Summary
BAMIDEX is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €174,051 and a net result of -€10,069. Equity is shrinking by ~11% per year across the filed fiscal years. Its solvency ranks better than 69% of 494 sector peers (fiscal year 2025). The company has been active since 1975 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-02-2026, 161 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
161 d early
2024
164 d early
2023
16 d early
2022
10 d early
2021
10 d early
2020
5 d early
2019
4 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 53 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 July (4 of the last 5 filed years within 146 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Equity
€174,051▼ 30.1%
2024 · €249,120
Net result
-€10,069▲ 48.3%
2024 · -€19,460
Total assets
€274,518▼ 12.3%
2024 · €313,045
Solvency
63.4%▼ 16.2pp
2024 · 79.6%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€38,900▼ 17.2%€31,799▼ 18.3%€32,599▲ 2.5%€34,174▲ 4.8%€32,241▼ 5.7%
Operating result-€18,631▼ 75.7%-€5,129▲ 72.5%-€3,545▲ 30.9%-€18,731▼ 428%-€19,235▼ 2.7%
Net result-€20,236below the sector's middle half▼ 47.6%-€3,597below the sector's middle half▲ 82.2%-€4,608below the sector's middle half▼ 28.1%-€19,460below the sector's middle half▼ 322%-€10,069below the sector's middle half▲ 48.3%
Equity€359,285within the sector's middle half▼ 12.8%€355,687within the sector's middle half▼ 1.0%€326,079within the sector's middle half▼ 8.3%€249,120within the sector's middle half▼ 23.6%€174,051below the sector's middle half▼ 30.1%
Total assets€381,380below the sector's middle half▼ 15.1%€389,843below the sector's middle half▲ 2.2%€373,643below the sector's middle half▼ 4.2%€313,045below the sector's middle half▼ 16.2%€274,518below the sector's middle half▼ 12.3%
Debt€18,582▼ 44.4%€30,662▲ 65.0%€43,821▲ 42.9%€60,299▲ 37.6%€96,810▲ 60.5%
Working capital€274,802within the sector's middle half▼ 12.2%€276,177within the sector's middle half▲ 0.5%€251,810within the sector's middle half▼ 8.8%€179,900within the sector's middle half▼ 28.6%€119,247within the sector's middle half▼ 33.7%
Solvency94.2%above the sector's middle half▲ 2.5pp91.2%above the sector's middle half▼ 3.0pp87.3%above the sector's middle half▼ 4.0pp79.6%above the sector's middle half▼ 7.7pp63.4%within the sector's middle half▼ 16.2pp
Current ratio31.52above the sector's middle half▲ 17.3514.10above the sector's middle half▼ 17.428.35above the sector's middle half▼ 5.754.56above the sector's middle half▼ 3.792.37within the sector's middle half▼ 2.19
Return on assets (ROA)-5.3%below the sector's middle half▼ 2.3pp-0.9%below the sector's middle half▲ 4.4pp-1.2%below the sector's middle half▼ 0.3pp-6.2%below the sector's middle half▼ 5.0pp-3.7%below the sector's middle half▲ 2.5pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €19,235 in 2025 against €18,731 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €274,518
Fixed assets
€68,214 ▼ 17.4%
Current assets
€206,304 ▼ 10.5%
Equity and liabilities €274,518
Equity
€174,051 ▼ 30.1%
Provisions
€3,657 ▲ 0.9%
Debt
€96,810 ▲ 60.5%
Debt's share of the balance-sheet total rises from 19.3% to 35.3%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-5.8%▲
2024 · -7.8%
Debt ≤ 1 year
€87,057▲
2024 · €50,545
Debt > 1 year
€9,579=
2024 · €9,579
Income taxes
-€667▼
2024 · €1,222
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €38,900 | €31,799 | €32,599 | €34,174 | €32,241 | ▼ 5.7% |
| Non-recurring operating income76A | - | €20 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €37,362 | €28,795 | €27,443 | €44,423 | €42,729 | ▼ 3.8% |
| Remuneration, social security and pensions62 | €8 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,069 | €4,992 | €4,992 | €4,992 | €4,992 | = |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | -€575 | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | €249 | -€117 | €30 | ▲ 126% |
| Other operating charges640/8 | €4,486 | €3,160 | €3,460 | €3,608 | €4,300 | ▲ 19.2% |
| Non-recurring operating charges66A | €606 | - | - | - | - | - |
| Gross operating margin9900 | €1,538 | €3,023 | €5,156 | -€10,248 | -€10,488 | ▼ 2.3% |
| Operating profit (loss)9901 | -€18,631 | -€5,129 | -€3,545 | -€18,731 | -€19,235 | ▼ 2.7% |
| Financial income75/76B | €12 | €12 | €13 | €1,193 | €9,311 | ▲ 680% |
| Recurring financial income75 | €12 | €12 | €13 | €1,193 | €9,311 | ▲ 680% |
| Financial charges65/66B | €1,613 | €793 | €698 | €700 | €812 | ▲ 16.0% |
| Recurring financial charges65 | €1,613 | €793 | €698 | €700 | €812 | ▲ 16.0% |
| Profit (loss) for the period before taxes9903 | -€20,232 | -€5,910 | -€4,230 | -€18,238 | -€10,736 | ▲ 41.1% |
| Income taxes67/77 | €4 | -€2,313 | €378 | €1,222 | -€667 | ▼ 155% |
| Profit (loss) for the period9904 | -€20,236 | -€3,597 | -€4,608 | -€19,460 | -€10,069 | ▲ 48.3% |
| Profit (loss) for the period to be appropriated9905 | -€20,236 | -€3,597 | -€4,608 | -€19,460 | -€10,069 | ▲ 48.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €381,380 | €389,843 | €373,643 | €313,045 | €274,518 | ▼ 12.3% |
