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TRAIT D'ESPRIT

Active
Private limited companyfounded 200026 yrs activeMareydestraat 20, 1150 Sint-Pieters-Woluwe, BelgiumKBO/BCE: BE 0469.893.833
Summary

TRAIT D'ESPRIT has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €244,148 and a net result of €14,016. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 49% of 8127 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
TRAIT D'ESPRITActiveChecked score 86/100
Risk analysis ReportCompare

Overview

Activity
Advertising agencies
NACE 73110NACE 74401
1 site
Size
€458,863total assets 2025
Equity
€244,148
Profit
€14,016
Turnover not published (abridged schema)
Financial health
86 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Parent
Pro - Safe · 99%
Accounts filed 27 d late0 of 3 deeds read
Why 86- Latest accounts 27 days late; 2 of the last 3 late+ Founded in 2000+ Equity €244,148 (53.2% of total assets)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Better than 50% of its sector peers (NACE 73, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 78+4
equity 53.2% of total assets
Liquidity 60-2
short-term debt 10.2% · cash 8.1%
Profitability 73+1
return on assets 3.1%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,123 companies)
Last 24 months 11-2024: 1.0% 12-2024: 1.0%● 0.0% vs 11-2024 01-2025: 1.0%▼ -0.6% vs 12-2024 02-2025: 1.0%▲ +0.6% vs 01-2025 03-2025: 1.0%▼ -1.4% vs 02-2025 04-2025: 0.9%▼ -3.0% vs 03-2025 05-2025: 1.0%▲ +1.2% vs 04-2025 06-2025: 0.9%▼ -3.7% vs 05-2025 07-2025: 1.0%▲ +4.3% vs 06-2025 08-2025: 1.3%▲ +35.0% vs 07-2025 09-2025: 1.5%▲ +16.7% vs 08-2025highest value 10-2025: 0.8%▼ -45.5% vs 09-2025 11-2025: 0.8%● 0.0% vs 10-2025 12-2025: 0.8%● 0.0% vs 11-2025 01-2026: 0.8%▼ -0.6% vs 12-2025 02-2026: 0.3%▼ -60.2% vs 01-2026 03-2026: 0.3%▼ -1.5% vs 02-2026 04-2026: 0.3%▼ -0.6% vs 03-2026 05-2026: 0.3%▲ +2.5% vs 04-2026 06-2026: 0.3%▼ -1.8% vs 05-2026 07-2026: 0.3%▲ +2.2% vs 06-2026 08-2026: 0.6%▲ +78.4% vs 07-2026 09-2026: 0.3%▼ -49.2% vs 08-2026lowest value 10-2026: 0.3%● 0.0% vs 09-2026lowest value
  • Latest accounts 27 days late; 2 of the last 3 late raises the probability
  • Founded in 2000 lowers the probability for this profile
  • Equity €244,148 (53.2% of total assets) lowers the probability
Credit up to €20,000 at 30 days acceptable
Liquidity ample (current ratio 2.58 against 1.9 in 2024; short-term debt: 10.2% and cash: 8.1% of total assets), and 46.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 73, micro). Better than this share of them on solvency 52%, liquidity 52%, profitability 43%, growth against the median 55%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 27 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Founded in 2000
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €244,148 (53.2% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €244,148
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
27 d late
2024
57 d late
2023
61 d late
2022
2 d late
2021
75 d late
2020
1 d early
2019
30 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 27 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2018net €14,016 ▲29.8%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Among the best 18% on equitysector median €59,047 · 8,134 companies €244,148 View
  • Controlled by Pro - Safe 99% View
  • Active since 2000founded 19-01-2000 26 years View

By topic

Financials

Fiscal year
2025
Total assets
€458,863
Profit
€14,016
Solvency
53.2%
Total assets▼ 3.3%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 27-08-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 26-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Advertising agenciesNACE 73110
Founded
19-01-2000
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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