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BAMIDEX

Active Risk: not assessed
Public limited companyfounded 1975active for 51 yearsKonijnenwarandestraat 88, 1170 Watermaal-Bosvoorde, BelgiumKBO/BCE: BE 0415.223.049

Financials · financial year 2025, full format

Annual accounts 2025 filed on 20-02-2026 PDF all 49 filings

Equity
€174,051▼ 30.1%
2024 · €249,120
Net result
-€10,069▲ 48.3%
2024 · -€19,460
Total assets
€274,518▼ 12.3%
2024 · €313,045
Solvency
63.4%▼ 16.2pp
2024 · 79.6%
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result for 2025 is a loss of €19,235, larger than the loss of €18,731 in 2024. It is the lowest result since 2021.

Turnover€32,241 2025 Operating result-€19,235 2025 Net result-€10,069 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Activities auxiliary to financial services and insurance activities (NACE 66). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Turnover€161,775-€137,947▼ 14.7%€46,962▼ 66.0%€38,900▼ 17.2%€31,799▼ 18.3%€32,599▲ 2.5%€34,174▲ 4.8%€32,241▼ 5.7%
Operating result€83,239-€68,622▼ 17.6%-€10,604-€18,631▼ 75.7%-€5,129▲ 72.5%-€3,545▲ 30.9%-€18,731▼ 428%-€19,235▼ 2.7%
Net result€57,241-€39,869▼ 30.3%-€13,711below the sector's middle half-€20,236below the sector's middle half▼ 47.6%-€3,597below the sector's middle half▲ 82.2%-€4,608below the sector's middle half▼ 28.1%-€19,460below the sector's middle half▼ 322%-€10,069below the sector's middle half▲ 48.3%
Equity€425,036-€460,731▲ 8.4%€412,020within the sector's middle half▼ 10.6%€359,285within the sector's middle half▼ 12.8%€355,687within the sector's middle half▼ 1.0%€326,079within the sector's middle half▼ 8.3%€249,120within the sector's middle half▼ 23.6%€174,051below the sector's middle half▼ 30.1%
Total assets€503,879-€540,241▲ 7.2%€449,152within the sector's middle half▼ 16.9%€381,380below the sector's middle half▼ 15.1%€389,843below the sector's middle half▲ 2.2%€373,643below the sector's middle half▼ 4.2%€313,045below the sector's middle half▼ 16.2%€274,518below the sector's middle half▼ 12.3%
Debt€75,181-€75,860▲ 0.9%€33,430▼ 55.9%€18,582▼ 44.4%€30,662▲ 65.0%€43,821▲ 42.9%€60,299▲ 37.6%€96,810▲ 60.5%
Working capital€308,708-€360,182▲ 16.7%€313,154within the sector's middle half▼ 13.1%€274,802within the sector's middle half▼ 12.2%€276,177within the sector's middle half▲ 0.5%€251,810within the sector's middle half▼ 8.8%€179,900within the sector's middle half▼ 28.6%€119,247within the sector's middle half▼ 33.7%
Solvency84.4%-85.3%▲ 0.9pp91.7%above the sector's middle half▲ 6.5pp94.2%above the sector's middle half▲ 2.5pp91.2%above the sector's middle half▼ 3.0pp87.3%above the sector's middle half▼ 4.0pp79.6%above the sector's middle half▼ 7.7pp63.4%within the sector's middle half▼ 16.2pp
Current ratio9.78-10.93▲ 1.1514.17above the sector's middle half▲ 3.2431.52above the sector's middle half▲ 17.3514.10above the sector's middle half▼ 17.428.35above the sector's middle half▼ 5.754.56above the sector's middle half▼ 3.792.37within the sector's middle half▼ 2.19
Return on assets (ROA)11.4%-7.4%▼ 4.0pp-3.1%below the sector's middle half▼ 10.4pp-5.3%below the sector's middle half▼ 2.3pp-0.9%below the sector's middle half▲ 4.4pp-1.2%below the sector's middle half▼ 0.3pp-6.2%below the sector's middle half▼ 5.0pp-3.7%below the sector's middle half▲ 2.5pp
above within below The sector band is the middle half of the companies in Activities auxiliary to financial services and insurance activities (NACE 66). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €274,518
Fixed assets €68,214 ▼ 17.4%
Current assets €206,304 ▼ 10.5%
Equity and liabilities €274,518
Equity €174,051 ▼ 30.1%
Provisions €3,657 ▲ 0.9%
Debt €96,810 ▲ 60.5%
Debt's share of the balance-sheet total rises from 19.3% to 35.3%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
ROE
-5.8%▲
2024 · -7.8%
Debt ≤ 1 year
€87,057▲
2024 · €50,545
Debt > 1 year
€9,579=
2024 · €9,579
Income taxes
-€667▼
2024 · €1,222
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item20212022202320242025
Financial fixed assets€425----
Depreciation and write-downs of the year€15,069€4,992€4,992€4,992€4,992

