Financials
- Fiscal year
- 2025
- Total assets
- €57,358
- Loss
- -€7,658
- Solvency
- -11.6%
ZOD GROUP
ActiveSummary
The computed 12-month bankruptcy probability of ZOD GROUP is 7.1% (elevated). The 2025 annual accounts show negative equity (-€6,658) and a net result of -€7,658. Its solvency ranks better than 9% of 8619 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
General construction of residential buildings
NACE 41001
1 site
Size
€57,358total assets 2025
- Equity
- -€6,658
- Loss
- -€7,658
Turnover not published (abridged schema)
Structure
Accounts filed 30 d late0 of 2 deeds read
Why 32- Sector Construction of residential and non-residential buildings (NACE 41)- Founded in 2025- 1 change of registered office in 24 months+ Figures for FY 2025 (filed 30-08-2026)Show the evidence
Checked score
Score 2025
32
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 8% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
13
equity -11.6% of total assets
Liquidity
3
short-term debt 111.6% · cash 2.6%
Profitability
4
return on assets -13.4%
Bankruptcy probability, 12 months
7.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2026: 6.5%lowest value
05-2026: 6.5%● 0.0% vs 04-2026lowest value
06-2026: 6.7%▲ +3.5% vs 05-2026
07-2026: 6.9%▲ +2.1% vs 06-2026
08-2026: 7.1%▲ +3.2% vs 07-2026highest value
09-2026: 6.9%▼ -3.2% vs 08-2026
10-2026: 7.1%▲ +2.9% vs 09-2026
- Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
- Founded in 2025 raises the probability for this profile
- 1 change of registered office in 24 months raises the probability
- Figures for FY 2025 (filed 30-08-2026) lowers the probability
No credit on open account
Liquidity short (current ratio 0.9; short-term debt: 111.6% and cash: 2.6% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 9%, liquidity 5%, profitability 11%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
30 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 30-08-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 19-03-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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