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Leasing Solutions

Active Risk: not assessed
Private limited companyfounded 20206 yrs activeJohn Lijsenstraat 49, 2321 Hoogstraten, BelgiumKBO/BCE: BE 0746.369.864
Summary

Leasing Solutions is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.3m and a net result of €402,163. Equity is growing by ~58.5% per year across the filed fiscal years. Its solvency ranks better than 15% of 5587 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 5587 sector peers (2025).
NBB · sector comparison
Position among 5587 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
31 d late
2024
71 d late
2023
37 d early
2022
67 d late
2021
107 d late
2020
104 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 57 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 October (4 of the last 5 filed years within 40 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Leasing Solutions was incorporated on 17 April 2020 as a Private limited company.1 Total assets rose from EUR 8.2 million in 2020 to EUR 10 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€1.3m▲ 44.9%
2024 · €896,245
Net result
€402,163▲ 36.7%
2024 · €294,124
Total assets
€10.2m▼ 3.0%
2024 · €10.6m
Solvency
12.7%▲ 4.2pp
2024 · 8.5%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€293,752▲ 8,655%€559,343▲ 90.4%€719,741▲ 28.7%€760,225▲ 5.6%€814,098▲ 7.1%
Net result€80,546within the sector's middle half€272,547above the sector's middle half▲ 238%€272,576above the sector's middle half=€294,124above the sector's middle half▲ 7.9%€402,163above the sector's middle half▲ 36.7%
Equity€56,998below the sector's middle half€329,545within the sector's middle half▲ 478%€602,122within the sector's middle half▲ 82.7%€896,245within the sector's middle half▲ 48.8%€1.3mwithin the sector's middle half▲ 44.9%
Total assets€12.4mabove the sector's middle half▲ 51.9%€12.6mabove the sector's middle half▲ 1.5%€11.8mabove the sector's middle half▼ 6.7%€10.6mabove the sector's middle half▼ 10.4%€10.2mabove the sector's middle half▼ 3.0%
Debt€12.4m▲ 50.8%€12.3m▼ 0.7%€11.2m▼ 9.1%€9.7m▼ 13.6%€8.9m▼ 7.4%
Working capital-€7.3mbelow the sector's middle half▼ 7.8%-€8.8mbelow the sector's middle half▼ 21.1%-€9.0mbelow the sector's middle half▼ 1.7%-€8.8mbelow the sector's middle half▲ 2.0%-€8.8mbelow the sector's middle half▲ 0.1%
Solvency0.5%below the sector's middle half▲ 0.7pp2.6%below the sector's middle half▲ 2.2pp5.1%below the sector's middle half▲ 2.5pp8.5%below the sector's middle half▲ 3.4pp12.7%below the sector's middle half▲ 4.2pp
Current ratio0.09below the sector's middle half▼ 0.080.03below the sector's middle half▼ 0.060.02below the sector's middle half▼ 0.010.01below the sector's middle half=0.01below the sector's middle half=
Return on assets (ROA)0.6%within the sector's middle half▲ 1.1pp2.2%within the sector's middle half▲ 1.5pp2.3%within the sector's middle half▲ 0.2pp2.8%within the sector's middle half▲ 0.5pp3.9%within the sector's middle half▲ 1.1pp
Staff (FTE)0within the sector's middle half0within the sector's middle half
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€250,000€500,000€750,000Operating result 2021: €293,752€293,752Net result 2021: €80,546€80,546Operating result 2022: €559,343€559,343Net result 2022: €272,547€272,547Operating result 2023: €719,741€719,741Net result 2023: €272,576€272,576Operating result 2024: €760,225€760,225Net result 2024: €294,124€294,124Operating result 2025: €814,098€814,098Net result 2025: €402,163€402,16320212022202320242025€0€250,000€500,000€750,000Operating result 2023: €719,741€720,000Net result 2023: €272,576€273,000Operating result 2024: €760,225€760,000Net result 2024: €294,124€294,000Operating result 2025: €814,098€814,000Net result 2025: €402,163€402,000202320242025
