Skip to content

YARDYGO

Active
Private limited companyfounded 200620 yrs activeGoorlei 32, 2220 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0881.242.129
Summary

YARDYGO has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €460,201 and a net result of €3,080. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 28% of 1056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability39▲+5
Solvency49=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 1.72 against 1.12 in 2024; short-term debt: 3.4% and cash: 0.2% of total assets), but 75.7% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 20 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
24.3%
Return on assets
0.2%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
30 d late
2023
4 d early
2022
31 d early
2021
92 d early
2020
2 d early
2019
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

YARDYGO was incorporated on 19 April 2006.1 Total assets went from EUR 1.9 million in 2019 to EUR 1.9 million in 2025 and headcount from 1.4 full-time equivalents in 2020 to 0.8 in 2023.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019, 2020, 2023 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity
€460,201▲ 0.7%
2024 · €457,120
Total assets
€1.9m▲ 1.3%
2024 · €1.9m
Net result
€3,080▲ 6,194%
2024 · €49
Working capital
€46,284▲ 414%
2024 · €8,999
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€12,162▲ 39.9%€5,406▼ 55.6%€5,976▲ 10.5%€11,891▲ 99.0%€12,245▲ 3.0%
Net result€5,233within the sector's middle half▲ 61.2%-€734below the sector's middle half€1,391below the sector's middle half€49below the sector's middle half▼ 96.5%€3,080within the sector's middle half▲ 6,194%
Equity€456,415above the sector's middle half▲ 1.2%€455,681within the sector's middle half▼ 0.2%€457,072within the sector's middle half▲ 0.3%€457,120within the sector's middle half=€460,201within the sector's middle half▲ 0.7%
Total assets€1.9mabove the sector's middle half▲ 1.7%€1.8mwithin the sector's middle half▼ 7.2%€1.8mwithin the sector's middle half▲ 2.1%€1.9mwithin the sector's middle half▲ 2.1%€1.9mabove the sector's middle half▲ 1.3%
Debt€1.0m▲ 2.6%€911,368▼ 13.1%€947,469▲ 4.0%€985,176▲ 4.0%€1.0m▲ 2.2%
Working capital€97,825above the sector's middle half▲ 1,600%-€30,208below the sector's middle half€3,303below the sector's middle half€8,999below the sector's middle half▲ 172%€46,284within the sector's middle half▲ 414%
Solvency23.6%within the sector's middle half▼ 0.1pp25.4%within the sector's middle half▲ 1.8pp24.9%within the sector's middle half▼ 0.4pp24.4%below the sector's middle half▼ 0.5pp24.3%within the sector's middle half▼ 0.2pp
Current ratio3.16above the sector's middle half▲ 2.100.18below the sector's middle half▼ 2.981.08within the sector's middle half▲ 0.901.12within the sector's middle half▲ 0.041.72within the sector's middle half▲ 0.60
Return on assets (ROA)0.3%within the sector's middle half▲ 0.1pp0.0%below the sector's middle half▼ 0.3pp0.1%below the sector's middle half▲ 0.1pp0.0%below the sector's middle half▼ 0.1pp0.2%below the sector's middle half▲ 0.2pp
Staff (FTE)0.9▼ 35.7%0.7below the sector's middle half▼ 22.2%0.8below the sector's middle half▲ 14.3%