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet Code20242025
Assets
Total assets20/58€313,045€274,518▼
Fixed assets21/28€82,600€68,214▼
Tangible fixed assets22/27€39,727€34,736▼
Land and buildings22€37,349€34,705▼
Furniture and vehicles24€2,378€31▼
Financial fixed assets28€42,873€33,478▼
Current assets29/58€230,445€206,304▼
Amounts receivable within one year40/41€36,506€31,735▼
Trade receivables40€5,914€1,060▼
Other amounts receivable41€30,592€30,675▲
Current investments50/53€183,168€149,711▼
Cash at bank and in hand54/58€9,258€23,144▲
Deferred charges and accrued income490/1€1,513€1,714▲
Equity and liabilities
Total equity and liabilities10/49€313,045€274,518▼
Equity10/15€249,120€174,051▼
Contributions10/11€120,000€120,000=
Capital10€120,000€120,000=
Issued capital100€120,000€120,000=
Reserves13€118,548€53,548▼
Non-distributable reserves130/1€12,000€12,000=
Legal reserve130€12,000€12,000=
Distributable reserves133€106,548€41,548▼
Profit (loss) carried forward14€10,572€503▼
Provisions and deferred taxes16€3,626€3,657▲
Provisions for liabilities and charges160/5€3,626€3,657▲
Other liabilities and charges164/5€3,626€3,657▲
Amounts payable17/49€60,299€96,810▲
Amounts payable after more than one year17€9,579€9,579=
Financial debts170/4€9,579€9,579=
Amounts payable within one year42/48€50,545€87,057▲
Trade debts44€5,630-
Suppliers440/4€5,630-
Taxes, remuneration and social security45-€1,000
Taxes450/3-€1,000
Other amounts payable47/48€44,915€86,057▲
Accrued charges and deferred income492/3€175€174▼
Income statement Code20242025
Turnover70€34,174€32,241▼
Goods, raw materials, services and sundry goods60/61€44,423€42,729▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,992€4,992=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4--€575
Provisions for liabilities and charges: additions (uses and reversals)635/8-€117€30▲
Other operating charges640/8€3,608€4,300▲
Gross operating margin9900-€10,248-€10,488▼
Operating profit (loss)9901-€18,731-€19,235▼
Financial income75/76B€1,193€9,311▲
Recurring financial income75€1,193€9,311▲
Financial charges65/66B€700€812▲
Recurring financial charges65€700€812▲
Profit (loss) for the period before taxes9903-€18,238-€10,736▲
Income taxes67/77€1,222-€667▼
Profit (loss) for the period9904-€19,460-€10,069▲
Profit (loss) for the period to be appropriated9905-€19,460-€10,069▲
Appropriation of the result
Profit (loss) to be appropriated9906€10,572€503▼
Profit (loss) brought forward from the previous period14P€30,032€10,572▼
Transfer from equity791/2-€65,000
Profit to be distributed694/7-€65,000
Return on contributions (dividend)694-€65,000

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 20-02-2026.

