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VINTEOR

Active Risk: not assessed
Private limited companyfounded 201412 yrs activeKnokstraat 2, 8570 Anzegem, BelgiumKBO/BCE: BE 0552.764.495
Summary

VINTEOR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.4m and a net result of -€9,710. Equity is shrinking by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 41% of 5565 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 d early
2024
2 d early
2023
9 d early
2022
31 d late
2021
82 d late
2020
31 d late
2019
68 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 28 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

VINTEOR was incorporated on 16 May 2014.1 Total assets fell from EUR 4.4 million in 2018 to EUR 3.5 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€1.4m▼ 0.7%
2024 · €1.4m
Net result
-€9,710▲ 73.0%
2024 · -€35,925
Total assets
€3.5m▲ 5.9%
2024 · €3.3m
Solvency
41.0%▼ 2.7pp
2024 · 43.7%
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€103,749▼ 37.6%-€8,633▲ 91.7%-€115,652▼ 1,240%-€955,138▼ 726%-€9,510▲ 99.0%
Net result-€103,483-€420,376▼ 306%-€7.1m▼ 1,587%-€35,925▲ 99.5%-€9,710▲ 73.0%
Equity€6.8m▲ 100.0%€6.4m▼ 6.2%€1.5m▼ 77.0%€1.4m▼ 2.4%€1.4m▼ 0.7%
Total assets€7.0m▲ 37.4%€6.8m▼ 3.1%€3.3m▼ 51.6%€3.3m▲ 0.7%€3.5m▲ 5.9%
Debt€157,826▼ 90.5%€359,919▲ 128%€1.8m▲ 400%€1.9m▲ 3.2%€2.1m▲ 11.0%
Working capital€913,197▼ 60.0%€4.4m▲ 381%-€1.8m-€1.8m▼ 2.0%-€1.8m▼ 0.4%
Solvency97.7%▲ 30.6pp94.7%▼ 3.1pp45.0%▼ 49.6pp43.7%▼ 1.4pp41.0%▼ 2.7pp
Staff (FTE)0000
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Why a figure moved sharply
  • 2024 Net result +99% on 2023. Cause not known from the registers.
  • 2023 Net result -1,587%, Equity -77%, Total assets -52% on 2022. Cause not known from the registers.
  • 2022 Net result -306% on 2021. Cause not known from the registers.
  • 2021 Equity +100% on 2020. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
-€8.0m-€6.0m-€4.0m-€2.0m€0Operating result 2021: -€103,749-€103,749Net result 2021: -€103,483-€103,483Operating result 2022: -€8,633-€8,633Net result 2022: -€420,376-€420,376Operating result 2023: -€115,652-€115,652Net result 2023: -€7.1m-€7.1mOperating result 2024: -€955,138-€955,138Net result 2024: -€35,925-€35,925Operating result 2025: -€9,510-€9,510Net result 2025: -€9,710-€9,71020212022202320242025-€8m-€6m-€4m-€2m€0Operating result 2023: -€115,652-€116,000Net result 2023: -€7.1m-€7.1mOperating result 2024: -€955,138-€955,000Net result 2024: -€35,925-€35,900Operating result 2025: -€9,510-€9,510Net result 2025: -€9,710-€9,710202320242025
The operating result stays negative: a loss of €9,510 in 2025 against €955,138 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.5m
Fixed assets €3.5m ▲ 6.1%
Current assets €33,158 ▼ 16.2%
Equity and liabilities €3.5m
Equity €1.4m ▼ 0.7%
Debt €2.1m ▲ 11.0%
Debt's share of the balance-sheet total rises from 56.3% to 59.0%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
ROE
-0.7%▲
2024 · -2.5%
ROA
-0.3%▲
2024 · -1.1%
Debt ≤ 1 year
€1.9m=
2024 · €1.9m
Debt > 1 year
€200,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€3.3m€3.5m▲
Fixed assets21/28€3.3m€3.5m▲
Financial fixed assets28€3.3m€3.5m▲
Current assets29/58€39,548€33,158▼
Cash at bank and in hand54/58€39,548€29,408▼
Deferred charges and accrued income490/1-€3,750
Equity and liabilities
Total equity and liabilities10/49€3.3m€3.5m▲
Equity10/15€1.4m€1.4m▼
Contributions10/11€7.1m€7.1m=
Revaluation surpluses12€2.2m€2.2m=
Reserves13€65,592€65,592=
Distributable reserves133€65,592€65,592=
Profit (loss) carried forward14-€7.9m-€7.9m▼
Amounts payable17/49€1.9m€2.1m▲
