on 29-07-2026at the National Bank
Financials
Why 90raises risk2 of the last 3 lateSector: Retail trade (NACE 47)lowers riskFounded in 2002Size: total assets €1.1mShow the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 64% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 63+4
equity 37.7% of total assets
Liquidity 53-10
short-term debt 36.2% · cash 15.8%
Profitability 88-3
return on assets 15.4%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.4%▲ +0.1 percentage points vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.3%▼ -0.1 percentage points vs 03-2025 05-2025: 0.4%▲ +0.1 percentage points vs 04-2025 06-2025: 0.3%▼ -0.1 percentage points vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%▲ +0.2 percentage points vs 07-2025 09-2025: 0.7%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 0.3%▼ -0.4 percentage points vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.2%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.85, compared with 2.17 in 2024, above the usual 1.5; short-term debt: 36.2% and cash: 15.8% of total assets), but 62.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 53% on solvency, 59% on liquidity, 83% on profitability and 60% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · 2 of the last 3 late
NBB · filings
lowers risk · Founded in 2002
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €1.1m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 days early
2024
60 days late
2023
90 days late
2022
91 days late
2021
92 days late
2020
60 days late
2019
92 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 69 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 October (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage

Key points

  • Positive: Among the best 5% on net resultsector median €5,088 · 22,660 companies €165,652 View
  • Positive: 8 profitable years in a rowprofit 2025: €165,652 8 years View

Documents

Annual accounts at the NBB

All 23 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about H.F.GROUP

What is the company number of H.F.GROUP?
0478.437.949. In Belgium the VAT number is the company number with BE in front: BE 0478.437.949.
Where is H.F.GROUP based?
The registered office is at Keizerslaan 10, 1000 Brussel.Company details
What does H.F.GROUP do?
According to the KBO register, the main activity is other non-specialised retail sale (NACE 47120).
What is the legal form of H.F.GROUP?
Private limited company (BV).
When was H.F.GROUP founded?
On 30-09-2002.
Is H.F.GROUP still active?
Yes, H.F.GROUP is an active enterprise in the KBO register.
How many employees does H.F.GROUP have?
On average 5.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of H.F.GROUP?
≈ €5.0m in financial year 2025. Estimated from the gross margin of €544,681: probably between €3.6m and €6.9m, based on 56 comparable companies, NACE 471.
Is H.F.GROUP profitable?
In financial year 2025, H.F.GROUP made a profit of €165,652.
Where can I find the annual accounts of H.F.GROUP?
H.F.GROUP filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of H.F.GROUP due?
By 31-07-2027, for financial year 2026.Timeline

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