The operating result has risen four years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10.2m
Fixed assets €10.1m ▼ 3.0%
Current assets €124,405 ▼ 0.2%
Equity and liabilities €10.2m
Equity €1.3m ▲ 44.9%
Debt €8.9m ▼ 7.4%
Debt's share of the balance-sheet total falls from 91.5% to 87.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
31.0%▼
2024 · 32.8%
Debt ≤ 1 year
€8.9m▼
2024 · €8.9m
Debt > 1 year
€0▼
2024 · €715,392
Income taxes
€136,576▲
2024 · €100,342
Staff costs
€18,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€10.6m€10.2m▼
Fixed assets21/28€10.4m€10.1m▼
Tangible fixed assets22/27€10.4m€10.1m▼
Plant, machinery and equipment23€10.4m€10.1m▼
Current assets29/58€124,609€124,405▼
Amounts receivable within one year40/41€97,668€119,657▲
Trade receivables40€21,306€6,387▼
Other amounts receivable41€76,362€113,271▲
Cash at bank and in hand54/58€26,941€4,748▼
Equity and liabilities
Total equity and liabilities10/49€10.6m€10.2m▼
Equity10/15€896,245€1.3m▲
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14€886,245€1.3m▲
Amounts payable17/49€9.7m€8.9m▼
Amounts payable after more than one year17€715,392€0▼
Financial debts170/4€715,392€0▼
Amounts payable within one year42/48€8.9m€8.9m▼
Current portion of amounts payable after more than one year42€1.2m€715,392▼
Financial debts43€7.5m€7.8m▲
Credit institutions430/8€1.0m€0▼
Other loans439€6.5m€7.8m▲
Trade debts44€251,334€376,525▲
Suppliers440/4€251,334€376,525▲
Taxes, remuneration and social security45€25,342€46,918▲
Taxes450/3€25,342€46,918▲
Accrued charges and deferred income492/3€2,841€5,941▲
Income statement Code20242025
Remuneration, social security and pensions62-€18,000
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2.9m€2.9m▼
Other operating charges640/8€2,547€1,428▼
Gross operating margin9900€3.7m€3.7m▲
Operating profit (loss)9901€760,225€814,098▲
Financial charges65/66B€365,760€275,360▼
Recurring financial charges65€365,760€275,360▼
Profit (loss) for the period before taxes9903€394,465€538,739▲
Income taxes67/77€100,342€136,576▲
Profit (loss) for the period9904€294,124€402,163▲
Profit (loss) for the period to be appropriated9905€294,124€402,163▲
Appropriation of the result
Profit (loss) to be appropriated9906€886,245€1.3m▲
Profit (loss) brought forward from the previous period14P€592,122€886,245▲
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62----€18,000-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1.5m€2.4m€2.7m€2.9m€2.9m▼ 1.5%
Other operating charges640/8€1,317€783€374€2,547€1,428▼ 43.9%
Gross operating margin9900€1.8m€3.0m€3.5m€3.7m€3.7m▲ 0.8%
Operating profit (loss)9901€293,752€559,343€719,741€760,225€814,098▲ 7.1%
Financial income75/76B€0€0€0---
Recurring financial income75€0€0€0---
Financial charges65/66B€197,539€195,964€356,306€365,760€275,360▼ 24.7%
Recurring financial charges65€197,539€195,964€356,306€365,760€275,360▼ 24.7%
Profit (loss) for the period before taxes9903€96,212€363,379€363,435€394,465€538,739▲ 36.6%
Income taxes67/77€15,666€90,832€90,859€100,342€136,576▲ 36.1%
Profit (loss) for the period9904€80,546€272,547€272,576€294,124€402,163▲ 36.7%
Profit (loss) for the period to be appropriated9905€80,546€272,547€272,576€294,124€402,163▲ 36.7%
Line20212022202320242025Change
Assets
Total assets20/58€12.4m€12.6m€11.8m€10.6m€10.2m▼ 3.0%
Fixed assets21/28€11.7m€12.3m€11.6m€10.4m€10.1m▼ 3.0%
Tangible fixed assets22/27€11.7m€12.3m€11.6m€10.4m€10.1m▼ 3.0%
Plant, machinery and equipment23€11.7m€12.3m€11.6m€10.4m€10.1m▼ 3.0%
Current assets29/58€740,042€294,625€161,724€124,609€124,405▼ 0.2%
Amounts receivable within one year40/41€412,415€225,726€75,202€97,668€119,657▲ 22.5%
Trade receivables40€78,779€51,720€39,997€21,306€6,387▼ 70.0%
