Poswiatny Renovation
ActiveSummary
Poswiatny Renovation has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €17k. Its solvency ranks better than 15% of 7453 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency31
Growth-
Track record67
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 7453 sector peers (2025).
NBB · sector comparisonPosition among 7453 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€4k
Total assets
€69k
Net result
€17k
Working capital
€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €69k
Fixed assets
€28k
Current assets
€41k
Equity and liabilities €69k
Equity
€4k
Debt
€65k
Debt finances 94.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€21k
Cash flow
€19k
Current ratio
0.91
Debt to equity
16.47
ROE
443.1%
ROA
25.4%
Interest coverage
44.78
Debt ≤ 1 year
€45k
Debt > 1 year
€20k
Income taxes
€2k
Filed annual accounts As filed with the NBB · 2025 · 41 lines
Balance sheet
Code2025
Assets
Total assets20/58€69k
Fixed assets21/28€28k
Tangible fixed assets22/27€28k
Furniture and vehicles24€28k
Current assets29/58€41k
Amounts receivable within one year40/41€40k
Trade receivables40€39k
Other amounts receivable41€763
Cash at bank and in hand54/58€397
Deferred charges and accrued income490/1€153
Equity and liabilities
Total equity and liabilities10/49€69k
Equity10/15€4k
Contributions10/11€2k
Profit (loss) carried forward14€2k
Amounts payable17/49€65k
Amounts payable after more than one year17€20k
Financial debts170/4€20k
Amounts payable within one year42/48€45k
Current portion of amounts payable after more than one year42€5k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€7k
Taxes450/3€2k
Remuneration and social security454/9€5k
Other amounts payable47/48€32k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€429
Non-recurring operating charges66A€160
Gross operating margin9900€21k
Operating profit (loss)9901€19k
Financial income75/76B€9
Recurring financial income75€9
Financial charges65/66B€464
Recurring financial charges65€464
Profit (loss) for the period before taxes9903€19k
Income taxes67/77€2k
Profit (loss) for the period9904€17k
Profit (loss) for the period to be appropriated9905€17k
Appropriation of the result
Profit (loss) to be appropriated9906€17k
Profit to be distributed694/7€15k
Directors or managers695€15k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roosdaal · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenberg 131760 RoosdaalGround area
505 m²
Building footprint
227 m²
Volume, LiDAR
982 m³
2 parcels, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Poswiatny Renovation
since 20252.369.517.087
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23097A0237/00E000 | Flanders | 411 m² | 1 · 133 m² | 6.9 m · 1 fl. |
| 23075F0162/00F000 | Flanders | 94 m² | 1 · 94 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WDS GROUP
BE 0785.425.628
Machelen (Brab.) · Eq €3,936
VERHENNE
BE 0405.230.762
Wingene · Eq €3,934
HSP PROJECTEN
BE 0763.533.421
Antwerpen · Eq €3,940
VERSUS CONSTRUCTION
BE 1028.224.051
Wezembeek-Oppem · Eq €3,930
AFM CONCEPT
BE 1016.507.144
Grimbergen · Eq €3,927
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 5,534 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.