M2O
ActiveM2O has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €165k and a net result of €3k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 94% of 1617 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 18.28 against 22.4 in 2024; short-term debt: 5.5% of total assets), and 5.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.5%
Return on assets
1.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
21 d late
2023
2 d early
2022
29 d late
2021
23 d late
2020
24 d late
2019
87 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€165k▲ 1.6%
2024 · €162k
2018: €108k
2019: €150k
2020: €153k
2021: €157k
2022: €154k
2023: €158k
2024: €162k
2018 → 2025
Total assets
€174k▲ 2.7%
2024 · €169k
2018: €134k
2019: €151k
2020: €156k
2021: €160k
2022: €161k
2023: €165k
2024: €169k
2018 → 2025
Net result
€3k▼ 36.0%
2024 · €4k
2018: €-30k
2019: €41k
2020: €3k
2021: €4k
2022: €-3k
2023: €4k
2024: €4k
2018 → 2025
Working capital
€164k▲ 1.6%
2024 · €162k
2018: €-14k
2019: €150k
2020: €153k
2021: €157k
2022: €154k
2023: €157k
2024: €162k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€157k-€154k▼ 1.8%€158k▲ 2.4%€162k▲ 2.6%€165k▲ 1.6%
Operating result€-997-€-7k▼ 649%€-843▲ 88.7%€-476▲ 43.5%€-2k▼ 296%
Net result€4k-€-3k€4k€4k▲ 10.1%€3k▼ 36.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €476 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €174k
Fixed assets
€297=
Current assets
€174k▲ 2.7%
Equity and liabilities €174k
Equity
€165k▲ 1.6%
Debt
€10k▲ 25.9%
The debt ratio rises from 4.5% to 5.5%. Equity and debt are higher.
Key figures and ratios
Solvency
94.5%▼
2024 · 95.5%
Current ratio
18.28▼
2024 · 22.40
Quick ratio
18.28▼
2024 · 22.40
Debt / equity
0.06▲
2024 · 0.05
ROE
1.6%▼
2024 · 2.6%
ROA
1.5%▼
2024 · 2.4%
Debt
€10k▲
2024 · €8k
Debt ≤ 1 year
€10k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€169k€174k▲
Fixed assets21/28€297€297=
Financial fixed assets28€297€297=
Current assets29/58€169k€174k▲
Amounts receivable within one year40/41€151k€151k=
Other amounts receivable41€151k€151k=
Deferred charges and accrued income490/1€18k€23k▲
Equity and liabilities
Total equity and liabilities10/49€169k€174k▲
Equity10/15€162k€165k▲
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€620€317k▲
Non-distributable reserves130/1€620€620=
Legal reserve130€620€620=
Distributable reserves133-€316k
Profit (loss) carried forward14€155k€-159k▼
Amounts payable17/49€8k€10k▲
Amounts payable within one year42/48€8k€10k▲
Trade debts44€412€700▲
Suppliers440/4€412€700▲
Taxes, remuneration and social security45€1k€1k=
Taxes450/3€1k€1k=
Other amounts payable47/48€6k€8k▲
Income statement
Code20242025
Other operating charges640/8-€1k
Gross operating margin9900€-476€-765▼
Operating profit (loss)9901€-476€-2k▼
Financial income75/76B€5k€5k▼
Recurring financial income75€5k€5k▼
Financial charges65/66B-€70
Recurring financial charges65-€70
Profit (loss) for the period before taxes9903€4k€3k▼
Profit (loss) for the period9904€4k€3k▼
Profit (loss) for the period to be appropriated9905€4k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€155k€-159k▼
Profit (loss) brought forward from the previous period14P€151k€-161k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 13 days late
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Equity above €150kEq €153k ▲2.3%
2 profitable years in a row build equity to €153k.
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
2019
31-12
Financial
Back to profitnet €41k
Net result €41k after one loss-making year.
31-12
Financial
Liquidity times 269current ratio 120.57
Current ratio from 0.45 to 120.57; short-term debt falls from €26k to €1k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
22-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 630 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Generaal de Gaullelaan 131050 ElseneGround area
593 m²
Building footprint
347 m²
Volume, LiDAR
4,630 m³
2 parcels, Brussels · tallest building 19.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Veydtstraat 13 A, 1060 Sint-Gillis (bij-Brussel)
since 19992.092.754.115
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0042/00B006 | Brussels | 417 m² | 1 · 253 m² | 18.1 m · 5 fl. |
| 21444B0031/00M002 | Brussels | 176 m² | 1 · 94 m² | 19.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 9,862 companies in sector 73110 we hold annual accounts for 3,755. 2,903 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-08-1999
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
74401
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.