BI CONSTRUCT
ActiveBI CONSTRUCT has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €14k. Its solvency ranks better than 29% of 7160 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes
Profitability84
Solvency40
Growth-
Stability67
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.28), and 76.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.5%
Return on assets
20.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-09-2026, 34 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
34 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Turnover
€127k
EBIT margin
14.5%
Net result
€14k
Working capital
€14k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €67k
Fixed assets
€2k
Current assets
€66k
Equity and liabilities €67k
Equity
€16k
Debt
€51k
Debt finances 76.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€19k
Cash flow
€14k
Solvency
23.5%
Current ratio
1.28
Quick ratio
1.28
Debt / equity
3.25
ROE
87.4%
ROA
20.6%
Interest coverage
477.67
Debt
€51k
Debt ≤ 1 year
€51k
Income taxes
€5k
Staff costs
€1k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€67k
Fixed assets21/28€2k
Tangible fixed assets22/27€2k
Furniture and vehicles24€2k
Current assets29/58€66k
Amounts receivable within one year40/41€51k
Trade receivables40€31k
Other amounts receivable41€20k
Cash at bank and in hand54/58€15k
Equity and liabilities
Total equity and liabilities10/49€67k
Equity10/15€16k
Contributions10/11€2k
Profit (loss) carried forward14€14k
Amounts payable17/49€51k
Amounts payable within one year42/48€51k
Trade debts44€22k
Suppliers440/4€22k
Taxes, remuneration and social security45€5k
Taxes450/3€5k
Other amounts payable47/48€24k
Income statement
Code2025
Turnover70€127k
Goods, raw materials, services and sundry goods60/61€108k
Remuneration, social security and pensions62€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29
Gross operating margin9900€20k
Operating profit (loss)9901€18k
Financial charges65/66B€39
Recurring financial charges65€39
Profit (loss) for the period before taxes9903€18k
Income taxes67/77€5k
Profit (loss) for the period9904€14k
Profit (loss) for the period to be appropriated9905€14k
Appropriation of the result
Profit (loss) to be appropriated9906€14k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
03-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 34 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2025
Ground area
1,679 m²
Building footprint
441 m²
Volume, LiDAR
3,685 m³
2 parcels, Brussels, Flanders · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BI CONSTRUCT
since 20252.370.677.624
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23077A0118/00W082 | Flanders | 1,638 m² | 1 · 398 m² | 9.5 m · 3 fl. |
| 21816C0112/00C002 | Brussels | 41 m² | 1 · 43 m² | 14.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,523 companies in sector 41001 we hold annual accounts for 15,854. 10,714 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-2025
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43230Insulation installation
43310Plastering work
43350Other building finishing work
43910Bricklaying and masonry work
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.