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Bocris

Active
Private limited companyfounded 199234 yrs activeKleine Weg 3A, 8770 Ingelmunster, BelgiumKBO/BCE: BE 0446.960.261

Bocris has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €408k and a net result of €-116k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 78% of 7332 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
59 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-80
Solvency95▼-3
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 3.12 against 4.92 in 2024; short-term debt: 8.5% and cash: 3.9% of total assets), and 29.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 34 years 0 40 y
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
4 d late
2023
on the day
2022
56 d early
2021
11 d late
2020
16 d late
2019
46 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€408k▼ 22.2%
2024 · €524k
2019: €418k 2020: €492k 2021: €499k 2022: €552k 2023: €503k 2024: €524k
2019 → 2025
Total assets
€582k▼ 18.8%
2024 · €716k
2019: €929k 2020: €942k 2021: €913k 2022: €943k 2023: €896k 2024: €716k
2019 → 2025
Net result
€-116k
2024 · €67k
2019: €88k 2020: €75k 2021: €6k 2022: €53k 2023: €1k 2024: €67k
2019 → 2025
Working capital
€105k▼ 46.2%
2024 · €194k
2019: €-17k 2020: €48k 2021: €58k 2022: €136k 2023: €141k 2024: €194k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€499k-€552k▲ 10.6%€503k▼ 8.8%€524k▲ 4.2%€408k▼ 22.2%
Operating result€11k-€80k▲ 624%€10k▼ 87.0%€99k▲ 848%€-113k
Net result€6k-€53k▲ 717%€1k▼ 97.3%€67k▲ 4,554%€-116k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-200k€-100k€0€100kOperating result 2021: €11k€11kNet result 2021: €6k€6kOperating result 2022: €80k€80kNet result 2022: €53k€53kOperating result 2023: €10k€10kNet result 2023: €1k€1kOperating result 2024: €99k€99kNet result 2024: €67k€67kOperating result 2025: €-113k€-113kNet result 2025: €-116k€-116k20212022202320242025
The operating result turns negative in 2025: a loss of €113k after €99k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €582k
Fixed assets €428k▼ 9.5%
Current assets €154k▼ 36.9%
Equity and liabilities €582k
Equity €408k▼ 22.2%
Provisions €33k▼ 6.5%
Debt €141k▼ 10.2%
The debt ratio rises from 21.9% to 24.2%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-65k
2024 · €155k
Cash flow
€-69k
2024 · €123k
Solvency
70.1%
2024 · 73.2%
Current ratio
3.12
2024 · 4.92
Quick ratio
3.12
2024 · 4.92
Debt / equity
0.34
2024 · 0.30
ROE
-28.5%
2024 · 12.8%
ROA
-20.0%
2024 · 9.4%
Interest coverage
-11.52
2024 · 25.39
Debt
€141k
2024 · €157k
Debt ≤ 1 year
€49k
2024 · €50k
Debt > 1 year
€90k
2024 · €107k
Income taxes
€361
2024 · €34k
Staff costs
€30k
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€716k€582k
Fixed assets21/28€473k€428k
Tangible fixed assets22/27€471k€427k
Land and buildings22€376k€353k
Plant, machinery and equipment23€82k€60k
Furniture and vehicles24€11k€12k
Other tangible fixed assets26€2k€2k=
Financial fixed assets28€1k€1k=
Current assets29/58€244k€154k
Stocks and contracts in progress3€0-
Stocks30/36€0-
Contracts in progress37€0-
Amounts receivable within one year40/41€146k€131k
Trade receivables40€72k€63k
Other amounts receivable41€75k€68k
Cash at bank and in hand54/58€98k€23k
Equity and liabilities
Total equity and liabilities10/49€716k€582k
Equity10/15€524k€408k
Contributions10/11€19k€19k=
Reserves13€506k€501k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€69k€65k
Distributable reserves133€435k€435k=
Profit (loss) carried forward14€0€-112k
Provisions and deferred taxes16€36k€33k
Deferred taxes168€36k€33k
Amounts payable17/49€157k€141k
Amounts payable after more than one year17€107k€90k
Financial debts170/4€107k€90k
Amounts payable within one year42/48€50k€49k
Current portion of amounts payable after more than one year42€17k€17k
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€19k€21k
Suppliers440/4€19k€21k
Taxes, remuneration and social security45€13k€11k
Taxes450/3€13k€11k
Remuneration and social security454/9€0-
Other amounts payable47/48€0-
Accrued charges and deferred income492/3-€2k
Income statement Code20242025
Remuneration, social security and pensions62€61k€30k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56k€48k
Other operating charges640/8€8k€43k
Non-recurring operating charges66A€0€7k
Gross operating margin9900€224k€14k
Operating profit (loss)9901€99k€-113k
Financial income75/76B€6k€284
Recurring financial income75€6k€284
Financial charges65/66B€6k€6k
Recurring financial charges65€6k€6k
Profit (loss) for the period before taxes9903€99k€-118k
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€34k€361
Profit (loss) for the period9904€67k€-116k
Transfer from tax-exempt reserves789€4k€4k=
Profit (loss) for the period to be appropriated9905€72k€-112k
Appropriation of the result
Profit (loss) to be appropriated9906€72k€-112k
Transfer from equity791/2€46k€0
Transfer to equity691/2€72k€0
To other reserves6921€72k€0
Profit to be distributed694/7€46k€0
Directors or managers695€46k€0
Social balance
Average headcount (FTE)90870.0-

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
31-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Weakest financial yearnet €-116k ▼273%
Net result drops to €-116k, the lowest in the series.
04-02
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 4 days late
2024
30-06
Financial Liquidity triplescurrent ratio 4.92
Current ratio from 1.61 to 4.92; short-term debt falls from €230k to €50k.
31-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
06-12
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial Equity above €500kEq €552k ▲10.6%
4 profitable years in a row build equity to €552k.
11-02
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 11 days late
2021
16-02
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 16 days late
2019
16-12
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
28-02
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
31-01
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ingelmunster · 1 establishment unit since 1992
establishment approximate The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kleine Weg 3A8770 Ingelmunster
Ground area
5,441 m²
Building footprint
3,242 m²
Volume, LiDAR
20,390 m³
2 parcels, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BOUWWERKEN BOCRIS BVBA
Kleine Weg 3, 8770 IngelmunsterNACE 4520002
since 19922.057.818.871
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36007B0436/00W000 Flanders 3,415 m² 1 · 2,395 m² 7.6 m · 2 fl.
36007B0436/00X000 Flanders 2,026 m² 1 · 847 m² 7.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,808 companies in sector 41001 we hold annual accounts for 16,038. 9,992 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded20-03-1992
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
45211
43230Insulation installation
43291Specialised construction activities
43990Other specialised construction activities
43999Specialised construction activities
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.