Payment terms
12 days to suppliers
CONSTRUCTUS pays its suppliers 107 days earlier than in 2024. Customers pay 21 days earlier.
CONSTRUCTUS
Overview
Lifetime
3 annual accounts with figures on one time axispeak €104,935 (2024)
€93,254▼ 11.1%
peak €2,764 (2025)
€2,764▲ 4.4%
peak €12,733 (2025)
€12,733▲ 10.6%
€16,941▼ 50.5%
Board1 name since 2023
1 directorCICIO Florin-Vasile
Documentsfilings and deeds
09-09-202640 days late
2025micro format
Debts from €34,199 to €16,941Cash from €23,273 to €15,283
Key points
from the 2025 annual accountsFilings
3 annual accounts 3 late
The 2024 accounts came latest: 56 days after the end of the period.
At the same address
617 companies
Checked score
50
Fair
Financially stronger than 51% of micro companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.0%lowest value
01-2025: 3.0%● unchanged vs 12-2024
02-2025: 3.0%● unchanged vs 01-2025
03-2025: 3.1%▲ +0.1 percentage points vs 02-2025
04-2025: 3.7%▲ +0.6 percentage points vs 03-2025
05-2025: 4.5%▲ +0.8 percentage points vs 04-2025
06-2025: 4.5%● unchanged vs 05-2025
07-2025: 5.0%▲ +0.5 percentage points vs 06-2025
08-2025: 6.1%▲ +1.1 percentage points vs 07-2025
09-2025: 6.2%▲ +0.1 percentage points vs 08-2025
10-2025: 8.7%▲ +2.5 percentage points vs 09-2025
11-2025: 8.7%● unchanged vs 10-2025
12-2025: 8.7%● unchanged vs 11-2025
01-2026: 8.8%▲ +0.1 percentage points vs 12-2025
02-2026: 8.9%▲ +0.1 percentage points vs 01-2026
03-2026: 9.0%▲ +0.1 percentage points vs 02-2026highest value
04-2026: 6.3%▼ -2.7 percentage points vs 03-2026
05-2026: 6.3%● unchanged vs 04-2026
06-2026: 6.3%● unchanged vs 05-2026
07-2026: 6.3%● unchanged vs 06-2026
08-2026: 7.7%▲ +1.4 percentage points vs 07-2026
09-2026: 8.4%▲ +0.7 percentage points vs 08-2026
10-2026: 3.6%▼ -4.8 percentage points vs 09-2026
11-2026: 3.6%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
Size: turnover €93,254, total assets €29,674
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Liquidity: current ratio 1.75, cash €15,283
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 51% of them on solvency, 75% on liquidity, 34% on profitability and 46% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as CONSTRUCTUS has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of CONSTRUCTUS itself is higher: 3.6% within 12 months. It rests on far more data about CONSTRUCTUS than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for CONSTRUCTUS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.75 (1.34 in 2024), above the usual 1.5. Short-term debt is 57.1% and cash 51.5% of total assets. However, 57.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · 2025 accounts filed 40 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-09-2026, 40 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
40 days late
2024
56 days late
2023
9 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 35 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 September (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0801127948
Address struck
effective 18-07-2024 · KBO administration
Deed on the registered office
Gazette deed
Incorporation
Founding capital of €15,000, 100 shares · Founder: CICIO Florin-Vasile · Appointment: CICIO Florin-Vasile (director) · published on 27-04-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CONSTRUCTUS Sint-Pieters-Leeuw | €93,254 | 4.3% | 42.9% | - |
| SCM CONSTRUCT Sint-Pieters-Leeuw | - | - | 10.5% | - |
| JD RENOVATIONS Sint-Pieters-Leeuw | - | - | 45.4% | - |
| ART&CoFamily Sint-Pieters-Leeuw | - | - | 73.0% | - |
| ONIJ Zaventem | - | - | 75.0% | - |
| RMS CONSTRUCT Vilvoorde | - | - | 70.2% | - |
| RO WORKERS Drogenbos | €240,312 | 1.6% | 87.1% | - |
Grey: the largest companies of the sector (construction of buildings (NACE 41)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as CONSTRUCTUS: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €24,200 and €34,600, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 25-04-2023Normal situation
- Registered office
- 619 active companies are registered at this address122 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- General construction of residential buildingsNACE 41001
- Establishment unit
- 2.345.562.8391030 Schaerbeek, since 25-04-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 01-05-2025
Annual accounts 2025
- €93,254▼ 11.1%
- €2,764▲ 4.4%
- €12,733▲ 10.6%
- €29,674▼ 35.1%
- Filing
- Filed on 09-09-2026
Insights on CONSTRUCTUS
Solvency rose in 2025 from 25.2% to 42.9% because of the retained profit and lower debts.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 09-09-2026, 40 days late€93,254
▼ 11.1%
€3,974
▼ 6.1%
-
-
42.9%
▲ 17.7 percentage points
1.75
▲ 0.42
Money flows
of every €100 of turnover, €2.96 remains as profit in 2025Balance sheet
balance sheet total €29,674 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
42.9%
Higher than 50% of 9,456 companies in 2025.
