CONSTRUCT CAMBIER PROJECT
ActiveSummary
CONSTRUCT CAMBIER PROJECT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100,765 and a net result of €15,186. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 78% of 2202 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability86▲+10
Solvency92▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 3.18 against 2.86 in 2024; short-term debt: 25.9% and cash: 13.7% of total assets), and 33.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.6%
Return on assets
10%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
31 d early
2024
8 d late
2023
40 d late
2022
73 d late
2021
37 d late
2020
86 d late
2019
32 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 26 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
€146,478
EBIT margin
14.8%
Net result
€15,186▲ 94.1%
2024 · €7,826
Working capital
€85,329▼ 1.1%
2024 · €86,262
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€146,478
Operating result€23,176▲ 102%€37,284▲ 60.9%€13,789▼ 63.0%€13,298▼ 3.6%€21,698▲ 63.2%
Net result€6,604€22,765▲ 245%€8,074▼ 64.5%€7,826▼ 3.1%€15,186▲ 94.1%
EBIT margin14.8%
Equity€58,413▲ 12.7%€73,678▲ 26.1%€81,753▲ 11.0%€89,578▲ 9.6%€100,765▲ 12.5%
Total assets€523,016▼ 15.9%€148,836▼ 71.5%€136,256▼ 8.5%€138,854▲ 1.9%€151,229▲ 8.9%
Debt€464,603▼ 18.6%€75,157▼ 83.8%€54,504▼ 27.5%€49,275▼ 9.6%€50,465▲ 2.4%
Working capital€389,448▼ 16.3%€63,417▼ 83.7%€75,176▲ 18.5%€86,262▲ 14.7%€85,329▼ 1.1%
Staff (FTE)0.31▲ 233%1=0.8▼ 20.0%0.3▼ 62.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 63% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €151,229
Fixed assets
€26,724 ▲ 332%
Current assets
€124,506 ▼ 6.1%
Equity and liabilities €151,229
Equity
€100,765 ▲ 12.5%
Debt
€50,465 ▲ 2.4%
Debt's share of the balance-sheet total falls from 35.5% to 33.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€27,211▲
2024 · €23,360
Cash flow
€20,700▲
2024 · €17,888
Current ratio
3.18▲
2024 · 2.86
Debt to equity
0.50▼
2024 · 0.55
ROE
15.1%▲
2024 · 8.7%
ROA
10.0%▲
2024 · 5.6%
Interest coverage
29.53▲
2024 · 26.80
Debt ≤ 1 year
€39,177▼
2024 · €46,402
Debt > 1 year
€11,287▲
2024 · €2,873
Income taxes
€5,671▲
2024 · €4,652
Staff costs
€1,544▼
2024 · €18,881
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | - | €146,478 | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | €134,406 | - |
| Remuneration, social security and pensions62 | €7,706 | €28,351 | €30,847 | €18,881 | €1,544 | ▼ 91.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,350 | €12,108 | €10,356 | €10,062 | €5,513 | ▼ 45.2% |
| Other operating charges640/8 | €4,736 | €1,091 | €3,735 | €4,665 | €2,244 | ▼ 51.9% |
| Gross operating margin9900 | €45,967 | €78,833 | €58,728 | €46,906 | €30,999 | ▼ 33.9% |
| Operating profit (loss)9901 | €23,176 | €37,284 | €13,789 | €13,298 | €21,698 | ▲ 63.2% |
| Financial income75/76B | €2 | €83 | €53 | €52 | €81 | ▲ 55.2% |
| Recurring financial income75 | €2 | €83 | €53 | €52 | €81 | ▲ 55.2% |
| Financial charges65/66B | €14,324 | €9,177 | €780 | €872 | €922 | ▲ 5.7% |
| Recurring financial charges65 | €14,324 | €9,177 | €780 | €872 | €922 | ▲ 5.7% |
| Profit (loss) for the period before taxes9903 | €8,854 | €28,189 | €13,063 | €12,478 | €20,858 | ▲ 67.2% |
| Income taxes67/77 | €2,249 | €5,424 | €4,988 | €4,652 | €5,671 | ▲ 21.9% |
| Profit (loss) for the period9904 | €6,604 | €22,765 | €8,074 | €7,826 | €15,186 | ▲ 94.1% |
| Profit (loss) for the period to be appropriated9905 | €6,604 | €22,765 | €8,074 | €7,826 | €15,186 | ▲ 94.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €523,016 | €148,836 | €136,256 | €138,854 | €151,229 | ▲ 8.9% |
| Fixed assets21/28 | €36,857 | €26,608 | €16,252 | €6,190 | €26,724 | ▲ 332% |
| Tangible fixed assets22/27 | €36,494 | €26,245 | €15,889 | €5,827 | €26,361 | ▲ 352% |
| Plant, machinery and equipment23 | €2,905 | €2,550 | €2,195 | €1,840 | €1,485 | ▼ 19.3% |
| Furniture and vehicles24 | €33,589 | €23,695 | €13,694 | €3,986 | €24,875 | ▲ 524% |
| Financial fixed assets28 | €363 | €363 | €363 | €363 | €363 | = |
| Current assets29/58 | €486,159 | €122,227 | €120,005 | €132,664 | €124,506 | ▼ 6.1% |
| Stocks and contracts in progress3 | €198,023 | - | - | - | - | - |
| Stocks30/36 | €198,023 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €274,248 | €75,544 | €108,991 | €107,960 | €102,783 | ▼ 4.8% |
