JDB Consult
ActiveThe computed 12-month bankruptcy probability of JDB Consult is 1.7% (moderate). The 2025 annual accounts show equity of €25k and a net result of €-9k. Equity is shrinking by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 18% of 7031 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability27▼-47
Solvency33▼-32
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.35 against 2.04 in 2024; short-term debt: 9.2% and cash: 8.6% of total assets), and 91.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.3%
Return on assets
-3.2%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 7031 sector peers (2025).
NBB · sector comparisonPosition among 7031 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-12-2025, 36 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
36 d early
2024
44 d early
2023
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€25k▼ 27.7%
2024 · €34k
2023: €30k
2024: €34k
2023 → 2025
Total assets
€296k▲ 249%
2024 · €85k
2023: €100k
2024: €85k
2023 → 2025
Net result
€-9k
2024 · €4k
2023: €27k
2024: €4k
2023 → 2025
Working capital
€9k▼ 63.1%
2024 · €25k
2023: €24k
2024: €25k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€30k-€34k▲ 12.8%€25k▼ 27.7%
Operating result€35k-€8k▼ 75.8%€370▼ 95.6%
Net result€27k-€4k▼ 85.8%€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 96% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €296k
Fixed assets
€259k▲ 640%
Current assets
€36k▼ 26.7%
Equity and liabilities €296k
Equity
€25k▼ 27.7%
Debt
€271k▲ 433%
The debt ratio rises from 60.0% to 91.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€14k▼
2024 · €18k
Cash flow
€4k▼
2024 · €14k
Solvency
8.3%▼
2024 · 40.0%
Current ratio
1.35▼
2024 · 2.04
Quick ratio
1.35▼
2024 · 2.04
Debt / equity
11.04▲
2024 · 1.50
ROE
-38.3%▼
2024 · 11.3%
ROA
-3.2%▼
2024 · 4.5%
Interest coverage
1.44▼
2024 · 7.74
Debt
€271k▲
2024 · €51k
Debt ≤ 1 year
€27k▲
2024 · €24k
Debt > 1 year
€244k▲
2024 · €26k
Income taxes
€140▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€85k€296k▲
Fixed assets21/28€35k€259k▲
Tangible fixed assets22/27€35k€259k▲
Land and buildings22-€233k
Furniture and vehicles24€718€999▲
Leasing and similar rights25€34k€25k▼
Current assets29/58€50k€36k▼
Amounts receivable within one year40/41€3k€10k▲
Trade receivables40€78€2k▲
Other amounts receivable41€3k€9k▲
Cash at bank and in hand54/58€46k€25k▼
Deferred charges and accrued income490/1-€753
Equity and liabilities
Total equity and liabilities10/49€85k€296k▲
Equity10/15€34k€25k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€31k€22k▼
Amounts payable17/49€51k€271k▲
Amounts payable after more than one year17€26k€244k▲
Financial debts170/4€26k€244k▲
Amounts payable within one year42/48€24k€27k▲
Current portion of amounts payable after more than one year42€9k€16k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€14k€8k▼
Taxes450/3€14k€8k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€14k▲
Other operating charges640/8€661€624▼
Gross operating margin9900€19k€15k▼
Operating profit (loss)9901€8k€370▼
Financial income75/76B€85€192▲
Recurring financial income75€85€192▲
Financial charges65/66B€2k€10k▲
Recurring financial charges65€2k€10k▲
Profit (loss) for the period before taxes9903€6k€-9k▼
Income taxes67/77€2k€140▼
Profit (loss) for the period9904€4k€-9k▼
Profit (loss) for the period to be appropriated9905€4k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€22k▼
Profit (loss) brought forward from the previous period14P€27k€31k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
26-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €-9k ▼344%
Net result drops to €-9k, the lowest in the series.
2024
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
27-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Niel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jan De Borgerplein 182845 NielGround area
183 m²
Building footprint
63 m²
Parcel 11030C0022/00Y005, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
Jan De Borgerplein 18, 2845 Niel
since 20222.333.312.135
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11030C0022/00Y005 | Flanders | 183 m² | 1 · 63 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GEERT MOTMANS
BE 0772.539.276
Tongeren-Borgloon · Eq €25k
Leadbox
BE 0801.170.906
Destelbergen · Eq €25k
To be Continued
BE 0471.872.336
Wijnegem · Eq €25k
CONNECT C
BE 1002.396.218
Bilzen-Hoeselt · Eq €25k
VONZA SALES
BE 0731.980.707
Deinze · Eq €25k
Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 4,972 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-06-2022
Fiscal year end30-06
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
73200Market research and public opinion polling
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.