LUMINELLO
ActiveLUMINELLO has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €121k and a net result of €3k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 37% of 2533 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▲+11
Solvency51▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.72 against 2.35 in 2024; short-term debt: 9.1% and cash: 9.7% of total assets), but 74.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.9%
Return on assets
0.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
22 d early
2023
on the day
2022
on the day
2021
25 d early
2020
5 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€121k▲ 2.3%
2024 · €119k
2018: €112k
2019: €123k
2020: €162k
2021: €188k
2022: €170k
2023: €157k
2024: €119k
2018 → 2025
Total assets
€468k▼ 5.5%
2024 · €495k
2018: €180k
2019: €189k
2020: €247k
2021: €289k
2022: €657k
2023: €564k
2024: €495k
2018 → 2025
Net result
€3k
2024 · €-7k
2018: €15k
2019: €13k
2020: €38k
2021: €26k
2022: €5k
2023: €6k
2024: €-7k
2018 → 2025
Working capital
€73k▲ 11.4%
2024 · €65k
2018: €31k
2019: €46k
2020: €58k
2021: €91k
2022: €33k
2023: €100k
2024: €65k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€188k-€170k▼ 9.6%€157k▼ 7.7%€119k▼ 24.1%€121k▲ 2.3%
Operating result€42k-€11k▼ 75.1%€21k▲ 94.5%€2k▼ 90.1%€12k▲ 484%
Net result€26k-€5k▼ 79.6%€6k▲ 10.0%€-7k€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 484% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €468k
Fixed assets
€353k▼ 7.5%
Current assets
€115k▲ 1.2%
Equity and liabilities €468k
Equity
€121k▲ 2.3%
Debt
€347k▼ 8.0%
The debt ratio falls from 76.0% to 74.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€42k▲
2024 · €37k
Cash flow
€32k▲
2024 · €27k
Solvency
25.9%▲
2024 · 24.0%
Current ratio
2.72▲
2024 · 2.35
Quick ratio
1.21▼
2024 · 1.23
Debt / equity
2.85▼
2024 · 3.17
ROE
2.2%▲
2024 · -6.0%
ROA
0.6%▲
2024 · -1.4%
Interest coverage
4.28▲
2024 · 3.27
Debt
€347k▼
2024 · €377k
Debt ≤ 1 year
€42k▼
2024 · €48k
Debt > 1 year
€304k▼
2024 · €328k
Income taxes
€1k▲
2024 · €-2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€495k€468k▼
Fixed assets21/28€381k€353k▼
Intangible fixed assets21€282€212▼
Tangible fixed assets22/27€381k€352k▼
Land and buildings22€361k€341k▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€8k€2k▼
Other tangible fixed assets26€5k€4k▼
Financial fixed assets28€50€50=
Current assets29/58€114k€115k▲
Stocks and contracts in progress3€54k€64k▲
Stocks30/36€54k€64k▲
Amounts receivable within one year40/41€921€3k▲
Trade receivables40€624€3k▲
Other amounts receivable41€297€479▲
Cash at bank and in hand54/58€55k€45k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€495k€468k▼
Equity10/15€119k€121k▲
Contributions10/11€7k€7k=
Reserves13€112k€115k▲
Distributable reserves133€112k€115k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€377k€347k▼
Amounts payable after more than one year17€328k€304k▼
Financial debts170/4€328k€304k▼
Amounts payable within one year42/48€48k€42k▼
Current portion of amounts payable after more than one year42€26k€24k▼
Trade debts44€9k€6k▼
Suppliers440/4€9k€6k▼
Taxes, remuneration and social security45€10k€9k▼
Taxes450/3€10k€9k▼
Remuneration and social security454/9-€36
Other amounts payable47/48€4k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€30k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€38k€43k▲
Operating profit (loss)9901€2k€12k▲
Financial income75/76B€439€2k▲
Recurring financial income75€439€2k▲
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€-9k€4k▲
Income taxes67/77€-2k€1k▲
Profit (loss) for the period9904€-7k€3k▲
Profit (loss) for the period to be appropriated9905€-7k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€3k▲
Transfer from equity791/2€38k€0▼
Transfer to equity691/2-€3k
To other reserves6921-€3k
Profit to be distributed694/7€31k€0▼
Return on contributions (dividend)694€31k€0▼
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-7k ▼221%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 2.88
Current ratio from 1.30 to 2.88; short-term debt falls from €107k to €53k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €38k ▲205%
Operating result €49k, net result €38k, both a record.
31-12
Financial
Equity above €150kEq €162k ▲31.2%
3 profitable years in a row build equity to €162k.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koningin Fabiolalaan 479840 Nazareth-De PinteGround area
1,122 m²
Building footprint
162 m²
Volume, LiDAR
605 m³
Parcel 44012C0173/00Z000, Flanders · tallest building 7.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LUMINELLO
since 20122.211.641.075
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44012C0173/00Z000 | Flanders | 1,122 m² | 1 · 162 m² | 7.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 3,538 EUR awarded · 3,538 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 3,538 EUR | 3,538 EUR |
Schemes
Subsidies voor internationaal ondernemen
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Of 407 companies in sector 95210 we hold annual accounts for 116. 90 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-08-2012
Fiscal year end31-12
Activities, NACEBEL
95210Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
43211General electrical installation work
43212Electrical installation work in industrial facilities
46140Agents in the wholesale of industrial machinery, ships and aircraft
46474Wholesale trade
47552Retail sale of lighting equipment
47592Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.