JP STYLE
ActiveSummary
JP STYLE has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €14k. Equity is growing by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 7453 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+12
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 12.38 against 5.25 in 2024; short-term debt: 6.7% and cash: 73.2% of total assets), and 6.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.3%
Return on assets
15.4%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-08-2025, 61 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
61 d early
2024
34 d early
2023
72 d early
2022
17 d late
2020
23 d late
2019
on the day
2018
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
€389k
EBIT margin
1.5%
Net result
€14k▲ 168%
2024 · €5k
2019: €17k
2020: €852
2022: €19k
2023: €4k
2024: €5k
2019 → 2025
Working capital
€71k▲ 9.9%
2024 · €65k
2019: €37k
2020: €39k
2022: €48k
2023: €51k
2024: €65k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Turnover€389k-
Equity€40k-€64k▲ 60.6%€67k▲ 6.2%€73k▲ 7.9%€87k▲ 19.7%
Operating result€6k-€17k▲ 192%€19k▲ 8.9%€13k▼ 31.7%€18k▲ 44.0%
Net result€852-€19k▲ 2,094%€4k▼ 79.0%€5k▲ 35.9%€14k▲ 168%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 44% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93k
Fixed assets
€16k ▲ 95.7%
Current assets
€77k ▼ 3.2%
Equity and liabilities €93k
Equity
€87k ▲ 19.7%
Debt
€6k ▼ 59.0%
Debt's share of the balance-sheet total falls from 17.3% to 6.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€25k▲
2024 · €21k
Cash flow
€21k▲
2024 · €13k
Current ratio
12.38▲
2024 · 5.25
Debt to equity
0.07▼
2024 · 0.21
ROE
16.5%▲
2024 · 7.3%
ROA
15.4%▲
2024 · 6.1%
Interest coverage
62.71▲
2024 · 22.43
Debt ≤ 1 year
€6k▼
2024 · €15k
Income taxes
€4k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€88k€93k▲
Fixed assets21/28€8k€16k▲
Tangible fixed assets22/27€7k€15k▲
Furniture and vehicles24€7k€15k▲
Financial fixed assets28€1k€1k=
Current assets29/58€80k€77k▼
Amounts receivable within one year40/41€12k€8k▼
Trade receivables40€10k€4k▼
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€65k€68k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€88k€93k▲
Equity10/15€73k€87k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€65k€79k▲
Amounts payable17/49€15k€6k▼
Amounts payable within one year42/48€15k€6k▼
Trade debts44€13k€5k▼
Suppliers440/4€13k€5k▼
Taxes, remuneration and social security45€776€1k▲
Taxes450/3€776€1k▲
Other amounts payable47/48€917-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€7k▼
Other operating charges640/8€1k€861▼
Gross operating margin9900€22k€26k▲
Operating profit (loss)9901€13k€18k▲
Financial income75/76B-€53
Recurring financial income75-€53
Financial charges65/66B€916€399▼
Recurring financial charges65€916€399▼
Profit (loss) for the period before taxes9903€12k€18k▲
Income taxes67/77€7k€4k▼
Profit (loss) for the period9904€5k€14k▲
Profit (loss) for the period to be appropriated9905€5k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€65k€79k▲
Profit (loss) brought forward from the previous period14P€60k€65k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 12.38
Current ratio from 5.25 to 12.38; short-term debt falls from €15k to €6k.
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
17-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
31-03
Financial
Highest result since 2019net €19k ▲2094%
Net result €19k, the highest in the series.
2020
23-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
31-03
Financial
Weakest financial yearnet €852 ▼95%
Net result drops to €852, the lowest in the series; recovery starts the following year.
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
15-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 15 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paul Gilsonlaan 141601 Sint-Pieters-LeeuwGround area
349 m²
Building footprint
101 m²
Volume, LiDAR
817 m³
Parcel 23069A0295/00A003, Flanders · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Paul Gilsonlaan 14, 1601 Sint-Pieters-Leeuw
since 20162.293.035.854
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23069A0295/00A003 | Flanders | 349 m² | 1 · 101 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TKS
BE 0682.511.004
Vosselaar · Eq €87,193
VANGOD
BE 0863.797.965
Ramillies · Eq €87,206
RENO MM
BE 0771.390.421
Dilbeek · Eq €87,141
TG GROUP
BE 0840.965.155
Jemeppe-sur-Sambre · Eq €87,228
BOUWWERKEN KURT
BE 0862.691.373
Heist-op-den-Berg · Eq €87,132
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,176 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2016
Fiscal year end31-03
Activities, NACEBEL 2025
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.