Equity
€125,301 ▲ 12.2%
Y-CONSULT paid out €833 in dividends. That is 6% of the 2025 profit.
Y-CONSULT
Lifetime
20 annual accounts with figures on one time axis, 29 filings since 1997peak €65,753 (2024)
€54,218▼ 17.5%
lowest -€27,503 (2021)
€14,451▼ 58.6%
peak €155,854 (2019)
€125,301▲ 12.2%
€324,973▼ 9.5%
Board1 name since 2021
1 directorFilip Ysenbrandt
Documentsfilings and deeds
25-08-202625 days late
2025micro format
Gross margin from €65,753 to €54,218Result from €34,899 to €14,451Dividend €833Equity from €111,683 to €125,301Cash from €4,439 to €397
Key points
from the 2025 annual accountsTurnover
≈ €120,000 estimated
The micro format states no turnover.
Debts
€324,973 72% of the balance sheet
Financial debts 61%Suppliers 1%Taxes and wages 11%Other 27%
Of this, €122,702 falls due within a year.
Filings
29 annual accounts since 1997
Eight of the last ten came late. The 2016 accounts came latest: 31 days after the end of the period.
At the same address
11 companies
Position in the sector
€450,274
Larger balance sheet than 82% of companies in advertising and market research. Sector median €135,056 · 8,621 companies.
Checked score
85
Excellent
Financially stronger than 37% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,228 companies (NACE 73, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.2%▼ -0.2 percentage points vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026lowest value
03-2026: 0.2%● unchanged vs 02-2026lowest value
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.6%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 0.2%▼ -0.4 percentage points vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 2.18, cash €397, halved
lowers risk
Founded in 1997
Size: total assets €450,274
Figures for financial year 2025 (filed on 27-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 32% of them on solvency, 23% on liquidity, 32% on profitability and 63% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,685 companies had the same profile as Y-CONSULT has now. Each dot stands for 12 companies, two years later.
97.0%
were still trading
1.9%
stopped another way
1.1%
went bankrupt
That fits the bankruptcy probability of Y-CONSULT itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,685 companies, not a prediction for Y-CONSULT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.18 (2.78 in 2024), above the usual 1.5. Short-term debt is 27.3% and cash 0.1% of total assets. However, 72.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €125,301
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
25 days late
2024
64 days early
2023
28 days late
2022
29 days late
2021
31 days late
2020
26 days late
2019
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 15 days after the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0459748722
Change of role: Filip Ysenbrandt, from manager to director
Director discharge: Filip Ysenbrandt · General meeting of 27-02-2024 · Gazette deed
First establishment
Sint-Pieterskerklaan 20, Bruges
Incorporation
published on 24-01-1997 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Y-CONSULT Bruges | €450,274 | €54,218 | 27.8% | - |
| MEDIA LUNA Bruges | €530,738 | €58,766 | 39.2% | - |
| PRIMAL Ranst | €427,423 | €48,858 | 2.3% | - |
| MICHEL PIERRET CONSULTANT Auderghem | €422,490 | €65,297 | 69.1% | - |
| WADI HALFA Antwerp | €541,537 | €52,896 | 99.9% | - |
| TRAIT D'ESPRIT Woluwe-Saint-Pierre | €458,863 | €44,358 | 53.2% | - |
| THE LIVING ROOM Tervuren | €360,369 | €55,076 | 97.4% | - |
These companies have the same main activity as Y-CONSULT: advertising agencies (NACE 73110). They are comparable in size and age: total assets between €360,000 and €542,000, founded between 1993 and 2000.
Official details
Source: KBO- Status
- Active since 10-01-1997Normal situation
- Registered office
- 12 active companies are registered at this address3 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- Advertising agenciesNACE 73110and 2 others
- Establishment unit
- 2.080.152.8258000 Bruges, since 28-01-1997
- Financial year end
- 31 December
- Peppol
- Reachable since 05-02-2026
Insights on Y-CONSULT
Y-CONSULT files the micro format. That format states no turnover. The gross margin rose from €31,331 in 2006 to €54,218 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Y-CONSULT
- What is the company number of Y-CONSULT?
- The company number of Y-CONSULT is 0459.748.722. The VAT number is the same number with BE in front: BE 0459.748.722.
- Where is Y-CONSULT based?
- The registered office is at Jakob van Ooststraat 8, 8000 Bruges.Company details
- What does Y-CONSULT do?
- According to the KBO register, the main activity is advertising agencies (NACE 73110).
- What is the legal form of Y-CONSULT?
- Y-CONSULT is a private limited company (BV).
- When was Y-CONSULT founded?
- Y-CONSULT was founded on 10-01-1997.
- Is Y-CONSULT still active?
- Yes, Y-CONSULT is an active enterprise in the KBO register.
- What is the turnover of Y-CONSULT?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €54,218 and 30 comparable companies (NACE 73). It probably lies between €100,000 and €150,000.Financials
- Is Y-CONSULT profitable?
- In financial year 2025, Y-CONSULT made a profit of €14,451.
- Where can I find the annual accounts of Y-CONSULT?
- Y-CONSULT filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Y-CONSULT due?
- Y-CONSULT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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