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VALIBEL

Active
Public limited companyfounded 1983active for 43 yearsDenderhoutembaan 79, 9400 Ninove, BelgiumKBO/BCE: BE 0425.325.501
Summary

VALIBEL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. For VALIBEL, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €547,191 and a net result of -€21,681. Equity is growing by about 8.8% per year across the filed financial years. Its solvency ranks better than 74% of 1,399 sector peers (NACE 66, financial year 2024). The company has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Other activities auxiliary to financial services, excluding insurance and pension funding
NACE 66199
4th oldest company in Ninove, Finance and insurance sector1 site
Size
€797,841total assets 2024
Equity
€547,191
Loss
-€21,681
Turnover not published (abbreviated format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Holdings
1
Accounts 79 days overdue1 of 7 deeds read
Signalsraises riskAnnual accounts not filedneutralFiled after the deadlineShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: One filing cycle is missing
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

Two signals.
raises riskneutral
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 79 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline18-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
61 days late
2023
92 days late
2021
116 days late
2020
481 days late
2019
846 days late
2018
139 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 289 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · abbreviated…
  2. Annual accounts filedfinancial year 2023 · abbreviated…
  3. Registered office · Resignations & appointmentsRegistered-office move

Key points

  • Caution: From profit to loss in 2024after €249,223 in 2023 -€21,681 View
  • Caution: Among the weakest 9% on net resultsector median €84,823 · 1,398 companies -€21,681 View
  • Caution: Accounts not fileddeadline was 31-07-2026 79 days late View

By topic

Financials

Financial year
2024
Total assets
€797,841
Loss
-€21,681
Solvency
68.6%
Total assets▼ 9.8%
Net result
20182024
Go to Financials

Timeline

Events
46
Since
1985
  1. 31-12-2023Back to profit
  2. 31-12-2023Liquidity more than quadruples
  3. 31-12-2023Equity above €500,000
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Other activities auxiliary to financial services, excluding insurance…NACE 66199
Founded
05-09-1983
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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