1.75
Higher than 51% of 9,204 companies in 2025.
9.3%
Higher than 56% of 9,276 companies in 2025.
CONSTRUCTUS
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
29,674 | 45,708 | 8,577 | |
29/58 |
29,674 | 45,708 | 8,577 | |
40/41 |
14,391 | 22,435 | 2,044 | |
40 |
14,391 | 21,998 | - | |
41 |
- | 436 | 2,044 | |
54/58 |
15,283 | 23,273 | 6,533 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
29,674 | 45,708 | 8,577 | |
10/15 |
12,733 | 11,509 | 7,322 | |
10/11 |
6,761 | 8,300 | 6,761 | |
14 |
5,973 | 3,209 | 562 | |
17/49 |
16,941 | 34,199 | 1,255 | |
42/48 |
16,941 | 34,199 | 1,255 | |
44 |
2,938 | 32,714 | 1,080 | |
440/4 |
2,938 | 32,714 | 1,080 | |
45 |
5,278 | 1,485 | 175 | |
450/3 |
5,278 | 1,485 | 175 | |
47/48 |
8,724 | - | - | |
| Income statement | ||||
70 |
93,254 | 104,935 | 56,566 | |
76A |
- | 47 | - | |
9900 |
4,212 | 4,722 | 819 | |
60/61 |
89,042 | 100,260 | 55,747 | |
640/8 |
238 | 489 | - | |
9901 |
3,974 | 4,234 | 819 | |
75/76B |
198 | - | - | |
75 |
198 | - | - | |
65/66B |
165 | 277 | 83 | |
65 |
165 | 277 | 83 | |
9903 |
4,007 | 3,957 | 737 | |
67/77 |
1,243 | 1,310 | 175 | |
9904 |
2,764 | 2,647 | 562 | |
9905 |
2,764 | 2,647 | 562 | |
| Appropriation of the result | ||||
9906 |
5,973 | 3,209 | 562 | |
14P |
3,209 | 562 | - | |
| Document | ||||
The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 09-09-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 40 days after the deadline. Filed on 9 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00509171.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| -7,990 | 16,740 | - | ||
| 12,733 | 11,509 | 7,322 | ||
| 4.3% | 4.0% | 1.4% | ||
| 42.9% | 25.2% | 85.4% | ||
| 1.75 | 1.34 | 6.83 | ||
| 1.33 | 2.97 | 0.17 | ||
| 21.7% | 23.0% | 7.7% | ||
| 9.3% | 5.8% | 6.5% | ||
| 56 days | 77 days | 13 days | ||
| 12 days | 119 days | 7 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on CONSTRUCTUS
The operating result for 2025 is 6% lower than in 2024.
Debt's share of the balance-sheet total falls from 74.8% to 57.1%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 27-04-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 09-09-2026
Mandates through the years
1 name, the dashed line is todayCICIO Florin-Vasile
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- CICIO Florin-Vasile
- Director (not named in the articles), appointed by deed of 27-04-2023, still in office
Control
Capital
- Contribution
- €6,760.73
- Shares
- 100
- Contribution per share
- €67.61
- Equity per share
- €127 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 27-04-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Helft overdrager,helft koper(s), erfgenamen en legatarissen die geen aandeelhouder van rechtswege worden vragen toestemming volgens zelfde…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of June
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 27-04-2023 ↗
- CICIO Florin-Vasile 100 shares (100%) · €15,000 in cash
Network & group
No group
CONSTRUCTUS has no parent and no holdings in its annual accounts. CICIO Florin-Vasile is the only director. CONSTRUCTUS shares no director with another company.
At the same address
Bergensesteenweg 24, 1600 Sint-Pieters-Leeuw · 618 other companies| BILD CONCEPT
registered office since 26-10-2022 · founded in 2022 |
turnover €2.2m (2025) 0792.929.369 |
| DEMO GROUP
registered office since 09-03-2021 · founded in 2021 · accounts filed late |
turnover €1.8m (2024) 0764.843.020 |
| ED MOTOR
registered office since 13-07-2022 · founded in 2022 |
turnover €1.8m (2025) 0788.556.154 |
| LUITRADE
registered office since 14-05-2019 · founded in 2019 |
1.2 FTE (2023) 0726.753.001 |
| LIMO TRENDS
registered office since 16-11-2017 · founded in 2017 · accounts filed late |
total assets €1.5m (2024) 0684.767.837 |
| M.A. Solution
registered office since 02-12-2021 · founded in 2021 · accounts filed late |
turnover €606,633 (2025) 0777.963.952 |
| OST CONCEPT TOITURE
registered office since 02-06-2023 · founded in 2023 |
turnover €1.3m (2025) 0802.364.895 |
| ARKHE
registered office since 10-12-1987 · founded in 1987 |
turnover €1.3m (2025) 0432.804.694 |
| ANATOLI CONSTRUCT
registered office since 08-11-2022 · founded in 2022 |
turnover €1.3m (2025) 0793.406.352 |
| S&B PROF CONSTRUCT
registered office since 30-08-2022 · founded in 2022 · accounts filed late |
turnover €1.1m (2024) 0790.208.619 |
Timeline
Timeline
9 events since 2023Filings
Financial
Establishments
Address
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 40 days late
2025
Highest result from 2023 to 2025 net €2,764 ▲4.4% The net result of €2,764 is the highest of those years.
