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BAMIDEX: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

BAMIDEX

BE 0415.223.049
NACE 66.199, Other activities auxiliary to financial services, excluding insurance and pension funding
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€10,069
2024 · -€19,460+€9,391
Equity
€174,051
2024 · €249,120-€75,069
Cash
€23,144
2024 · €9,258+€13,886
Balance sheet total
€274,518
2024 · €313,045-€38,527

Largest movements

2024 to 2025
Assets
  • Current investments -€33,457

    down €33,457 (-18.3%), from €183,168 to €149,711

  • Cash +€13,886

    up €13,886 (+150.0%), from €9,258 to €23,144

    mainly Other debts (+€41,142) and Current investments (+€33,457)

  • Financial fixed assets -€9,395

    down €9,395 (-21.9%), from €42,873 to €33,478

  • Tangible fixed assets -€4,991

    down €4,991 (-12.6%), from €39,727 to €34,736

    of which Land and buildings: -€2,644

  • Receivables within one year -€4,771

    down €4,771 (-13.1%), from €36,506 to €31,735

    of which Trade receivables: -€4,854

Equity and liabilities
  • Reserves -€65,000

    down €65,000 (-54.8%), from €118,548 to €53,548

    of which Distributable reserves: -€65,000

  • Other debts +€41,142

    up €41,142 (+91.6%), from €44,915 to €86,057

  • Profit (loss) carried forward -€10,069

    down €10,069 (-95.2%), from €10,572 to €503

  • Trade debts -€5,630

    no longer reported in 2025 (was €5,630)

Income statement
  • Financial income +€8,118

    up €8,118 (+680.5%), from €1,193 to €9,311

  • Turnover -€1,933

    down €1,933 (-5.7%), from €34,174 to €32,241

  • Taxes -€1,889

    down €1,889, from €1,222 to -€667

  • Purchases and services -€1,694

    down €1,694 (-3.8%), from €44,423 to €42,729

  • Other operating charges +€692

    up €692 (+19.2%), from €3,608 to €4,300

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€19,460
Gross operating margin -€240
Write-downs +€575
Provisions -€147
Other operating charges -€692
Financial income +€8,118
Financial charges -€112
Taxes +€1,889
Result 2025 -€10,069

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€36,035
Investment +€42,851
Financing -€65,000
Cash 2024 €9,258
Net result for the year -€10,069
Depreciation +€4,992
Receivables within one year +€4,771
Deferred charges and accrued income -€201
Smaller working-capital items +€30
Trade debts -€5,630
Tax, wage and social debts +€1,000
Other debts +€41,142
Investment in fixed assets (net) +€9,394
Current investments +€33,457
Contributions, distributions and other -€65,000
Cash 2025 €23,144
Every line side by side 52 lines
Line Code 2024 2025 Change %
Total assets 20/58 €313,045 €274,518 -€38,527 -12.3%
Fixed assets 21/28 €82,600 €68,214 -€14,386 -17.4%
Tangible fixed assets 22/27 €39,727 €34,736 -€4,991 -12.6%
Land and buildings 22 €37,349 €34,705 -€2,644 -7.1%
Furniture and vehicles 24 €2,378 €31 -€2,347 -98.7%
Financial fixed assets 28 €42,873 €33,478 -€9,395 -21.9%
Current assets 29/58 €230,445 €206,304 -€24,141 -10.5%
Amounts receivable within one year 40/41 €36,506 €31,735 -€4,771 -13.1%
Trade receivables 40 €5,914 €1,060 -€4,854 -82.1%
Other amounts receivable 41 €30,592 €30,675 +€83 +0.3%
Current investments 50/53 €183,168 €149,711 -€33,457 -18.3%
Cash at bank and in hand 54/58 €9,258 €23,144 +€13,886 +150.0%
Deferred charges and accrued income 490/1 €1,513 €1,714 +€201 +13.3%
Total equity and liabilities 10/49 €313,045 €274,518 -€38,527 -12.3%
Equity 10/15 €249,120 €174,051 -€75,069 -30.1%
Contributions 10/11 €120,000 €120,000 = 0.0%
Capital 10 €120,000 €120,000 = 0.0%
Issued capital 100 €120,000 €120,000 = 0.0%
Reserves 13 €118,548 €53,548 -€65,000 -54.8%
Non-distributable reserves 130/1 €12,000 €12,000 = 0.0%
Legal reserve 130 €12,000 €12,000 = 0.0%
Distributable reserves 133 €106,548 €41,548 -€65,000 -61.0%
Profit (loss) carried forward 14 €10,572 €503 -€10,069 -95.2%
Provisions and deferred taxes 16 €3,626 €3,657 +€31 +0.9%
Provisions for liabilities and charges 160/5 €3,626 €3,657 +€31 +0.9%
Other liabilities and charges 164/5 €3,626 €3,657 +€31 +0.9%
Amounts payable 17/49 €60,299 €96,810 +€36,511 +60.5%
Amounts payable after more than one year 17 €9,579 €9,579 = 0.0%
Financial debts 170/4 €9,579 €9,579 = 0.0%
Amounts payable within one year 42/48 €50,545 €87,057 +€36,512 +72.2%
Trade debts 44 €5,630 - -€5,630
Suppliers 440/4 €5,630 - -€5,630
Taxes, remuneration and social security 45 - €1,000 +€1,000
Taxes 450/3 - €1,000 +€1,000
Other amounts payable 47/48 €44,915 €86,057 +€41,142 +91.6%
Accrued charges and deferred income 492/3 €175 €174 -€1 -0.6%
Turnover 70 €34,174 €32,241 -€1,933 -5.7%
Goods, raw materials, services and sundry goods 60/61 €44,423 €42,729 -€1,694 -3.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €4,992 €4,992 = 0.0%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 - -€575 -€575
Provisions for liabilities and charges: additions (uses and reversals) 635/8 -€117 €30 +€147
Other operating charges 640/8 €3,608 €4,300 +€692 +19.2%
Gross operating margin 9900 -€10,248 -€10,488 -€240 -2.3%
Operating profit (loss) 9901 -€18,731 -€19,235 -€504 -2.7%
Financial income 75/76B €1,193 €9,311 +€8,118 +680.5%
Recurring financial income 75 €1,193 €9,311 +€8,118 +680.5%
Financial charges 65/66B €700 €812 +€112 +16.0%
Recurring financial charges 65 €700 €812 +€112 +16.0%
Profit (loss) for the period before taxes 9903 -€18,238 -€10,736 +€7,502 +41.1%
Income taxes 67/77 €1,222 -€667 -€1,889
Profit (loss) for the period 9904 -€19,460 -€10,069 +€9,391 +48.3%
Profit (loss) for the period to be appropriated 9905 -€19,460 -€10,069 +€9,391 +48.3%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.