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WYLO

Active
Private limited companyfounded 20187 yrs activeWatouseweg 4, 8970 Poperinge, BelgiumKBO/BCE: BE 0712.932.083
Summary

WYLO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €78k. Equity is shrinking by ~10% per year across the filed fiscal years. Its solvency ranks better than 24% of 7058 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency44▲+6
Growth63=
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.0 in 2024; short-term debt: 81.4% and cash: 45.5% of total assets), and 81.4% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
18.6%
Return on assets
67%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 7058 sector peers (2025).
NBB · sector comparison
Position among 7058 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
25 d late
2024
21 d late
2023
2 d early
2022
4 d late
2021
8 d late
2020
2 d early
2019
89 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€96k=
2020 · €96k
2020: €96k 2021: €96k● 0.0% vs 2020
2020 → 2021
EBIT margin
37.6%▼ 0.6pp
2020 · 38.1%
2020: 38.1% 2021: 37.6%▼ -1.5% vs 2020
2020 → 2021
Net result
€78k▼ 4.7%
2024 · €82k
2018: €10klowest in 8 years 2019: €120k▲ +1091% vs 2018highest in 8 years 2020: €27k▼ -77.3% vs 2019 2021: €26k▼ -4.0% vs 2020 2022: €32k▲ +23.6% vs 2021 2023: €29k▼ -8.8% vs 2022 2024: €82k▲ +178% vs 2023 2025: €78k▼ -4.7% vs 2024
2018 → 2025
Working capital
€10k▲ 33,024%
2024 · €29
2018: €16k 2019: €136k▲ +738% vs 2018 2020: €156k▲ +14.5% vs 2019highest in 8 years 2021: €24k▼ -84.6% vs 2020 2022: €27k▲ +11.7% vs 2021 2023: €29k▲ +6.6% vs 2022 2024: €29▼ -99.9% vs 2023lowest in 8 years 2025: €10k▲ +33024% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€96k-
Equity€29k-€29k=€29k=€19k▼ 35.1%€22k▲ 16.3% 2021: €29khighest in 5 years 2022: €29k● 0.0% vs 2021highest in 5 years 2023: €29k● 0.0% vs 2022highest in 5 years 2024: €19k▼ -35.1% vs 2023lowest in 5 years 2025: €22k▲ +16.3% vs 2024
Operating result€36k-€43k▲ 19.9%€40k▼ 7.2%€110k▲ 174%€106k▼ 3.9% 2021: €36klowest in 5 years 2022: €43k▲ +19.9% vs 2021 2023: €40k▼ -7.2% vs 2022 2024: €110k▲ +174% vs 2023highest in 5 years 2025: €106k▼ -3.9% vs 2024
Net result€26k-€32k▲ 23.6%€29k▼ 8.8%€82k▲ 178%€78k▼ 4.7% 2021: €26klowest in 5 years 2022: €32k▲ +23.6% vs 2021 2023: €29k▼ -8.8% vs 2022 2024: €82k▲ +178% vs 2023highest in 5 years 2025: €78k▼ -4.7% vs 2024
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €36k€36kNet result 2021: €26k€26kOperating result 2022: €43k€43kNet result 2022: €32k€32kOperating result 2023: €40k€40kNet result 2023: €29k€29kOperating result 2024: €110k€110kNet result 2024: €82k€82kOperating result 2025: €106k€106kNet result 2025: €78k€78k20212022202320242025€0€50k€100kOperating result 2023: €40k€40kNet result 2023: €29k€29kOperating result 2024: €110k€110kNet result 2024: €82k€82kOperating result 2025: €106k€106kNet result 2025: €78k€78k202320242025
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €116k
Fixed assets €12k ▼ 35.6%
Current assets €104k ▼ 16.2%
Equity and liabilities €116k
Equity €22k ▲ 16.3%
Debt €95k ▼ 23.9%
Debt's share of the balance-sheet total falls from 87.0% to 81.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€112k▲
2024 · €111k
Cash flow
€85k▲
2024 · €83k
Current ratio
1.10▲
2024 · 1.00
Debt to equity
4.38▼
2024 · 6.70
ROE
360.7%▼
2024 · 440.4%
ROA
67.0%▲
2024 · 57.2%
Interest coverage
203.71▼
2024 · 662.09
Debt ≤ 1 year
€95k▼
2024 · €125k
Income taxes
€27k▼
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€143k€116k▼
