CLEJO
ActiveSummary
CLEJO has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €383k and a net result of €-4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 80% of 9982 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
Axes · tick = 2022
Profitability29▲+14
Solvency96▲+1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity short (current ratio 0.99 against 0.75 in 2022; short-term debt: 21% and cash: 0.5% of total assets), and 29.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
70.8%
Return on assets
-0.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-08-2025, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
1 d late
2022
on the day
2021
4 d early
2020
8 d early
2019
60 d late
2018
12 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€383k▼ 2.4%
2022 · €393k
2018: €73klowest value
2019: €73k▲ +0.9% vs 2018
2020: €83k▲ +12.8% vs 2019
2021: €94k▲ +13.9% vs 2020
2022: €393k▲ +317% vs 2021highest value
2024: €383k
2018 → 2024
Total assets
€541k▼ 3.0%
2022 · €558k
2018: €110klowest value
2019: €119k▲ +7.8% vs 2018
2020: €191k▲ +61.3% vs 2019
2021: €213k▲ +11.3% vs 2020
2022: €558k▲ +162% vs 2021highest value
2024: €541k
2018 → 2024
Net result
€-4k▲ 73.4%
2022 · €-16k
2018: €-7k
2019: €650▲ +110% vs 2018
2020: €9k▲ +1349% vs 2019
2021: €11k▲ +22.0% vs 2020highest value
2022: €-16k▼ -243% vs 2021lowest value
2024: €-4k
2018 → 2024
Working capital
€-575▲ 98.1%
2022 · €-30k
2018: €-7k
2019: €-2k▲ +77.6% vs 2018
2020: €-21k▼ -1287% vs 2019
2021: €-32k▼ -53.2% vs 2020lowest value
2022: €-30k▲ +6.8% vs 2021
2024: €-575highest value
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222024Trend
Equity€73k-€83k▲ 12.8%€94k▲ 13.9%€393k▲ 317%€383k▼ 2.4%
2019: €73klowest value
2020: €83k▲ +12.8% vs 2019
2021: €94k▲ +13.9% vs 2020
2022: €393k▲ +317% vs 2021highest value
2024: €383k
Operating result€3k-€15k▲ 396%€18k▲ 23.9%€-14k€-291▲ 97.9%
2019: €3k
2020: €15k▲ +396% vs 2019
2021: €18k▲ +23.9% vs 2020highest value
2022: €-14k▼ -174% vs 2021lowest value
2024: €-291
Net result€650-€9k▲ 1,349%€11k▲ 22.0%€-16k€-4k▲ 73.4%
2019: €650
2020: €9k▲ +1349% vs 2019
2021: €11k▲ +22.0% vs 2020highest value
2022: €-16k▼ -243% vs 2021lowest value
2024: €-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €-291 in 2024, compared with €-14k in 2022. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2024 in colour, 2022 as the grey bar beneath
Assets €541k
Fixed assets
€428k ▼ 8.3%
Current assets
€113k ▲ 24.0%
Equity and liabilities €541k
Equity
€383k ▼ 2.4%
Debt
€158k ▼ 4.5%
Debt's share of the balance-sheet total falls from 29.7% to 29.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€6k▲
2022 · €-9k
Cash flow
€1k▲
2022 · €-11k
Current ratio
0.99▲
2022 · 0.75
Debt to equity
0.41▼
2022 · 0.42
ROE
-1.1%▲
2022 · -4.2%
ROA
-0.8%▲
2022 · -2.9%
Interest coverage
1.33▲
2022 · -2.94
Debt ≤ 1 year
€114k▼
2022 · €121k
Debt > 1 year
€44k=
2022 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2022 · 48 lines
Balance sheet
Code20222024
Assets
Total assets20/58€558k€541k▼
Fixed assets21/28€467k€428k▼
Tangible fixed assets22/27€467k€428k▼
Land and buildings22€418k€415k▼
Plant, machinery and equipment23€2k€8k▲
Furniture and vehicles24€10k€5k▼
Assets under construction and advance payments27€37k-
Financial fixed assets28€462-
Current assets29/58€91k€113k▲
Stocks and contracts in progress3€6k-
Contracts in progress37€6k-
Amounts receivable within one year40/41€85k€111k▲
Trade receivables40€84k€109k▲
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58-€3k
Equity and liabilities
Total equity and liabilities10/49€558k€541k▼
Equity10/15€393k€383k▼
Contributions10/11€377k€377k=
Outside capital11€377k€377k=
Other1109/19€377k€377k=
Reserves13€21k€21k=
Distributable reserves133€21k€21k=
Profit (loss) carried forward14€-5k€-14k▼
Amounts payable17/49€166k€158k▼
Amounts payable after more than one year17€44k€44k=
Financial debts170/4€44k€44k=
Amounts payable within one year42/48€121k€114k▼
Current portion of amounts payable after more than one year42€14k€16k▲
Financial debts43€7k-
Credit institutions430/8€7k-
Trade debts44€33k€47k▲
Suppliers440/4€33k€47k▲
Taxes, remuneration and social security45€4k-
Taxes450/3€4k-
Other amounts payable47/48€63k€50k▼
Income statement
Code20222024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k▲
Gross operating margin9900€-9k€6k▲
Operating profit (loss)9901€-14k€-291▲
Financial income75/76B€422€67▼
Recurring financial income75€422€67▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€-16k€-4k▲
Income taxes67/77€162-
Profit (loss) for the period9904€-16k€-4k▲
Profit (loss) for the period to be appropriated9905€-16k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-14k▼
Profit (loss) brought forward from the previous period14P€12k€-10k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2019 | 2020 | 2021 | 2022 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €4k | €4k | €5k | €6k | - |