| Trade receivables40 | €113,187 | €71,755 | €102,770 | €107,960 | €101,044 | ▼ 6.4% |
| Other amounts receivable41 | €161,061 | €3,789 | €6,222 | - | €1,739 | - |
| Cash at bank and in hand54/58 | €13,888 | €46,683 | €11,013 | €24,533 | €20,669 | ▼ 15.8% |
| Deferred charges and accrued income490/1 | - | - | - | €170 | €1,054 | ▲ 518% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €523,016 | €148,836 | €136,256 | €138,854 | €151,229 | ▲ 8.9% |
| Equity10/15 | €58,413 | €73,678 | €81,753 | €89,578 | €100,765 | ▲ 12.5% |
| Contributions10/11 | €18,600 | €18,600 | €20,460 | €20,460 | €20,460 | = |
| Capital10 | €18,600 | €18,600 | - | - | - | - |
| Issued capital100 | €18,600 | €18,600 | - | - | - | - |
| Outside capital11 | - | - | €20,460 | €20,460 | €20,460 | = |
| Other1109/19 | - | - | €20,460 | €20,460 | €20,460 | = |
| Reserves13 | €1,860 | €1,860 | - | - | - | - |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Legal reserve130 | €1,860 | €1,860 | - | - | - | - |
| Profit (loss) carried forward14 | €37,953 | €53,218 | €61,293 | €69,118 | €80,305 | ▲ 16.2% |
| Amounts payable17/49 | €464,603 | €75,157 | €54,504 | €49,275 | €50,465 | ▲ 2.4% |
| Amounts payable after more than one year17 | €367,892 | €16,347 | €9,675 | €2,873 | €11,287 | ▲ 293% |
| Financial debts170/4 | €367,892 | €16,347 | €9,675 | €2,873 | €11,287 | ▲ 293% |
| Amounts payable within one year42/48 | €96,711 | €58,810 | €44,829 | €46,402 | €39,177 | ▼ 15.6% |
| Current portion of amounts payable after more than one year42 | €6,420 | €7,556 | €7,690 | €7,821 | €3,815 | ▼ 51.2% |
| Trade debts44 | €55,090 | €27,133 | €21,038 | €8,675 | €10,607 | ▲ 22.3% |
| Suppliers440/4 | €55,090 | €27,133 | €21,038 | €8,675 | €10,607 | ▲ 22.3% |
| Advances received on contracts in progress46 | €13,871 | €1,357 | - | €11,344 | €8,058 | ▼ 29.0% |
| Taxes, remuneration and social security45 | €7,908 | €8,108 | €6,708 | €4,841 | €4,421 | ▼ 8.7% |
| Taxes450/3 | €6,494 | €4,774 | €2,927 | €4,201 | €4,324 | ▲ 2.9% |
| Remuneration and social security454/9 | €1,414 | €3,334 | €3,781 | €640 | €97 | ▼ 84.8% |
| Other amounts payable47/48 | €13,423 | €14,656 | €9,392 | €13,720 | €12,276 | ▼ 10.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,604 | €22,765 | €8,074 | €7,826 | €15,186 | ▲ 94.1% |
| + Depreciation and write-downs630 | €10,350 | €12,108 | €10,356 | €10,062 | €5,513 | ▼ 45.2% |
| Operating cash flow (approximation) | €16,954 | €34,873 | €18,431 | €17,888 | €20,700 | ▲ 15.7% |
| Investment in fixed assets (approximation) | - | -€1,859 | €0 | €0 | -€26,047 | - |
| Change in cash | - | €32,794 | -€35,670 | €13,520 | -€3,864 | ▼ 129% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €100,000Eq €100,765 ▲12.5%
5 profitable years in a row build equity to €100,765.
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
09-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 40 days late
2023
12-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 73 days late
2022
06-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 37 days late
2021
31-12
Financial
Back to profitnet €6,604
Net result €6,604 after one loss-making year.
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 86 days late
2020
31-12
Financial
Weakest financial yearnet -€1,793
Net result drops to -€1,793, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €24,581 ▲17.7%
Operating result €40,527, net result €24,581, both a record.
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 71 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2016
Ground area
230 m²
Building footprint
105 m²
Volume, LiDAR
682 m³
Parcel 56014D0312/00H000, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Construct Cambier Project
since 20162.255.518.234
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56014D0312/00H000indicative | Wallonia | 230 m² | 1 · 104 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
16 categoriesCONSTRUCT CAMBIER PROJECT SRL42315
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,039. 13,113 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-07-2016
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Contact
E-mail
cambier.harold@hotmail.com
Scores and ratios are computed by Checked and are not a credit decision.