Other amounts receivable41€333,636€174,006€35,205€76,362€113,271▲ 48.3%
Cash at bank and in hand54/58€327,627€68,899€86,522€26,941€4,748▼ 82.4%
Equity and liabilities
Total equity and liabilities10/49€12.4m€12.6m€11.8m€10.6m€10.2m▼ 3.0%
Equity10/15€56,998€329,545€602,122€896,245€1.3m▲ 44.9%
Contributions10/11€10,000€10,000€10,000€10,000€10,000=
Profit (loss) carried forward14€46,998€319,545€592,122€886,245€1.3m▲ 45.4%
Amounts payable17/49€12.4m€12.3m€11.2m€9.7m€8.9m▼ 7.4%
Amounts payable after more than one year17€4.3m€3.1m€1.9m€715,392€0▼ 100%
Financial debts170/4€4.3m€3.1m€1.9m€715,392€0▼ 100%
Amounts payable within one year42/48€8.0m€9.1m€9.2m€8.9m€8.9m▼ 0.1%
Current portion of amounts payable after more than one year42€1.2m€1.2m€1.2m€1.2m€715,392▼ 41.2%
Financial debts43€6.9m€7.0m€7.9m€7.5m€7.8m▲ 4.7%
Credit institutions430/8€6.9m€7.0m€7.9m€1.0m€0▼ 100%
Other loans439---€6.5m€7.8m▲ 20.9%
Trade debts44€12,801€929,977€81,986€251,334€376,525▲ 49.8%
Suppliers440/4€12,801€929,977€81,986€251,334€376,525▲ 49.8%
Taxes, remuneration and social security45-€16,499€20,832€25,342€46,918▲ 85.1%
Taxes450/3-€16,499€20,832€25,342€46,918▲ 85.1%
Accrued charges and deferred income492/3€13,356€22,552€87,303€2,841€5,941▲ 109%
Line20212022202320242025Change
Profit (loss) for the period9904€80,546€272,547€272,576€294,124€402,163▲ 36.7%
+ Depreciation and write-downs630€1.5m€2.4m€2.7m€2.9m€2.9m▼ 1.5%
Operating cash flow (approximation)€1.6m€2.7m€3.0m€3.2m€3.3m▲ 2.0%
Investment in fixed assets (approximation)--€3.0m-€2.0m-€1.7m-€2.6m▼ 47.6%
Change in cash--€258,729€17,624-€59,581-€22,193▲ 62.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial Highest result since 2020net €402,163 ▲36.7%
Operating result €814,098, net result €402,163, both a record.
31-12
Financial Equity above €1mEq €1.3m ▲44.9%
5 profitable years in a row build equity to €1.3m.
10-10
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 71 days late
2024
24-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Equity above €500,000Eq €602,122 ▲82.7%
3 profitable years in a row build equity to €602,122.
06-10
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 67 days late
2022
31-12
Financial Equity above €200,000Eq €329,545 ▲478%
2 profitable years in a row build equity to €329,545.
15-11
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 107 days late
2021
31-12
Financial Back to profitnet €80,546
Net result €80,546 after one loss-making year.
12-11
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 104 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
5,775 m²
Building footprint
9,831 m²
Volume, LiDAR
82,100 m³
Parcel 13020E0069/00R000, Flanders · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
9 companies at this address See who is registered here
1 establishment unit
Leasing Solutions
John Lijsenstraat 49, 2321 HoogstratenFinancial service activities, except insurance and pension funding
since 20202.311.611.651
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13020E0069/00R000
ProtectedMonumentFedermessersite MeirbergSource ↗
Flanders 5,775 m² 1 · 9,831 m² 10.1 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. Felicitatem Investments 100%
  2. Leasing Solutions

Highest known parent: Felicitatem Investments. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 56 companies in sector 64929 we hold annual accounts for 41. 17 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-04-2020
Fiscal year end31-12
Activities, NACEBEL 2025
64929Financial service activities, except insurance and pension funding
E-invoicing
Reachable via Peppol
Peppol ID 0208:0746369864
Also 9925:BE0746369864
Registered 09-04-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.