Result
€6,407 €6,407
Back in profit in 2025, after a loss of €84,325 in 2024.
CAPA
Lifetime
20 annual accounts with figures on one time axis, 29 filings since 1997peak €190,472 (2006)
€10,634▲ €87,519
lowest -€84,325 (2024)
€6,407▲ €90,732
peak €284,221 (2023)
€206,302▲ 3.2%
€377,211▲ 630%
peak 2.2 FTE (2008)
-not published
Board2 names since 2018
1 directorCAPA Fuat
Documentsfilings and deeds
30-03-2026123 days before the deadline
2025micro format
Gross margin from -€76,885 to €10,634Back to profit: €6,407Debts from €51,657 to €377,211Investments €1,503Cash from €25,066 to €6,119
Key points
from the 2025 annual accountsTurnover
≈ €130,000 estimated
The accounts state no turnover.
Debts
€377,211 ▲ 630%
Debts rose by €325,555 in 2025.
Investments
€35,318 85.8 × depreciation
Green is investment, beige is depreciation.
Filings
29 annual accounts since 1997
Three of the last ten came late. The 2024 accounts came latest: 61 days after the end of the period.
Position in the sector
€206,302
More equity than 87% of companies in construction of buildings. Sector median €45,553 · 9,465 companies.
Checked score
70
Healthy
Financially stronger than 42% of micro companies in construction of buildings (NACE 41)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,460 companies (NACE 41, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024lowest value
02-2025: 0.3%● unchanged vs 01-2025lowest value
03-2025: 0.3%● unchanged vs 02-2025lowest value
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.5%▲ +0.2 percentage points vs 06-2025
08-2025: 0.7%▲ +0.2 percentage points vs 07-2025
09-2025: 0.8%▲ +0.1 percentage points vs 08-2025
10-2025: 1.2%▲ +0.4 percentage points vs 09-2025
11-2025: 1.3%▲ +0.1 percentage points vs 10-2025
12-2025: 1.3%● unchanged vs 11-2025
01-2026: 1.3%● unchanged vs 12-2025
02-2026: 1.3%● unchanged vs 01-2026
03-2026: 1.3%● unchanged vs 02-2026
04-2026: 1.3%● unchanged vs 03-2026highest value
05-2026: 0.6%▼ -0.7 percentage points vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026
08-2026: 0.6%● unchanged vs 07-2026
09-2026: 0.6%● unchanged vs 08-2026
10-2026: 0.6%● unchanged vs 09-2026
11-2026: 0.6%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
1 of the last 3 accounts late
Liquidity: current ratio 12.87, cash €6,119, halved
lowers risk
Founded in 1994
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 43% of them on solvency, 54% on liquidity, 28% on profitability and 43% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as CAPA has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CAPA itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for CAPA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 12.87 (25.81 in 2024), above the usual 1.5. Short-term debt is 7.8% and cash 1% of total assets. However, 64.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
123 days early
2024
61 days late
2023
30 days late
2022
12 days early
2021
11 days early
2020
12 days early
2019
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 10 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 July (4 of the last 5 accounts filed within 72 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0452519252
Registered office moved to Antwerp
New registered office: Leerkens 20, 2600 Antwerpen (Berchem) · Change of role: CAPA Fuat, from manager to director · “Het optreden als verzekeringsmakelaar op onafhankelijke basis; Het uitbaten van een kantoor voor…” (deed in Dutch) · Gazette deed
Resignation: Yilmaz Hulya (manager)
Director discharge: Yilmaz Hulya (manager) · General meeting of 31-12-2017 · Gazette deed
First establishment
Leerkens 20, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CAPA Antwerp | €583,514 | €10,634 | 35.4% | - |
| DEADLINE Edegem | €622,232 | €12,057 | 68.3% | - |
| BOUWBEDRIJF WOUTERS Bilzen-Hoeselt | €510,595 | €11,832 | 10.4% | - |
| Bocris Ingelmunster | €581,806 | €13,745 | 70.1% | - |
| CLEJO Diest | €537,364 | €8,332 | 71.5% | - |
| C.B. COMPANY Manhay | €550,776 | €10,806 | 42.3% | - |
| BUILDXPERIENCE Nijlen | €802,388 | €12,906 | 51.3% | - |
These companies have the same main activity as CAPA: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €511,000 and €802,000, founded between 1986 and 1998.
Official details
Source: KBO- Status
- Active since 12-04-1994Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 3 others
- Establishment unit
- 2.084.595.9202600 Antwerp, since 16-12-1997
- Financial year end
- 31 December
- Peppol
- Reachable since 15-12-2025
Annual accounts 2025
- €583,514▲ 132%
- Filing
- Filed on 30-03-2026, 123 days before the end of the filing period
Insights on CAPA
CAPA files the micro format. That format states no turnover. The gross margin fell from €190,472 in 2006 to €10,634 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CAPA
- What is the company number of CAPA?
- The company number of CAPA is 0452.519.252. The VAT number is the same number with BE in front: BE 0452.519.252.
- Where is CAPA based?
- The registered office is at Leerkens 20, 2600 Antwerp.Company details
- What does CAPA do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of CAPA?
- CAPA is a private limited company (BV).
- When was CAPA founded?
- CAPA was founded on 12-04-1994.
- Is CAPA still active?
- Yes, CAPA is an active enterprise in the KBO register.
- What is the turnover of CAPA?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €10,634 and 263 comparable companies (NACE 41001). It probably lies between €66,000 and €230,000. It is a rough estimate.Financials
- Is CAPA profitable?
- In financial year 2025, CAPA made a profit of €6,407.
- Where can I find the annual accounts of CAPA?
- CAPA filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CAPA due?
- CAPA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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