above within below the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€5,000€0€5,000€10,000Operating result 2021: €12,162€12,162Net result 2021: €5,233€5,233Operating result 2022: €5,406€5,406Net result 2022: -€734-€734Operating result 2023: €5,976€5,976Net result 2023: €1,391€1,391Operating result 2024: €11,891€11,891Net result 2024: €49€49Operating result 2025: €12,245€12,245Net result 2025: €3,080€3,08020212022202320242025€0€5,000€10,000Operating result 2023: €5,976€5,980Net result 2023: €1,391€1,390Operating result 2024: €11,891€11,900Net result 2024: €49€49Operating result 2025: €12,245€12,200Net result 2025: €3,080€3,080202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 3% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.9m
Fixed assets €1.8m ▼ 0.1%
Current assets €110,728 ▲ 31.7%
Equity and liabilities €1.9m
Equity €460,201 ▲ 0.7%
Provisions €430,000 =
Debt €1.0m ▲ 2.2%
Debt's share of the balance-sheet total rises from 52.6% to 53.1%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€14,245▲
2024 · €13,891
Cash flow
€5,080▲
2024 · €2,049
Debt to equity
2.19▲
2024 · 2.16
ROE
0.7%▲
2024 · 0.0%
Interest coverage
2.46▲
2024 · 1.80
Debt ≤ 1 year
€64,444▼
2024 · €75,057
Debt > 1 year
€942,323▲
2024 · €910,119
Income taxes
€3,370▼
2024 · €4,108
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.9m€1.9m▲
Fixed assets21/28€1.8m€1.8m▼
Intangible fixed assets21€8,000€6,000▼
Tangible fixed assets22/27€95,579€95,579=
Land and buildings22€95,579€95,579=
Financial fixed assets28€1.7m€1.7m=
Current assets29/58€84,057€110,728▲
Amounts receivable within one year40/41€78,918€106,629▲
Trade receivables40€78,867€106,623▲
Other amounts receivable41€51€6▼
Cash at bank and in hand54/58€2,461€3,585▲
Deferred charges and accrued income490/1€2,678€515▼
Equity and liabilities
Total equity and liabilities10/49€1.9m€1.9m▲
Equity10/15€457,120€460,201▲
Contributions10/11€150,000€150,000=
Reserves13€15,000€310,201▲
Distributable reserves133€15,000€310,201▲
Profit (loss) carried forward14€292,120-
Provisions and deferred taxes16€430,000€430,000=
Provisions for liabilities and charges160/5€430,000€430,000=
Pensions and similar obligations160€430,000€430,000=
Amounts payable17/49€985,176€1.0m▲
Amounts payable after more than one year17€910,119€942,323▲
Financial debts170/4€685,000€715,000▲
Other amounts payable178/9€225,119€227,323▲
Amounts payable within one year42/48€75,057€64,444▼
Trade debts44€15,342€21,801▲
Suppliers440/4€15,342€21,801▲
Taxes, remuneration and social security45€10,052€23,617▲
Taxes450/3€8,654€23,617▲
Remuneration and social security454/9€1,397-
Other amounts payable47/48€49,663€19,026▼
Income statement Code20242025
Remuneration, social security and pensions62€34,499-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,000€2,000=
Other operating charges640/8€4,063€1,922▼
Gross operating margin9900€52,452€16,167▼
Operating profit (loss)9901€11,891€12,245▲
Financial charges65/66B€7,734€5,794▼
Recurring financial charges65€7,734€5,794▼
Profit (loss) for the period before taxes9903€4,157€6,450▲
Income taxes67/77€4,108€3,370▼
Profit (loss) for the period9904€49€3,080▲
Profit (loss) for the period to be appropriated9905€49€3,080▲
Appropriation of the result
Profit (loss) to be appropriated9906€292,120€295,201▲
Profit (loss) brought forward from the previous period14P€292,072€292,120=
Transfer to equity691/2-€295,201
To other reserves6921-€295,201

