XLS GRAPHIC DESIGN
ActiveXLS GRAPHIC DESIGN has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €128k and a net result of €-12k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 64% of 7031 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability11▼-4
Solvency95▼-5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 5.8 against 13.82 in 2024; short-term debt: 15.9% and cash: 62.9% of total assets), and 30.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.9%
Return on assets
-6.5%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-12k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-01-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
23 d early
2023
26 d early
2022
28 d early
2021
41 d early
2020
40 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-12k▼ 172%
2024 · €-4k
2019: €7k
2020: €12k
2021: €16k
2022: €-255
2023: €1k
2024: €-4k
2019 → 2025
Working capital
€141k▲ 5.9%
2024 · €133k
2019: €117k
2020: €135k
2021: €140k
2022: €140k
2023: €143k
2024: €133k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€144k-€144k▼ 0.2%€145k▲ 0.9%€140k▼ 3.0%€128k▼ 8.6%
Operating result€22k-€2k▼ 88.7%€5k▲ 92.6%€-4k€-10k▼ 159%
Net result€16k-€-255€1k€-4k€-12k▼ 172%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10k in 2025 against €4k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €184k
Fixed assets
€14k▼ 31.4%
Current assets
€170k▲ 18.7%
Equity and liabilities €184k
Equity
€128k▼ 8.6%
Debt
€55k▲ 141%
The debt ratio rises from 14.0% to 30.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-6k▼
2024 · €-3k
Cash flow
€-8k▼
2024 · €-4k
Solvency
69.9%▼
2024 · 86.0%
Current ratio
5.80▼
2024 · 13.82
Quick ratio
5.80▼
2024 · 13.82
Debt / equity
0.43▲
2024 · 0.16
ROE
-9.4%▼
2024 · -3.1%
ROA
-6.5%▼
2024 · -2.7%
Interest coverage
-8.16▼
2024 · -6.12
Debt
€55k▲
2024 · €23k
Debt ≤ 1 year
€29k▲
2024 · €10k
Debt > 1 year
€10k▼
2024 · €13k
Income taxes
€1k▲
2024 · €112
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€163k€184k▲
Fixed assets21/28€20k€14k▼
Tangible fixed assets22/27€20k€14k▼
Land and buildings22€1k€760▼
Furniture and vehicles24€19k€13k▼
Financial fixed assets28€88€88=
Current assets29/58€143k€170k▲
Amounts receivable within one year40/41€36k€35k▼
Trade receivables40€28k€35k▲
Other amounts receivable41€7k€83▼
Cash at bank and in hand54/58€90k€116k▲
Deferred charges and accrued income490/1€18k€19k▲
Equity and liabilities
Total equity and liabilities10/49€163k€184k▲
Equity10/15€140k€128k▼
Contributions10/11€6k€6k=
Reserves13€8k€8k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€6k€6k=
Profit (loss) carried forward14€126k€114k▼
Amounts payable17/49€23k€55k▲
Amounts payable after more than one year17€13k€10k▼
Financial debts170/4€13k€10k▼
Amounts payable within one year42/48€10k€29k▲
Current portion of amounts payable after more than one year42€3k€3k▲
Trade debts44€4k€13k▲
Suppliers440/4€4k€13k▲
Taxes, remuneration and social security45€3k€13k▲
Taxes450/3€3k€13k▲
Other amounts payable47/48-€104
Accrued charges and deferred income492/3-€17k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€723€4k▲
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€-1k€-1k▼
Operating profit (loss)9901€-4k€-10k▼
Financial income75/76B€203€174▼
Recurring financial income75€203€174▼
Financial charges65/66B€531€749▲
Recurring financial charges65€531€749▲
Profit (loss) for the period before taxes9903€-4k€-11k▼
Income taxes67/77€112€1k▲
Profit (loss) for the period9904€-4k€-12k▼
Profit (loss) for the period to be appropriated9905€-4k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€126k€114k▼
Profit (loss) brought forward from the previous period14P€130k€126k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series.
08-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Liquidity triplescurrent ratio 13.82
Current ratio from 4.66 to 13.82; short-term debt falls from €39k to €10k.
05-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
03-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
30-06
Financial
Highest result since 2019net €16k ▲37.4%
Net result €16k, the highest in the series.
2020
22-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
03-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
03-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Emile de Becolaan 471050 ElseneGround area
124 m²
Building footprint
131 m²
Volume, LiDAR
1,797 m³
Parcel 21443C0241/00B003, Brussels · tallest building 19.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Hic Sel Es
since 20002.096.444.172
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21443C0241/00B003 | Brussels | 124 m² | 1 · 131 m² | 19.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PUBLI TRÉSIGNIES
BE 0871.847.876
Alken · Eq €128k
OUTDOOR MEDIA
BE 0477.367.682
Hoeilaart · Eq €128k
Visual Impact
BE 0439.420.886
Seraing · Eq €128k
COPATRA - THEMA
BE 0416.774.653
Retie · Eq €129k
SHAKEUP
BE 0746.712.433
Erpe-Mere · Eq €128k
Of 9,860 companies in sector 73110 we hold annual accounts for 3,753. 2,995 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-02-2000
Fiscal year end30-06
Activities, NACEBEL
73110Advertising agencies
74401
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.