CMC CONSTRUCTORS
ActiveSummary
For CMC CONSTRUCTORS, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €87k and a net result of €11k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 62% of 9006 sector peers (fiscal year 2023). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability77▲+32
Solvency77▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
52.1%
Return on assets
6.8%
Age of the figures
33 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 7 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline25-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 12-09-2024, 43 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
43 d late
2022
409 d late
2021
774 d late
2020
1139 d late
2019
54 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2023, micro schema
Equity
€87k▲ 15.0%
2022 · €76k
2018: €54klowest in 6 years
2019: €61k▲ +12.3% vs 2018
2020: €112k▲ +84.4% vs 2019highest in 6 years
2021: €76k▼ -32.6% vs 2020
2022: €76k▲ +0.1% vs 2021
2023: €87k▲ +15.0% vs 2022
2018 → 2023
Total assets
€167k▲ 5.8%
2022 · €158k
2018: €75klowest in 6 years
2019: €75k▲ +0.4% vs 2018
2020: €189k▲ +152% vs 2019highest in 6 years
2021: €164k▼ -13.5% vs 2020
2022: €158k▼ -3.5% vs 2021
2023: €167k▲ +5.8% vs 2022
2018 → 2023
Net result
€11k▲ 10,951%
2022 · €103
2018: €14k
2019: €7k▼ -53.3% vs 2018
2020: €51k▲ +672% vs 2019highest in 6 years
2021: €-37k▼ -171% vs 2020lowest in 6 years
2022: €103▲ +100% vs 2021
2023: €11k▲ +10951% vs 2022
2018 → 2023
Working capital
€97k▲ 10.4%
2022 · €88k
2018: €44klowest in 6 years
2019: €55k▲ +24.2% vs 2018
2020: €80k▲ +45.4% vs 2019
2021: €86k▲ +7.8% vs 2020
2022: €88k▲ +2.8% vs 2021
2023: €97k▲ +10.4% vs 2022highest in 6 years
2018 → 2023
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€61k-€112k▲ 84.4%€76k▼ 32.6%€76k▲ 0.1%€87k▲ 15.0%
2019: €61klowest in 5 years
2020: €112k▲ +84.4% vs 2019highest in 5 years
2021: €76k▼ -32.6% vs 2020
2022: €76k▲ +0.1% vs 2021
2023: €87k▲ +15.0% vs 2022
Operating result€9k-€66k▲ 668%€-34k€6k€21k▲ 258%
2019: €9k
2020: €66k▲ +668% vs 2019highest in 5 years
2021: €-34k▼ -153% vs 2020lowest in 5 years
2022: €6k▲ +117% vs 2021
2023: €21k▲ +258% vs 2022
Net result€7k-€51k▲ 672%€-37k€103€11k▲ 10,951%
2019: €7k
2020: €51k▲ +672% vs 2019highest in 5 years
2021: €-37k▼ -171% vs 2020lowest in 5 years
2022: €103▲ +100% vs 2021
2023: €11k▲ +10951% vs 2022
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed two years in a row; 2023 is 258% above 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €167k
Fixed assets
€8k ▼ 44.3%
Current assets
€159k ▲ 11.1%
Equity and liabilities €167k
Equity
€87k ▲ 15.0%
Debt
€80k ▼ 2.6%
Debt's share of the balance-sheet total falls from 52.1% to 47.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€29k▲
2022 · €17k
Cash flow
€19k▲
2022 · €11k
Current ratio
2.58▼
2022 · 2.61
Debt to equity
0.92▼
2022 · 1.09
ROE
13.1%▲
2022 · 0.1%
ROA
6.8%▲
2022 · 0.1%
Interest coverage
7.89▲
2022 · 3.19
Debt ≤ 1 year
€61k▲
2022 · €55k
Debt > 1 year
€19k▼
2022 · €27k
Income taxes
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2023 against 2022 · 44 lines
Balance sheet
Code20222023
Assets
Total assets20/58€158k€167k▲
Fixed assets21/28€15k€8k▼
Tangible fixed assets22/27€14k€7k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€8k€4k▼
Financial fixed assets28€950€950=
Current assets29/58€143k€159k▲
Amounts receivable within one year40/41€141k€154k▲