Line20182019202020212022202320242025Change
Turnover70€161,775€137,947€46,962€38,900€31,799€32,599€34,174€32,241▼ 5.7%
Non-recurring operating income76A----€20----
Goods, raw materials, services and sundry goods60/61---€37,362€28,795€27,443€44,423€42,729▼ 3.8%
Remuneration, social security and pensions62---€8-----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22,039€16,233€21,984€15,069€4,992€4,992€4,992€4,992=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4--------€575-
Provisions for liabilities and charges: additions (uses and reversals)635/8-----€249-€117€30-
Other operating charges640/8---€4,486€3,160€3,460€3,608€4,300▲ 19.2%
Non-recurring operating charges66A---€606-----
Gross operating margin9900€110,729€85,284€15,959€1,538€3,023€5,156-€10,248-€10,488▼ 2.3%
Operating profit (loss)9901€83,239€68,622-€10,604-€18,631-€5,129-€3,545-€18,731-€19,235▼ 2.7%
Financial income75/76B---€12€12€13€1,193€9,311▲ 680%
Recurring financial income75€24€151€5€12€12€13€1,193€9,311▲ 680%
Financial charges65/66B---€1,613€793€698€700€812▲ 16.0%
Recurring financial charges65€2,919€2,383€858€1,613€793€698€700€812▲ 16.0%
Profit (loss) for the period before taxes9903€82,744€66,390-€11,457-€20,232-€5,910-€4,230-€18,238-€10,736▲ 41.1%
Income taxes67/77€25,503€26,521€2,254€4-€2,313€378€1,222-€667-
Profit (loss) for the period9904€57,241€39,869-€13,711-€20,236-€3,597-€4,608-€19,460-€10,069▲ 48.3%
Profit (loss) for the period to be appropriated9905€57,241€39,869-€13,711-€20,236-€3,597-€4,608-€19,460-€10,069▲ 48.3%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€503,879€540,241€449,152€381,380€389,843€373,643€313,045€274,518▼ 12.3%
Fixed assets21/28€160,010€143,778€112,219€97,575€92,583€87,591€82,600€68,214▼ 17.4%
Tangible fixed assets22/27€107,988€91,756€69,772€54,703€49,711€44,719€39,727€34,736▼ 12.6%
Land and buildings22---€45,282€42,637€39,993€37,349€34,705▼ 7.1%
Furniture and vehicles24---€9,421€7,074€4,726€2,378€31▼ 98.7%
Financial fixed assets28€52,022€52,022€42,447€42,872€42,872€42,872€42,873€33,478▼ 21.9%
Current assets29/58€343,869€396,463€336,933€283,805€297,260€286,052€230,445€206,304▼ 10.5%
Amounts receivable within one year40/41€27,053€24,608€9,215€8,676€6,742€7,370€36,506€31,735▼ 13.1%
Trade receivables40---€7,745€5,294€4,927€5,914€1,060▼ 82.1%
Other amounts receivable41---€931€1,448€2,443€30,592€30,675▲ 0.3%
Current investments50/53€4,458€39,997€39,997€39,997€96,917€245,931€183,168€149,711▼ 18.3%
Cash at bank and in hand54/58€309,232€330,459€287,668€233,831€192,300€31,444€9,258€23,144▲ 150%
Deferred charges and accrued income490/1---€1,301€1,301€1,307€1,513€1,714▲ 13.3%
Equity and liabilities
Total equity and liabilities10/49€503,879€540,241€449,152€381,380€389,843€373,643€313,045€274,518▼ 12.3%
Equity10/15€425,036€460,731€412,020€359,285€355,687€326,079€249,120€174,051▼ 30.1%
Contributions10/11€120,000€120,000€120,000€120,000€120,000€120,000€120,000€120,000=
Capital10---€120,000€120,000€120,000€120,000€120,000=
Issued capital100---€120,000€120,000€120,000€120,000€120,000=
Reserves13€187,548€268,548€233,548€201,049€201,048€176,048€118,548€53,548▼ 54.8%
Non-distributable reserves130/1---€12,000€12,000€12,000€12,000€12,000=
Legal reserve130----€12,000€12,000€12,000€12,000=
Reserves not available under the articles1311---€12,000-----
Distributable reserves133---€189,049€189,048€164,048€106,548€41,548▼ 61.0%
Profit (loss) carried forward14€117,488€72,183€58,472€38,236€34,639€30,031€10,572€503▼ 95.2%
Provisions and deferred taxes16€3,662€3,650€3,702€3,513€3,494€3,743€3,626€3,657▲ 0.9%
Provisions for liabilities and charges160/5---€3,513€3,494€3,743€3,626€3,657▲ 0.9%
Other liabilities and charges164/5---€3,513€3,494€3,743€3,626€3,657▲ 0.9%
Amounts payable17/49€75,181€75,860€33,430€18,582€30,662€43,821€60,299€96,810▲ 60.5%
Amounts payable after more than one year17€39,579€39,579€9,579€9,579€9,579€9,579€9,579€9,579=
Financial debts170/4---€9,579€9,579€9,579€9,579€9,579=
Amounts payable within one year42/48€35,161€36,281€23,779€9,003€21,083€34,242€50,545€87,057▲ 72.2%
Trade debts44€6,800€14,603€13,790€2,500€3,755€4,651€5,630--
Suppliers440/4---€2,500€3,755€4,651€5,630--
Taxes, remuneration and social security45---€181---€1,000-
Taxes450/3---€181---€1,000-
Other amounts payable47/48---€6,322€17,328€29,591€44,915€86,057▲ 91.6%
Accrued charges and deferred income492/3------€175€174▼ 0.6%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€57,241€39,869-€13,711-€20,236-€3,597-€4,608-€19,460-€10,069▲ 48.3%
+ Depreciation and write-downs630€22,039€16,233€21,984€15,069€4,992€4,992€4,992€4,992=
Operating cash flow (approximation)€79,280€56,102€8,273-€5,167€1,395€384-€14,468-€5,077▲ 64.9%
Investment in fixed assets (approximation)--€1€9,575-€425€0€0-€1€9,394-
Change in cash-€21,227-€42,791-€53,837-€41,531-€160,856-€22,186€13,886-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Latest 10 of 49 filings with the National Bank
Financial year Type Filed Reference Document
31-12-2025 full format 20-02-2026 2026-00042210 PDF
31-12-2024 full format 17-02-2025 2025-00036198 PDF
31-12-2023 full format 15-07-2024 2024-00250196 PDF
31-12-2022 full format 21-07-2023 2023-00268198 PDF
31-12-2021 full format 21-07-2022 2022-20213569 PDF
31-12-2020 full format 26-07-2021 2021-39900535 PDF
31-12-2019 full format 27-07-2020 2020-34400291 PDF
31-12-2018 full format 19-07-2019 2019-35100224 PDF
31-12-2017 full format 24-07-2018 2018-36900006 PDF
31-12-2016 full format 24-07-2017 2017-35000472 PDF

Show all 49 filings

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