Amounts payable after more than one year17-€200,000
Financial debts170/4-€200,000
Amounts payable within one year42/48€1.9m€1.9m=
Trade debts44€0-
Suppliers440/4€0-
Other amounts payable47/48€1.9m€1.9m=
Accrued charges and deferred income492/3-€3,321
Income statement Code20242025
Non-recurring operating income76A€0-
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€92,130€0▲
Other operating charges640/8€93,224€1,126▼
Non-recurring operating charges66A€919,708€0▼
Gross operating margin9900-€34,336-€8,384▲
Operating profit (loss)9901-€955,138-€9,510▲
Financial income75/76B€919,722€3,750▼
Recurring financial income75€14€3,750▲
Non-recurring financial income76B€919,708€0▼
Financial charges65/66B€509€3,950▲
Recurring financial charges65€509€3,950▲
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903-€35,925-€9,710▲
Profit (loss) for the period9904-€35,925-€9,710▲
Profit (loss) for the period to be appropriated9905-€35,925-€9,710▲
Appropriation of the result
Profit (loss) to be appropriated9906-€7.9m-€7.9m▼
Profit (loss) brought forward from the previous period14P-€7.8m-€7.9m▼
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€0-€968€0--
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4--€92,130-€92,130€0▲ 100%
Other operating charges640/8€979€980€1,075€93,224€1,126▼ 98.8%
Non-recurring operating charges66A€28,937€0€8,308€919,708€0▼ 100%
Gross operating margin9900-€73,833-€7,653-€14,138-€34,336-€8,384▲ 75.6%
Operating profit (loss)9901-€103,749-€8,633-€115,652-€955,138-€9,510▲ 99.0%
Financial income75/76B€626€461,031€0€919,722€3,750▼ 99.6%
Recurring financial income75€626€461,031€0€14€3,750▲ 27,272%
Non-recurring financial income76B---€919,708€0▼ 100%
Financial charges65/66B€359€872,774€7.0m€509€3,950▲ 676%
Recurring financial charges65€359€872,774€6.1m€509€3,950▲ 676%
Non-recurring financial charges66B--€919,708€0--
Profit (loss) for the period before taxes9903-€103,483-€420,376-€7.1m-€35,925-€9,710▲ 73.0%
Profit (loss) for the period9904-€103,483-€420,376-€7.1m-€35,925-€9,710▲ 73.0%
Profit (loss) for the period to be appropriated9905-€103,483-€420,376-€7.1m-€35,925-€9,710▲ 73.0%
Line20212022202320242025Change
Assets
Total assets20/58€7.0m€6.8m€3.3m€3.3m€3.5m▲ 5.9%
Fixed assets21/28€5.9m€2.0m€3.3m€3.3m€3.5m▲ 6.1%
Financial fixed assets28€5.9m€2.0m€3.3m€3.3m€3.5m▲ 6.1%
Current assets29/58€1.1m€4.8m€18,160€39,548€33,158▼ 16.2%
Amounts receivable after more than one year29€0€3.7m€0---
Other amounts receivable291€0€3.7m€0---
Amounts receivable within one year40/41€1.1m€1.1m€0---
Trade receivables40€92,130€92,130€0---
Other amounts receivable41€972,763€969,069€0---
Cash at bank and in hand54/58€6,130€6,539€18,160€39,548€29,408▼ 25.6%
Deferred charges and accrued income490/1€0---€3,750-
Equity and liabilities
Total equity and liabilities10/49€7.0m€6.8m€3.3m€3.3m€3.5m▲ 5.9%
Equity10/15€6.8m€6.4m€1.5m€1.4m€1.4m▼ 0.7%
Contributions10/11€7.1m€7.1m€7.1m€7.1m€7.1m=
Revaluation surpluses12--€2.2m€2.2m€2.2m=
Reserves13€65,592€65,592€65,592€65,592€65,592=
Non-distributable reserves130/1€0-----
Reserves not available under the articles1311€0-----
Distributable reserves133€65,592€65,592€65,592€65,592€65,592=
Profit (loss) carried forward14-€327,461-€747,837-€7.8m-€7.9m-€7.9m▼ 0.1%
Amounts payable17/49€157,826€359,919€1.8m€1.9m€2.1m▲ 11.0%
Amounts payable after more than one year17----€200,000-
Financial debts170/4----€200,000-
Amounts payable within one year42/48€157,826€359,209€1.8m€1.9m€1.9m=
Financial debts43€0-----
Other loans439€0-----
Trade debts44€1,220€1,080€237€0--
Suppliers440/4€1,220€1,080€237€0--
Other amounts payable47/48€156,606€358,129€1.8m€1.9m€1.9m=