| Fixed assets21/28 | €97,575 | €92,583 | €87,591 | €82,600 | €68,214 | ▼ 17.4% |
| Tangible fixed assets22/27 | €54,703 | €49,711 | €44,719 | €39,727 | €34,736 | ▼ 12.6% |
| Land and buildings22 | €45,282 | €42,637 | €39,993 | €37,349 | €34,705 | ▼ 7.1% |
| Furniture and vehicles24 | €9,421 | €7,074 | €4,726 | €2,378 | €31 | ▼ 98.7% |
| Financial fixed assets28 | €42,872 | €42,872 | €42,872 | €42,873 | €33,478 | ▼ 21.9% |
| Current assets29/58 | €283,805 | €297,260 | €286,052 | €230,445 | €206,304 | ▼ 10.5% |
| Amounts receivable within one year40/41 | €8,676 | €6,742 | €7,370 | €36,506 | €31,735 | ▼ 13.1% |
| Trade receivables40 | €7,745 | €5,294 | €4,927 | €5,914 | €1,060 | ▼ 82.1% |
| Other amounts receivable41 | €931 | €1,448 | €2,443 | €30,592 | €30,675 | ▲ 0.3% |
| Current investments50/53 | €39,997 | €96,917 | €245,931 | €183,168 | €149,711 | ▼ 18.3% |
| Cash at bank and in hand54/58 | €233,831 | €192,300 | €31,444 | €9,258 | €23,144 | ▲ 150% |
| Deferred charges and accrued income490/1 | €1,301 | €1,301 | €1,307 | €1,513 | €1,714 | ▲ 13.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €381,380 | €389,843 | €373,643 | €313,045 | €274,518 | ▼ 12.3% |
| Equity10/15 | €359,285 | €355,687 | €326,079 | €249,120 | €174,051 | ▼ 30.1% |
| Contributions10/11 | €120,000 | €120,000 | €120,000 | €120,000 | €120,000 | = |
| Capital10 | €120,000 | €120,000 | €120,000 | €120,000 | €120,000 | = |
| Issued capital100 | €120,000 | €120,000 | €120,000 | €120,000 | €120,000 | = |
| Reserves13 | €201,049 | €201,048 | €176,048 | €118,548 | €53,548 | ▼ 54.8% |
| Non-distributable reserves130/1 | €12,000 | €12,000 | €12,000 | €12,000 | €12,000 | = |
| Legal reserve130 | - | €12,000 | €12,000 | €12,000 | €12,000 | = |
| Reserves not available under the articles1311 | €12,000 | - | - | - | - | - |
| Distributable reserves133 | €189,049 | €189,048 | €164,048 | €106,548 | €41,548 | ▼ 61.0% |
| Profit (loss) carried forward14 | €38,236 | €34,639 | €30,031 | €10,572 | €503 | ▼ 95.2% |
| Provisions and deferred taxes16 | €3,513 | €3,494 | €3,743 | €3,626 | €3,657 | ▲ 0.9% |
| Provisions for liabilities and charges160/5 | €3,513 | €3,494 | €3,743 | €3,626 | €3,657 | ▲ 0.9% |
| Other liabilities and charges164/5 | €3,513 | €3,494 | €3,743 | €3,626 | €3,657 | ▲ 0.9% |
| Amounts payable17/49 | €18,582 | €30,662 | €43,821 | €60,299 | €96,810 | ▲ 60.5% |
| Amounts payable after more than one year17 | €9,579 | €9,579 | €9,579 | €9,579 | €9,579 | = |
| Financial debts170/4 | €9,579 | €9,579 | €9,579 | €9,579 | €9,579 | = |
| Amounts payable within one year42/48 | €9,003 | €21,083 | €34,242 | €50,545 | €87,057 | ▲ 72.2% |
| Trade debts44 | €2,500 | €3,755 | €4,651 | €5,630 | - | - |
| Suppliers440/4 | €2,500 | €3,755 | €4,651 | €5,630 | - | - |
| Taxes, remuneration and social security45 | €181 | - | - | - | €1,000 | - |
| Taxes450/3 | €181 | - | - | - | €1,000 | - |
| Other amounts payable47/48 | €6,322 | €17,328 | €29,591 | €44,915 | €86,057 | ▲ 91.6% |
| Accrued charges and deferred income492/3 | - | - | - | €175 | €174 | ▼ 0.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€20,236 | -€3,597 | -€4,608 | -€19,460 | -€10,069 | ▲ 48.3% |
| + Depreciation and write-downs630 | €15,069 | €4,992 | €4,992 | €4,992 | €4,992 | = |
| Operating cash flow (approximation) | -€5,167 | €1,395 | €384 | -€14,468 | -€5,077 | ▲ 64.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€1 | €9,394 | ▲ 939,500% |
| Change in cash | - | -€41,531 | -€160,856 | -€22,186 | €13,886 | ▲ 163% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
17-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
21-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
21-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet -€20,236
Net result drops to -€20,236, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 31.52
Current ratio from 14.17 to 31.52; short-term debt falls from €23,779 to €9,003.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 11 acts read
About the unread acts
We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2017
Ground area
1,689 m²
Building footprint
237 m²
Volume, LiDAR
1,167 m³
Parcel 21652E0088/00Y003, Brussels · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Konijnenwarandestraat 88, 1170 Watermaal-Bosvoorde
since 20172.263.687.416
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0088/00Y003 | Brussels | 1,689 m² | 1 · 237 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900VHG043X1CC0V22
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Of 1,507 companies in sector 66199 we hold annual accounts for 923. 649 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded25-09-1975
Fiscal year end31-12
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
72200Scientific research and development
E-invoicing
Reachable via Peppol
Peppol ID
0208:0415223049
Registered
20-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.