Annual accounts 2024 filed PDFmicro format · 56 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0801127948
2024
Address struck effective 18-07-2024
Annual accounts 2023 filed PDFmicro format · 9 days late
Deed on the registered office PDF
2023
IncorporationFounding capital of €15,000, 100 shares · Founder: CICIO Florin-Vasile · Appointment: CICIO Florin-Vasile (director) · published on 27-04-20235 points ▸
- Founder, CICIO Florin-Vasile
- Founding capital, €15,000, 100 shares
- 100 shares
- Registered office clause, Kasteellaan 3, 1740 Ternat
- Director appointment, CICIO Florin-Vasile (director (not named in the articles))
- The deed holds 2 more points.
First establishment Richard Vandeveldestraat 83, Schaerbeek
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 25 April 2023, CONSTRUCTUS was incorporated as a private limited company by one natural person, with a starting capital of €15,000.12 CICIO Florin-Vasile is director of the company, appointed by deed of 27-04-2023.2 Turnover went from €56,566 in 2023 to €93,254 in 2025.3
Company details
Identity
- Enterprise number
- 0801.127.948
- VAT number
- BE 0801.127.948
- Peppol ID
- 0208:0801127948
- Other Peppol ID
- 9925:BE0801127948
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 25-04-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of Junedeed of 27-04-2023 (in Dutch)
- Peppol
- Reachable since 01-05-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- CONSTRUCTUS in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 27-04-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 27-04-2023 (in Dutch)
Activities
NACEBEL 202541001
General construction of residential buildings main activity
Codes under NACEBEL 2008
41201
General construction of buildings main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Algemene onderneming van bouwwerken, met andere woorden alle werkzaamheden aan gebouwen, omvattende onder meer het bouwen, verbouwen…”deed of 27-04-2023 (in Dutch)
12 activities
- Algemene onderneming van bouwwerken, met andere woorden alle werkzaamheden aan gebouwen, omvattende onder meer het bouwen, verbouwen, onderhouden, herstellen, renoveren en slopen van huizen, appartementen en alle andere soorten gebouwen;
- Alle aannemingen van bouwwerken, grondwerken, metsel- en betonwerken, betonbouw, isolatie- en voegwerken, alle aannemingen van afbraak en/of veranderingswerken aan gebouwen, alsmede alle herstellingen en renovaties van gebouwen;
- Sanitair installateur – loodgieterswerk;
- Overige gespecialiseerde bouwwerkzaamheden, in de meest ruime zin van het woord ;
- Alle activiteiten inzake bouwmarkten en andere doe-het-zelfzaken in bouwmaterialen, algemeen assortiment
- Beheer, aankoop en verhuur van alle roerende en onroerende goederen in de meest ruime zin;
- Uitvoeren van herstellingen in de ruimste zin ;
- Overige zakelijke dienstverlening
- Haar patrimonium bestaande uit roerende en onroerende goederen te behouden, in de ruimste zin van het woord te beheren en oordeelkundig uit te breiden .
- Het beheren en oordeelkundig uitbreiden in de ruimste zin van het woord van haar patrimonium, grotendeels bestaande uit onroerende goederen.
- Binnen het kader van haar voorwerp zal de vennootschap mogen overgaan tot het aankopen en verkopen, opschikken, uitrusten, valoriseren, bouwen, laten bouwen en verbouwen, zakelijke rechten verlenen of afsluiten, in huur nemen of verhuren van onroerende goederen, bebouwd of onbebouwd, bemeubeld of onbemeubeld.
- Verhuur van onroerende goederen in de meest ruime zin.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Bergensesteenweg 24 registered office 1600 Sint-Pieters-Leeuw | ||
| Richard Vandeveldestraat 83 1030 Schaerbeek | 25-04-2023 | 2.345.562.839 |
Buildings and parcels at the addresses
- Ground area
- 1,735 m²
- Buildings
- 495 m²
- Volume, LiDAR
- 4,466 m³
- Tallest building
- 14.6 m
Buildings to scale, each on its own parcel
Parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23077A0118/00W082 | Flanders | 1,638 m² | 1 · 398 m² | 9.5 m · 3 |
| 21902A0242/00D003 | Brussels | 97 m² | 1 · 97 m² | 14.6 m · 4 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0801.127.948