Accrued charges and deferred income492/3-€710€0-€3,321-
Line20212022202320242025Change
Profit (loss) for the period9904-€103,483-€420,376-€7.1m-€35,925-€9,710▲ 73.0%
Operating cash flow (approximation)-€103,483-€420,376-€7.1m-€35,925-€9,710▲ 73.0%
Investment in fixed assets (approximation)-€3.9m-€1.2m€0-€200,000-
Change in cash-€409€11,621€21,388-€10,140▼ 147%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
22-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Weakest financial yearnet -€7.1m
Net result drops to -€7.1m, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
21-10
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 82 days late
2021
31-12
Financial Liquidity triplescurrent ratio 6.79
Current ratio from 2.37 to 6.79; short-term debt falls from €1.7m to €157,826.
31-12
Financial Equity above €5mEq €6.8m ▲100%
Equity rises from €3.4m to €6.8m.
31-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial Back to profitnet €134,880
Net result €134,880 after 2 loss-making years.
07-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 68 days late
2019
31-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
Show earlier events
2018
30-05
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
01-03
State Gazette act General meeting · Share issue
Capital increase · Statutes amendment · Joris STALPAERT
2015
02-12
State Gazette act Board meeting · Bond issue
Capital increase · Preemption waiver · Frederik VLAMINCK
02-10
State Gazette act General meeting · Board meeting
Director resignation · Permanent representative
2014
29-12
State Gazette act Board meeting · Director resignation
Permanent representative · Director appointment
11-12
State Gazette act General meeting · Director resignation
Director appointment · Permanent representative
23-10
State Gazette act General meeting · Director appointment
Permanent representative
09-10
State Gazette act General meeting · Capital decrease
Capital · Statutes amendment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 2014
seat establishment The establishment unit on the map
Ground area
3,829 m²
Building footprint
319 m²
Volume, LiDAR
1,179 m³
Parcel 34038A0093/00E000, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
VINTEOR
Knokstraat 2, 8570 AnzegemActivities auxiliary to financial services and insurance activities
since 20142.233.180.718
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34038A0093/00E000 Flanders 3,829 m² 1 · 319 m² 6.6 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner · 1 holding

Owners 1

Holdings 1

  • SAS Smart ImpulseFR
    Equity €768,337Result -€1.6m
    18.07%+ 0% via subsidiaries

According to the 2025 annual accounts of VINTEOR and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

Depth

The group is listed under Ownership & control below; here you explore it as a network.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Ownership & control

4 board mandates
Board mandates of this companythis company sits on their board4
3 locations
1 location
1 location
1 location

Similar companies · same sector, comparable size

Of 56 companies in sector 64929 we hold annual accounts for 41. 17 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded16-05-2014
Fiscal year end31-12
Activities, NACEBEL 2025
64929Financial service activities, except insurance and pension funding
64210Activities of holding companies
66300Activities auxiliary to financial services and insurance activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0552764495
Also 9925:BE0552764495
Registered 26-11-2024

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.