ZAVALA
ActiveZAVALA has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86k and a net result of €-12k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 26% of 6974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▼-60
Solvency48▼-12
Growth52=
Track record94
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.51 against 1.05 in 2024; short-term debt: 21.9% and cash: 42.7% of total assets), but 77.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.6%
Return on assets
-3.2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €86k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
16 d early
2024
28 d late
2023
61 d late
2022
31 d late
2021
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€86k▲ 205%
2024 · €28k
2021: €13k
2022: €31k
2023: €19k
2024: €28k
2021 → 2025
Total assets
€380k▲ 377%
2024 · €80k
2021: €22k
2022: €55k
2023: €85k
2024: €80k
2021 → 2025
Net result
€-12k
2024 · €9k
2021: €11k
2022: €18k
2023: €-12k
2024: €9k
2021 → 2025
Working capital
€125k▲ 5,424%
2024 · €2k
2021: €12k
2022: €23k
2023: €-12k
2024: €2k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€31k▲ 130%€19k▼ 38.0%€28k▲ 46.0%€86k▲ 205%
Operating result€15k-€23k▲ 48.9%€-12k€13k€-10k
Net result€11k-€18k▲ 52.9%€-12k€9k€-12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10k after €13k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €380k
Fixed assets
€171k▲ 409%
Current assets
€209k▲ 355%
Equity and liabilities €380k
Equity
€86k▲ 205%
Debt
€294k▲ 472%
The debt ratio rises from 64.7% to 77.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€3k▼
2024 · €24k
Cash flow
€3▼
2024 · €20k
Solvency
22.6%▼
2024 · 35.3%
Current ratio
2.51▲
2024 · 1.05
Quick ratio
2.34▲
2024 · 1.05
Debt / equity
3.43▲
2024 · 1.83
ROE
-14.4%▼
2024 · 31.5%
ROA
-3.2%▼
2024 · 11.1%
Interest coverage
1.05▼
2024 · 55.66
Debt
€294k▲
2024 · €51k
Debt ≤ 1 year
€83k▲
2024 · €44k
Debt > 1 year
€0▼
2024 · €8k
Income taxes
€127▼
2024 · €3k
Staff costs
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€80k€380k▲
Fixed assets21/28€34k€171k▲
Intangible fixed assets21-€4k
Tangible fixed assets22/27€34k€167k▲
Plant, machinery and equipment23€5k€5k▲
Furniture and vehicles24€29k€15k▼
Other tangible fixed assets26-€147k
Current assets29/58€46k€209k▲
Stocks and contracts in progress3-€14k
Stocks30/36-€14k
Amounts receivable within one year40/41€45k€31k▼
Trade receivables40€44k€17k▼
Other amounts receivable41€250€14k▲
Cash at bank and in hand54/58€1k€162k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€80k€380k▲
Equity10/15€28k€86k▲
Contributions10/11€2k€72k▲
Profit (loss) carried forward14€26k€14k▼
Amounts payable17/49€51k€294k▲
Amounts payable after more than one year17€8k€0▼
Financial debts170/4€8k€0▼
Amounts payable within one year42/48€44k€83k▲
Current portion of amounts payable after more than one year42€6k€0▼
Trade debts44€29k€46k▲
Suppliers440/4€29k€46k▲
Taxes, remuneration and social security45€5k€37k▲
Taxes450/3€5k€37k▲
Other amounts payable47/48€3k€162▼
Accrued charges and deferred income492/3-€211k
Income statement
Code20242025
Remuneration, social security and pensions62-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€448€13k▲
Gross operating margin9900€24k€19k▼
Operating profit (loss)9901€13k€-10k▼
Financial income75/76B€2€3▲
Recurring financial income75€2€3▲
Financial charges65/66B€426€3k▲
Recurring financial charges65€426€3k▲
Profit (loss) for the period before taxes9903€12k€-12k▼
Income taxes67/77€3k€127▼
Profit (loss) for the period9904€9k€-12k▼
Profit (loss) for the period to be appropriated9905€9k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€14k▼
Profit (loss) brought forward from the previous period14P€17k€26k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-12k ▼239%
Net result drops to €-12k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 2.51
Current ratio from 1.05 to 2.51.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2021net €18k ▲52.9%
Operating result €23k, net result €18k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roterijstraat 1308790 WaregemGround area
2,153 m²
Building footprint
902 m²
Volume, LiDAR
4,265 m³
Parcel 34040C0019/00B000, Flanders · tallest building 6.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ZAVALA
since 20212.317.246.658
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34040C0019/00B000 | Flanders | 2,153 m² | 1 · 902 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,426 companies in sector 73300 we hold annual accounts for 6,900. 5,622 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-05-2021
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.