Trade receivables40€83k€91k▲
Other amounts receivable41€58k€63k▲
Cash at bank and in hand54/58€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€158k€167k▲
Equity10/15€76k€87k▲
Contributions10/11€5k€19k▲
Capital10€5k-
Issued capital100€5k-
Reserves13€14k-
Non-distributable reserves130/1€14k-
Legal reserve130€14k-
Profit (loss) carried forward14€57k€68k▲
Amounts payable17/49€82k€80k▼
Amounts payable after more than one year17€27k€19k▼
Financial debts170/4€27k€19k▼
Amounts payable within one year42/48€55k€61k▲
Current portion of amounts payable after more than one year42€8k€9k▲
Trade debts44€45k€51k▲
Suppliers440/4€45k€51k▲
Taxes, remuneration and social security45€967€2k▲
Taxes450/3€967€2k▲
Income statement
Code20222023
Non-recurring operating income76A€48€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€8k▼
Other operating charges640/8€384€298▼
Non-recurring operating charges66A€28€7k▲
Gross operating margin9900€17k€36k▲
Operating profit (loss)9901€6k€21k▲
Financial charges65/66B€6k€6k▲
Recurring financial charges65€5k€4k▼
Non-recurring financial charges66B€589€3k▲
Profit (loss) for the period before taxes9903€103€15k▲
Income taxes67/77-€3k
Profit (loss) for the period9904€103€11k▲
Profit (loss) for the period to be appropriated9905€103€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€57k€68k▲
Profit (loss) brought forward from the previous period14P€57k€57k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €3k | €72 | €48 | €0 | ▼ 100.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €6k | €13k | €11k | €8k | ▼ 29.1% |
| Other operating charges640/8 | - | €813 | €652 | €384 | €298 | ▼ 22.6% |
| Non-recurring operating charges66A | - | €5 | - | €28 | €7k | ▲ 25,507% |
| Gross operating margin9900 | €14k | €73k | €-21k | €17k | €36k | ▲ 112% |
| Operating profit (loss)9901 | €9k | €66k | €-34k | €6k | €21k | ▲ 258% |
| Recurring financial income75 | €141 | - | - | - | - | - |
| Financial charges65/66B | - | €229 | €2k | €6k | €6k | ▲ 9.8% |
| Recurring financial charges65 | €310 | €229 | €2k | €5k | €4k | ▼ 30.2% |
| Non-recurring financial charges66B | - | - | €394 | €589 | €3k | ▲ 365% |
| Profit (loss) for the period before taxes9903 | €8k | €65k | €-37k | €103 | €15k | ▲ 14,295% |
| Income taxes67/77 | €2k | €14k | - | - | €3k | - |
| Profit (loss) for the period9904 | €7k | €51k | €-37k | €103 | €11k | ▲ 10,951% |
| Profit (loss) for the period to be appropriated9905 | €7k | €51k | €-37k | €103 | €11k | ▲ 10,951% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €75k | €189k | €164k | €158k | €167k | ▲ 5.8% |
| Fixed assets21/28 | €6k | €33k | €26k | €15k | €8k | ▼ 44.3% |
| Tangible fixed assets22/27 | €5k | €32k | €25k | €14k | €7k | ▼ 47.3% |
| Plant, machinery and equipment23 | - | €10k | €8k | €6k | €4k | ▼ 34.8% |
| Furniture and vehicles24 | - | €22k | €17k | €8k | €4k | ▼ 56.0% |
| Financial fixed assets28 | €900 | €900 | €950 | €950 | €950 | = |
| Current assets29/58 | €69k | €157k | €138k | €143k | €159k | ▲ 11.1% |
| Stocks and contracts in progress3 | - | - | €24k | - | - | - |
| Stocks30/36 | - | - | €24k | - | - | - |
| Amounts receivable within one year40/41 | €58k | €84k | €85k | €141k | €154k | ▲ 9.3% |
| Trade receivables40 | - | €68k | €55k | €83k | €91k | ▲ 10.4% |
| Other amounts receivable41 | - | €16k | €30k | €58k | €63k | ▲ 7.8% |