| Gross operating margin9900 | €7k | €19k | €23k | €-9k | €6k | - |
| Operating profit (loss)9901 | €3k | €15k | €18k | €-14k | €-291 | - |
| Financial income75/76B | - | - | €138 | €422 | €67 | - |
| Recurring financial income75 | €117 | €384 | €138 | €422 | €67 | - |
| Financial charges65/66B | - | - | €3k | €3k | €4k | - |
| Recurring financial charges65 | €2k | €3k | €3k | €3k | €4k | - |
| Profit (loss) for the period before taxes9903 | €650 | €13k | €16k | €-16k | €-4k | - |
| Income taxes67/77 | €0 | €3k | €4k | €162 | - | - |
| Profit (loss) for the period9904 | €650 | €9k | €11k | €-16k | €-4k | - |
| Profit (loss) for the period to be appropriated9905 | €650 | €9k | €11k | €-16k | €-4k | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €119k | €191k | €213k | €558k | €541k | - |
| Fixed assets21/28 | €91k | €161k | €177k | €467k | €428k | - |
| Tangible fixed assets22/27 | €90k | €160k | €177k | €467k | €428k | - |
| Land and buildings22 | - | - | €67k | €418k | €415k | - |
| Plant, machinery and equipment23 | - | - | €2k | €2k | €8k | - |
| Furniture and vehicles24 | - | - | - | €10k | €5k | - |
| Assets under construction and advance payments27 | - | - | €108k | €37k | - | - |
| Financial fixed assets28 | €710 | €710 | - | €462 | - | - |
| Current assets29/58 | €28k | €30k | €35k | €91k | €113k | - |
| Stocks and contracts in progress3 | €4k | - | - | €6k | - | - |
| Contracts in progress37 | - | - | - | €6k | - | - |
| Amounts receivable within one year40/41 | €22k | €25k | €35k | €85k | €111k | - |
| Trade receivables40 | - | - | €34k | €84k | €109k | - |
| Other amounts receivable41 | - | - | €2k | €1k | €2k | - |
| Cash at bank and in hand54/58 | €742 | €6k | - | - | €3k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €119k | €191k | €213k | €558k | €541k | - |
| Equity10/15 | €73k | €83k | €94k | €393k | €383k | - |
| Contributions10/11 | €62k | €62k | €62k | €377k | €377k | - |
| Capital10 | - | - | €62k | - | - | - |
| Issued capital100 | - | - | €62k | - | - | - |
| Outside capital11 | - | - | - | €377k | €377k | - |
| Other1109/19 | - | - | - | €377k | €377k | - |
| Reserves13 | €21k | €21k | €21k | €21k | €21k | - |
| Non-distributable reserves130/1 | - | - | €6k | - | - | - |
| Legal reserve130 | - | - | €6k | - | - | - |
| Distributable reserves133 | - | - | €14k | €21k | €21k | - |
| Profit (loss) carried forward14 | €-9k | €133 | €12k | €-5k | €-14k | - |
| Amounts payable17/49 | €45k | €109k | €119k | €166k | €158k | - |
| Amounts payable after more than one year17 | €16k | €57k | €51k | €44k | €44k | - |
| Financial debts170/4 | - | - | €51k | €44k | €44k | - |
| Amounts payable within one year42/48 | €30k | €51k | €68k | €121k | €114k | - |
| Current portion of amounts payable after more than one year42 | - | - | €14k | €14k | €16k | - |
| Financial debts43 | - | - | €5k | €7k | - | - |
| Credit institutions430/8 | - | - | €5k | €7k | - | - |
| Trade debts44 | €19k | €26k | €33k | €33k | €47k | - |
| Suppliers440/4 | - | - | €33k | €33k | €47k | - |
| Taxes, remuneration and social security45 | - | - | €6k | €4k | - | - |
| Taxes450/3 | - | - | €6k | €4k | - | - |
| Other amounts payable47/48 | - | - | €10k | €63k | €50k | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €650 | €9k | €11k | €-16k | €-4k | - |
| + Depreciation and write-downs630 | €4k | €4k | €4k | €5k | €6k | - |
| Operating cash flow (approximation) | €5k | €14k | €16k | €-11k | €1k | - |
| Investment in fixed assets (approximation) | - | €-75k | €-21k | €-295k | - | - |
| Change in cash | - | €5k | - | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €393k ▲317%
Equity rises from €94k to €393k.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €11k ▲22%
Operating result €18k, net result €11k, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
31-12
Financial
Back to profitnet €650
Net result €650 after one loss-making year.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 11 days late
2016
26-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
30-09
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 1996
Ground area
603 m²
Building footprint
199 m²
Volume, LiDAR
1,318 m³
Parcel 24020A1995/00A000, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Koning Albertstraat 19 A, 3290 Diest
since 19962.076.716.055
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24020A1995/00A000 | Flanders | 603 m² | 1 · 199 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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KaSaSt
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,036. 10,207 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-03-1996
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Scores and ratios are computed by Checked and are not a credit decision.