DEADLINE
ActiveDEADLINE has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €425k and a net result of €-12k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 80% of 2152 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability24▼-34
Solvency93▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.43 against 3.44 in 2024; short-term debt: 9.9% and cash: 12.8% of total assets), and 31.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
24 d early
2023
5 d early
2022
21 d early
2021
4 d early
2020
3 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€425k▼ 2.8%
2024 · €437k
2018: €331k
2019: €369k
2020: €380k
2021: €393k
2022: €423k
2023: €421k
2024: €437k
2018 → 2025
Total assets
€622k▼ 2.4%
2024 · €638k
2018: €661k
2019: €704k
2020: €693k
2021: €664k
2022: €725k
2023: €652k
2024: €638k
2018 → 2025
Net result
€-12k
2024 · €16k
2018: €-32k
2019: €38k
2020: €11k
2021: €12k
2022: €31k
2023: €-3k
2024: €16k
2018 → 2025
Working capital
€88k▼ 17.1%
2024 · €106k
2018: €47k
2019: €81k
2020: €87k
2021: €91k
2022: €104k
2023: €96k
2024: €106k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€393k-€423k▲ 7.8%€421k▼ 0.6%€437k▲ 3.9%€425k▼ 2.8%
Operating result€23k-€52k▲ 121%€11k▼ 78.7%€35k▲ 222%€-9k
Net result€12k-€31k▲ 148%€-3k€16k€-12k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €35k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €622k
Fixed assets
€473k▼ 3.2%
Current assets
€149k=
Equity and liabilities €622k
Equity
€425k▼ 2.8%
Debt
€197k▼ 1.8%
The debt ratio rises from 31.5% to 31.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€7k▼
2024 · €51k
Cash flow
€4k▼
2024 · €32k
Solvency
68.3%▼
2024 · 68.5%
Current ratio
2.43▼
2024 · 3.44
Quick ratio
2.43▼
2024 · 3.44
Debt / equity
0.46▲
2024 · 0.46
ROE
-2.8%▼
2024 · 3.7%
ROA
-1.9%▼
2024 · 2.6%
Interest coverage
0.93▼
2024 · 4.37
Debt
€197k▼
2024 · €201k
Debt ≤ 1 year
€62k▲
2024 · €44k
Debt > 1 year
€135k▼
2024 · €157k
Income taxes
€414▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€638k€622k▼
Fixed assets21/28€488k€473k▼
Tangible fixed assets22/27€488k€472k▼
Furniture and vehicles24€4k€2k▼
Other tangible fixed assets26€484k€471k▼
Financial fixed assets28€289€309▲
Current assets29/58€150k€149k=
Amounts receivable within one year40/41€32k€19k▼
Trade receivables40€32k€11k▼
Other amounts receivable41€14€8k▲
Current investments50/53€49k€49k=
Cash at bank and in hand54/58€67k€80k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€638k€622k▼
Equity10/15€437k€425k▼
Contributions10/11€20k€20k=
Outside capital11€20k€20k=
Other1109/19€20k€20k=
Reserves13€417k€417k=
Distributable reserves133€417k€417k=
Profit (loss) carried forward14-€-12k
Amounts payable17/49€201k€197k▼
Amounts payable after more than one year17€157k€135k▼
Financial debts170/4€157k€135k▼
Amounts payable within one year42/48€44k€62k▲
Current portion of amounts payable after more than one year42€22k€22k=
Trade debts44€12k€37k▲
Suppliers440/4€12k€37k▲
Taxes, remuneration and social security45€7k€3k▼
Taxes450/3€7k€3k▼
Other amounts payable47/48€3k€556▼
Income statement
Code20242025
Non-recurring operating income76A€14k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k▼
Other operating charges640/8€4k€6k▲
Gross operating margin9900€55k€12k▼
Operating profit (loss)9901€35k€-9k▼
Financial income75/76B€517€4k▲
Recurring financial income75€517€4k▲
Financial charges65/66B€12k€7k▼
Recurring financial charges65€12k€7k▼
Profit (loss) for the period before taxes9903€24k€-12k▼
Income taxes67/77€8k€414▼
Profit (loss) for the period9904€16k€-12k▼
Profit (loss) for the period to be appropriated9905€16k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€-12k▼
Profit (loss) brought forward from the previous period14P€-3k-
Transfer to equity691/2€14k-
To other reserves6921€14k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €38k
Net result €38k after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Florent Geversstraat 392650 EdegemGround area
296 m²
Building footprint
228 m²
Volume, LiDAR
1,068 m³
Parcel 11472B0098/00C004, Flanders · tallest building 11.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Florent Geversstraat 39, 2650 Edegem
since 19992.089.963.285
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11472B0098/00C004 | Flanders | 296 m² | 1 · 228 m² | 11.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MISS MIYAGI
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Entreprises Générales de Construction
BE 0415.035.977
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Peirs Gebroeders
BE 0407.680.904
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BOUWBEDRIJF VAN HAUWERMEIREN-KEYMOLEN
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 9,838 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-1998
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.