Financial service activities, except insurance and pension funding
No bankruptcy in the past twelve months.
Filed accounts
NACE 64929 · financial year 2025 · 42 filed annual accounts| Per financial year | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Median solvency | 37.5% | 36.4% | 36.1% | 35.8% | 46.1% | 41.6% |
| Median net result | €18,703 | €31,008 | €3,361 | €6,438 | €35,758 | €22,898 |
Hold your customer's or competitor's figures against them in the Sector benchmark
Bankruptcies
Recent bankruptcies
| Date | Company |
|---|---|
| 19-09-2023 | Triamant Finance
BE 0817.016.845 |
Spread across the country
by region and province · 52 of 53 enterprises with a registered office on file · a sole trader has no published seat- Flanders
- Brussels
- Wallonia
The balance sheets of division 64 on the map, by municipality and down to the address
Largest employers
NACE 64929 as first main activity · staff from the latest accounts- 1 ELANTISLiège 52.5 FTEfinancial year 2025
- 2 Kumulus PartnersMachelen (Brab.) 11.6 FTEfinancial year 2025
- 3 MicroStart SupportBrussels 11.3 FTEfinancial year 2025
- 4 Zakenkantoor GorrisHeist-op-den-Berg 8.6 FTEfinancial year 2025
- 5 Azelis FinanceAntwerp 4.8 FTEfinancial year 2025
Companies
53 with this main activity- WILLEMEN FINANCE Mechelen · 60.6 FTE
- ELANTIS Liège · 52.5 FTE
- Kumulus Partners Machelen (Brab.) · 11.6 FTE
- MicroStart Support Brussels · 11.3 FTE
- Zakenkantoor Gorris Heist-op-den-Berg · 8.6 FTE
- Azelis Finance Antwerp · 4.8 FTE
- Yonderland FinCo Antwerp · 4.5 FTE
- AG FINANCE Brussels · 3.8 FTE
- EDF INVESTISSEMENTS GROUPE Ixelles · 3.2 FTE
- Finco Utilitas Temse · 3.0 FTE
- Triamant Finance Oud-Turnhout · 1.3 FTE
- EMPEHA Oud-Turnhout · 1.0 FTE
- NAMUR INVEST FINANCEMENT PME Namur · 1.0 FTE
- Ace Capital Kontich
- AG Real Estate Westloan Brussels
- Asset Financing Corporation Antwerp
- BELGIUM FINANCE Charleroi
- BELVALOR REAL ESTATE Welkenraedt
- Berg Van Barmhartigheid Brussels
- Briqwise België Deinze
- D Square Real Estate Brussels
- EFC IMMO Veurne
- EPICo II Brussels
- European Trade and Investment Zaventem
- Fondation Fernand Lazard - Stichting Fernand Lazard Brussels
- Foresco Financial Services Genk
- I-Corizon Nazareth-De Pinte
- JSA HOLDING Herstal
- KBC Focus fund Molenbeek-Saint-Jean
- KREDIET NATIONAAL Maaseik
- La Payote Namur
- Leasing Solutions Hoogstraten
- LUXEMBOURG DEVELOPPEMENT Arlon
- Meeus-Naessens Nazareth-De Pinte
- MIGA Management Eghezée
- MULTIFIN Willebroek
- NAMUR INVEST INNOVATION ET CROISSANCE Namur
- NETCO INVEST Merelbeke-Melle
- PAJO FINANCE Etterbeek
- PB Finance Tessenderlo-Ham
- Prisma IB Beerse
- R&L SERVICE Saint-Josse-ten-Noode
- SAN AND CO COMPANY INVEST Uccle
- SOCARIS Tournai
- STATKRAFT TREASURY CENTRE Brussels
- THW GIVES Wortegem-Petegem
- TRIVIDEND - PARTICIPATIEFONDS VOOR DE PROVINCIE ANTWERPEN Antwerp
- UNITE TVA MICROSTART Brussels
- VINTEOR Anzegem
- VLAAMSE MAATSCHAPPIJ VOOR SOCIAAL WONEN Brussels
- WAPINVEST – FONDS SPIN-OFF / SPIN-OUT Tournai
- Weyne, Filip sole trader · Bruges
- WONINGBOUW MAASEIK Maaseik
Joint committees
from the latest accounts of 13 companies- 200 Auxiliary committee for white-collar workers 11
- 335 Services and support for business and the self-employed 1
- 341 Intermediation in banking and investment services 1
Source: the annual accounts at the National Bank. One filing can name more than one committee.