| Cash at bank and in hand54/58 | €10k | €73k | €28k | €2k | €5k | ▲ 127% |
| Deferred charges and accrued income490/1 | - | - | €840 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €75k | €189k | €164k | €158k | €167k | ▲ 5.8% |
| Equity10/15 | €61k | €112k | €76k | €76k | €87k | ▲ 15.0% |
| Contributions10/11 | €5k | €5k | €5k | €5k | €19k | ▲ 313% |
| Capital10 | - | €5k | €5k | €5k | - | - |
| Issued capital100 | - | €5k | €5k | €5k | - | - |
| Reserves13 | €14k | €14k | €14k | €14k | - | - |
| Non-distributable reserves130/1 | - | €14k | €14k | €14k | - | - |
| Legal reserve130 | - | €14k | €14k | €14k | - | - |
| Profit (loss) carried forward14 | €42k | €93k | €57k | €57k | €68k | ▲ 19.9% |
| Amounts payable17/49 | €14k | €77k | €88k | €82k | €80k | ▼ 2.6% |
| Amounts payable after more than one year17 | - | - | €36k | €27k | €19k | ▼ 32.1% |
| Financial debts170/4 | - | - | €36k | €27k | €19k | ▼ 32.1% |
| Amounts payable within one year42/48 | €14k | €77k | €52k | €55k | €61k | ▲ 12.1% |
| Current portion of amounts payable after more than one year42 | - | - | €8k | €8k | €9k | ▲ 3.6% |
| Trade debts44 | €10k | €77k | €39k | €45k | €51k | ▲ 12.3% |
| Suppliers440/4 | - | €77k | €39k | €45k | €51k | ▲ 12.3% |
| Taxes, remuneration and social security45 | - | - | €5k | €967 | €2k | ▲ 77.0% |
| Taxes450/3 | - | - | €16 | €967 | €2k | ▲ 77.0% |
| Remuneration and social security454/9 | - | - | €5k | - | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7k | €51k | €-37k | €103 | €11k | ▲ 10,951% |
| + Depreciation and write-downs630 | €4k | €6k | €13k | €11k | €8k | ▼ 29.1% |
| Operating cash flow (approximation) | €11k | €58k | €-24k | €11k | €19k | ▲ 74.7% |
| Investment in fixed assets (approximation) | - | €-33k | €-6k | €0 | €-1k | - |
| Change in cash | - | €62k | €-44k | €-26k | €3k | ▲ 110% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
12-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 43 days late
12-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 409 days late
12-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 774 days late
12-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1139 days late
2022
31-12
Financial
Back to profitnet €103
Net result €103 after one loss-making year.
2021
31-12
Financial
Weakest financial yearnet €-37k
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
2020
31-12
Financial
Highest result since 2018net €51k ▲672%
Operating result €66k, net result €51k, both a record.
31-12
Financial
Equity above €100kEq €112k ▲84.4%
3 profitable years in a row build equity to €112k.
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
23-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 54 days late
2018
13-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 44 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Point du Jour 37022 MonsGround area
1,117 m²
Building footprint
114 m²
Volume, LiDAR
768 m³
Parcel 53054A0468/00D000, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CMC CONSTRUCTORS
since 20212.319.806.072
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53054A0468/00D000 | Wallonia | 1,117 m² | 1 · 114 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 13,167 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-04-2016
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Scores and ratios are computed by Checked and are not a credit decision.