Equity
€61,228 ▼ 17.2%
Lovale Concept paid out €19,500 in dividends. That is 288% of the 2025 profit.
Lovale Concept
Lifetime
10 annual accounts with figures on one time axispeak €98,677 (2023)
€32,475▲ 3.0%
lowest -€34,666 (2017)
€6,782▲ 20.4%
peak €73,946 (2024)
€61,228▼ 17.2%
€105,159▼ 0.6%
Board2 names since 2016
1 director
Documentsfilings and deeds
01-07-202630 days before the deadline
2025micro format
Dividend €19,500Equity from €73,946 to €61,228Cash from €26,668 to €11,348
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 10,915 companies had the same profile as Lovale Concept has now. Each dot stands for 28 companies, two years later.
95.0%
were still trading
4.1%
stopped another way
0.7%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,915 companies, not a prediction for Lovale Concept. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0654935684
Registered office moved to Auderghem
New registered office: rue Firmin Martin 18, 1160 Auderghem · Changes of role: (director) and (administrateur en cas d'incapacité physique ou décès de l'administrateur) · Director discharge: · General meeting of 04-11-2024 · Gazette deed
Incorporation
Appointments: (manager) and (gérant suppléant) · Founder: · Founder: · published on 26-05-2016 · Gazette deed
First establishment
L'ovale Concept, Kapellaan 24, Woluwe-Saint-Lambert
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Lovale Concept Auderghem | €166,387 | €32,475 | 36.8% | - |
| C G R Sint-Gillis (bij-Brussel) | €174,763 | €28,902 | 72.3% | - |
| AU CAP SPARTEL Molenbeek-Saint-Jean | €162,540 | €38,829 | 36.1% | - |
| DEVID CONSTRUCT Anderlecht | €198,506 | €32,698 | 88.0% | - |
| TAKTIK CONSTRUCT Berchem-Sainte-Agathe | €169,322 | €40,908 | 73.0% | - |
| VIA RENOV Brussels | €173,713 | €32,142 | 22.3% | - |
| 4D Works Geel | €155,757 | €30,711 | 35.6% | - |
These companies have the same main activity as Lovale Concept: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €156,000 and €199,000, founded between 2015 and 2018.
Official details
Source: KBO- Status
- Active since 24-05-2016Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 3 others
- Establishment unit
- 2.255.883.8641200 Woluwe-Saint-Lambert, since 24-05-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 20-04-2026
Annual accounts 2025
- €166,387▼ 7.4%
- Filing
- Filed on 01-07-2026, 30 days before the end of the filing period
Insights on Lovale Concept
Lovale Concept files the micro format. That format states no turnover. The gross margin rose from €21,832 in 2016 to €32,475 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Lovale Concept
- What is the company number of Lovale Concept?
- The company number of Lovale Concept is 0654.935.684. The VAT number is the same number with BE in front: BE 0654.935.684.
- Where is Lovale Concept based?
- The registered office is at Firmin Martinstraat 18, 1160 Auderghem.Company details
- What does Lovale Concept do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of Lovale Concept?
- Lovale Concept is a private limited company (BV).
- When was Lovale Concept founded?
- Lovale Concept was founded on 24-05-2016.
- Is Lovale Concept still active?
- Yes, Lovale Concept is an active enterprise in the KBO register.
- What is the turnover of Lovale Concept?
- The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €32,475 and 164 comparable companies (NACE 41001). It probably lies between €130,000 and €410,000.Financials
- Is Lovale Concept profitable?
- In financial year 2025, Lovale Concept made a profit of €6,782.
- Where can I find the annual accounts of Lovale Concept?
- Lovale Concept filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Lovale Concept due?
- Lovale Concept must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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