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62-€37,119€39,558€34,499--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,000€2,000€2,000€2,000€2,000=
Other operating charges640/8-€1,947€2,101€4,063€1,922▼ 52.7%
Gross operating margin9900€50,326€46,472€49,635€52,452€16,167▼ 69.2%
Operating profit (loss)9901€12,162€5,406€5,976€11,891€12,245▲ 3.0%
Recurring financial income75€0-----
Financial charges65/66B-€3,918€4,394€7,734€5,794▼ 25.1%
Recurring financial charges65€3,514€3,918€4,394€7,734€5,794▼ 25.1%
Profit (loss) for the period before taxes9903€8,648€1,488€1,582€4,157€6,450▲ 55.2%
Income taxes67/77€3,416€2,222€191€4,108€3,370▼ 18.0%
Profit (loss) for the period9904€5,233-€734€1,391€49€3,080▲ 6,194%
Profit (loss) for the period to be appropriated9905€5,233-€734€1,391€49€3,080▲ 6,194%
Line20212022202320242025Change
Assets
Total assets20/58€1.9m€1.8m€1.8m€1.9m€1.9m▲ 1.3%
Fixed assets21/28€1.8m€1.8m€1.8m€1.8m€1.8m▼ 0.1%
Intangible fixed assets21€14,000€12,000€10,000€8,000€6,000▼ 25.0%
Tangible fixed assets22/27€95,579€95,579€95,579€95,579€95,579=
Land and buildings22-€95,579€95,579€95,579€95,579=
Financial fixed assets28€1.7m€1.7m€1.7m€1.7m€1.7m=
Current assets29/58€143,181€6,670€44,302€84,057€110,728▲ 31.7%
Amounts receivable within one year40/41€138,552€3,726€38,537€78,918€106,629▲ 35.1%
Trade receivables40-€3,719€38,514€78,867€106,623▲ 35.2%
Other amounts receivable41-€8€23€51€6▼ 88.2%
Cash at bank and in hand54/58€3,050€2,381€4,980€2,461€3,585▲ 45.7%
Deferred charges and accrued income490/1-€562€785€2,678€515▼ 80.8%
Equity and liabilities
Total equity and liabilities10/49€1.9m€1.8m€1.8m€1.9m€1.9m▲ 1.3%
Equity10/15€456,415€455,681€457,072€457,120€460,201▲ 0.7%
Contributions10/11-€150,000€150,000€150,000€150,000=
Reserves13€15,000€15,000€15,000€15,000€310,201▲ 1,968%
Non-distributable reserves130/1-€15,000€15,000---
Reserves not available under the articles1311-€15,000€15,000---
Distributable reserves133---€15,000€310,201▲ 1,968%
Profit (loss) carried forward14€291,415€290,681€292,072€292,120--
Provisions and deferred taxes16€430,000€430,000€430,000€430,000€430,000=
Provisions for liabilities and charges160/5-€430,000€430,000€430,000€430,000=
Pensions and similar obligations160-€430,000€430,000€430,000€430,000=
Amounts payable17/49€1.0m€911,368€947,469€985,176€1.0m▲ 2.2%
Amounts payable after more than one year17€1.0m€874,490€906,470€910,119€942,323▲ 3.5%
Financial debts170/4-€685,000€685,000€685,000€715,000▲ 4.4%
Other amounts payable178/9-€189,490€221,470€225,119€227,323▲ 1.0%
Amounts payable within one year42/48€45,356€36,877€40,999€75,057€64,444▼ 14.1%
Current portion of amounts payable after more than one year42-€1,202----
Trade debts44€6,265€4,880€8,996€15,342€21,801▲ 42.1%
Suppliers440/4-€4,880€8,996€15,342€21,801▲ 42.1%
Taxes, remuneration and social security45-€7,161€9,838€10,052€23,617▲ 135%
Taxes450/3-€4,507€7,036€8,654€23,617▲ 173%
Remuneration and social security454/9-€2,654€2,802€1,397--
Other amounts payable47/48-€23,634€22,165€49,663€19,026▼ 61.7%
Line20212022202320242025Change
Profit (loss) for the period9904€5,233-€734€1,391€49€3,080▲ 6,194%
+ Depreciation and write-downs630€2,000€2,000€2,000€2,000€2,000=
Operating cash flow (approximation)€7,233€1,266€3,391€2,049€5,080▲ 148%
Investment in fixed assets (approximation)-€0-€1,860-€1€0▲ 100%
Change in cash--€669€2,599-€2,518€1,124▲ 145%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
30-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 30 days late
2023
27-10
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial Back to profitnet €1,391
Net result €1,391 after one loss-making year.
31-03
Financial Liquidity times 6current ratio 1.08
Current ratio from 0.18 to 1.08.
2022
30-09
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial Weakest financial yearnet -€734
Net result drops to -€734, the lowest in the series; recovery starts the following year.
2021
31-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial Highest result since 2019net €5,233 ▲61.2%
Net result €5,233, the highest in the series.
31-03
Financial Liquidity triplescurrent ratio 3.16
Current ratio from 1.06 to 3.16; short-term debt falls from €103,827 to €45,356.
2020
29-10
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
30-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2018
31-10
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
31-10
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
28-10
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2006
seat establishment The establishment unit on the map
Ground area
2,798 m²
Building footprint
351 m²
Volume, LiDAR
1,695 m³
2 parcels, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
YARDYGO
Goorlei 18, 2220 Heist-op-den-BergNACE 2923001
since 20062.154.550.637
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12322H0463/00D000 Flanders 1,651 m² 1 · 186 m² 9.0 m · 2 fl.
12322H0448/00S000 Flanders 1,147 m² 1 · 165 m² 7.3 m · 1 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 holdings

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 2

According to the 2025 annual accounts of YARDYGO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 407 companies in sector 95210 we hold annual accounts for 116. 81 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-04-2006
Fiscal year end31-12
Activities, NACEBEL 2025
95210Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0881242129
Also 9925:BE0881242129
Registered 31-03-2026

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.