Division 64: Financial services
Related activities
7 other activities| Activity | Registrations | Starters, 12 months | Bankruptcies, 12 months | FTE |
|---|---|---|---|---|
| Other financial services64999 | 793 | 49 | 2 | 7,962 |
| Financial service activities, except insurance and pension funding64910 | 181 | 1 | 0 | 1,318 |
| Financial service activities, except insurance and pension funding64922 | 91 | 3 | 0 | 730 |
| Financial service activities, except insurance and pension funding64921 | 59 | 1 | 0 | 1,151 |
| Financial service activities, except insurance and pension funding64991 | 30 | 0 | 0 | - |
| Financial service activities, except insurance and pension funding64923 | 28 | 1 | 0 | 268 |
Show all 7 activities
| Activity | Registrations | Starters, 12 months | Bankruptcies, 12 months | FTE |
|---|---|---|---|---|
| Financial service activities, except insurance and pension funding64924 | 2 | 1 | 0 | - |
Bankruptcies per year in division 64
| Per year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bankruptcies | 35 | 24 | 16 | 15 | 10 | 11 | 10 | 18 | 9 | 8 | 15 | 16 |
| Jobs lost | 88 | 198 | 18 | 16 | 12 | 16 | 12 | 59 | 13 | 10 | 15 | 20 |
2026 through September. Every bankruptcy, also of companies that have since left the register. Source: Statbel (Directorate-General Statistics), NACE classification of 2008.
Staff cost per FTE in NACE division 64
1,865 employers| Size | Median | Middle half | Employers |
|---|---|---|---|
| fewer than 10 FTE | €77,800 | €59,300 to €99,700 | 1,488 |
| 10 to 49 FTE | €93,300 | €75,500 to €119,600 | 293 |
| 50 to 249 FTE | €98,300 | €79,800 to €133,700 | 73 |
Employers with the highest staff cost per FTE in this division All sectors by staff cost In the Analysis workbench
Running bankruptcies in the sector
NACE division 64Measured nationally: Of 108,642 bankruptcies of legal entities across Belgium, 49% were closed within five years for insufficient assets and 28% after liquidation, 3% were withdrawn. After five years, 20% were still open. Half had ended after 26 months (a quarter after 15, three quarters after 51 months).
This counts companies with this main activity in the register on 7 November 2026. The outcome itself is not measured by sector. The activity of a company that leaves the register after its bankruptcy is too often not kept to compare closed cases fairly.
209 of the 24,568 companies in NACE division 64 have a parent company abroad. Main parent countries: France (63), Netherlands (44) and Luxembourg (30). Together they employ 4,238 of the division's 30,646 FTE: 14%, against 14% for Belgium as a whole.
Subsidies in this sector
per register · legal entities with an enterprise number- Flemish subsidies €177.1m awarded
- Federal transfers 96.0m amount as published
- Wallonia-Brussels Federation €649,932 paid
- EU budget €544.9m attributed share
- EU research €23.2m EU contribution
Insights on Financial service activities, except insurance and pension funding
Balance sheet and result. Return on equity of 1.5% is below Belgium's 15.9%. Liquidity of 2.64 is above Belgium's 1.66. The median net result of €22,898 is above Belgium's €16,500.
Inflow and structure. Brussels holds 28.8% of the seats, against 12.5% in Belgium. 1.9% of the companies are sole traders, against 41.6% in Belgium. Half of the companies are younger than 10.3 years, against 8.1 years in Belgium.
Staff and filing. 26.8% of the financial year 2024 accounts were filed late, against 38.4% in Belgium. The 5 largest employers hold 89 of the 107 FTE: 83.3%.
Direction. Median solvency rose from 37.5% in financial year 2020 to 41.6% in financial year 2025. The median net result rose from €18,703 in financial year 2020 to €22,898 in financial year 2025.
The comparison with Belgium as a whole and with the other divisions is as of 08-11-2026 05:30.
Method and sources
Every company registered today counts under its main activities in the KBO. Establishment units do not count. Staff counts once, under the employer's first main activity, from its latest accounts and only where it fits the staff costs. The count follows the NACE 2025 classification, the version in which code 64929 exists.
The bankruptcies over five years count only companies still registered today, because the activity of a company that left the register is not kept. So they are fewer than the bankruptcies of those years, and the figure is not a probability for the future. Over twelve months the count is nearly complete, because a bankrupt company stays registered while its bankruptcy runs. A company with more than one main activity counts in each of those sectors.
The comparison with Belgium as a whole and with the other NACE divisions rests on an overview of every division, counted again each night. Each division is counted in the version of the NACE classification in which it exists. A standing such as "more than in 80%" compares with the other divisions that have the figure. A division's bankruptcy probability is the median over its companies with a score. Belgium here counts the 1,276,474 companies with a main activity, because only those belong to a division. The other 699,509 registrations publish no activity.
Each median is the value of the middle company, computed over the annual accounts of financial year 2025, and is shown only from 30 accounts. A share (loss-making, negative equity) counts that year's accounts with that trait. Accounts are late when they are filed after the statutory deadline. The direction per financial year follows the companies still registered today. Missing or 90 days late counts the companies with accounts missing today, or whose latest were filed more than 90 days after the deadline. The dossier follows the same rule.