Financials
- Financial year
- 2025
- Total assets
- €2.07bn
- Profit
- €44.8m
- Solvency
- 78.0%
Total assets▲ 5.6%
Net result
20182025
Summary
AG FINANCE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.62bn and a net result of €44.8m. Equity remains stable across the filed financial years (±0.5% per year). Its solvency ranks better than 66% of 2,997 sector peers (NACE 64, financial year 2025). The company has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Financial service activities, except insurance and pension funding
NACE 64929Other activities auxiliary to financial services, excluding insurance and pension funding NACE 66199
1 site
Size
€2.07bntotal assets 2025
- Staff
- 3.8 FTE
- Equity
- €1.62bn
- Profit
- €44.8m
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- Parent
- AG INSURANCE
- Board
- 5 members
Accounts 59 days early
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 days early
2024
50 days early
2023
77 days early
2022
82 days early
2021
79 days early
2020
65 days early
2019
77 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 70 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
18-10-2026 today31-12-2026 year end31-07-2027 deadline
- Resignation: Serge FAUTRE (director)Appointment: ADEL YAHIA CONSULT SRL…
- Permanent representatives: Damien Walgrave and Kurt…Gazette deed
- Annual accounts filedfinancial year 2025 · full…
Key points
- Positive: Among the best 5% on net resultsector median €106,989 · 2,999 companies €44.8m View
- Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
- Controlled by AG INSURANCEultimately: ageas SA/NV parent View
- Board changedlatest change 01-09-2026 · 5 in office 1 joined · 1 left View
- Positive: 5 profitable years in a rowprofit 2025: €44.8m 5 years View
By topic
Board & ownership
- Board
- 5 members
- Parent
- AG INSURANCE
- MARC VAN BEGINDirector
- Wim VERMEIRDirector
- Heidi DELOBELLEDirector
- Karel TANGHEDirector
- ADEL YAHIA CONSULTDirector
Network & group
- Group
- ageas SA/NV
- Connected companies
- 63
- Mergers and asset contributions
- 2
Timeline
- Events
- 61
- Since
- 2000
- Next accounts
- by 31-07-2027
- 01-04-2026Capital & shares · Amendment of the…
- 11-06-2025Annual accounts filed
- 05-07-2024Capital & shares · Amendment of the…
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Financial service activities, except insurance and pension fundingNACE 64929
- Founded
- 29-09-1999
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 1
- Purpose
- “La société a pour objet le développement, la coordination et la centralisation…” (deed in French)
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Which other companies belong to the same group?ageas SA/NV · 107 companies What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.