Fixed assets21/28€19k€12k▼
Tangible fixed assets22/27€19k€12k▼
Furniture and vehicles24€19k€12k▼
Current assets29/58€125k€104k▼
Amounts receivable within one year40/41€24k€51k▲
Trade receivables40€24k€51k▲
Other amounts receivable41-€85
Cash at bank and in hand54/58€100k€53k▼
Deferred charges and accrued income490/1€570€609▲
Equity and liabilities
Total equity and liabilities10/49€143k€116k▼
Equity10/15€19k€22k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14-€3k
Amounts payable17/49€125k€95k▼
Amounts payable within one year42/48€125k€95k▼
Trade debts44€126€2k▲
Suppliers440/4€126€2k▲
Taxes, remuneration and social security45€20k€6k▼
Taxes450/3€20k€6k▼
Other amounts payable47/48€104k€87k▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€7k▲
Other operating charges640/8€566€958▲
Gross operating margin9900€112k€113k▲
Operating profit (loss)9901€110k€106k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€168€552▲
Recurring financial charges65€168€552▲
Profit (loss) for the period before taxes9903€110k€105k▼
Income taxes67/77€28k€27k▼
Profit (loss) for the period9904€82k€78k▼
Profit (loss) for the period to be appropriated9905€82k€78k▼
Appropriation of the result
Profit (loss) to be appropriated9906€82k€78k▼
Transfer from equity791/2€10k-
Profit to be distributed694/7€92k€75k▼
Return on contributions (dividend)694€92k€75k▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Operating income70/76A€98k-----
Turnover70€96k-----
Other operating income74€2k-----
Operating charges60/66A€62k-----
Services and other goods61€59k-----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k€2k€1k€7k▲ 430%
Other operating charges640/8€459€460€499€566€958▲ 69.1%
Gross operating margin9900-€47k€42k€112k€113k▲ 1.4%
Operating profit (loss)9901€36k€43k€40k€110k€106k▼ 3.9%
Financial income75/76B€475€103-€0--
Recurring financial income75€475€103-€0--
Income from current assets751€475-----
Financial charges65/66B€143€156€150€168€552▲ 228%
Recurring financial charges65€143€156€150€168€552▲ 228%
Other financial charges652/9€143-----
Profit (loss) for the period before taxes9903€36k€43k€40k€110k€105k▼ 4.2%
Income taxes67/77€10k€11k€11k€28k€27k▼ 2.7%
Taxes670/3€10k-----
Profit (loss) for the period9904€26k€32k€29k€82k€78k▼ 4.7%
Profit (loss) for the period to be appropriated9905€26k€32k€29k€82k€78k▼ 4.7%
Line20212022202320242025Change
Assets
Total assets20/58€84k€88k€94k€143k€116k▼ 18.7%
Fixed assets21/28€5k€2k-€19k€12k▼ 35.6%
Tangible fixed assets22/27€5k€2k-€19k€12k▼ 35.6%
Furniture and vehicles24€5k€2k-€19k€12k▼ 35.6%
Current assets29/58€79k€86k€94k€125k€104k▼ 16.2%
Amounts receivable within one year40/41€25k€28k€14k€24k€51k▲ 110%
Trade receivables40€10k€20k€13k€24k€51k▲ 110%
Other amounts receivable41€15k€8k€1k-€85-
Cash at bank and in hand54/58€53k€58k€79k€100k€53k▼ 46.9%
Deferred charges and accrued income490/1€661€685€721€570€609▲ 6.8%
Equity and liabilities
Total equity and liabilities10/49€84k€88k€94k€143k€116k▼ 18.7%
Equity10/15€29k€29k€29k€19k€22k▲ 16.3%
Contributions10/11€19k€19k€19k€19k€19k=
Reserves13€10k€10k€10k---
Non-distributable reserves130/1€600€600----
Reserves not available under the articles1311€600€600----
Distributable reserves133€9k€9k€10k---
Profit (loss) carried forward14----€3k-
Amounts payable17/49€55k€60k€65k€125k€95k▼ 23.9%
Amounts payable within one year42/48€55k€60k€65k€125k€95k▼ 23.9%
Trade debts44€313€477€3k€126€2k▲ 1,373%
Suppliers440/4€313€477€3k€126€2k▲ 1,373%
Taxes, remuneration and social security45€27k€27k€5k€20k€6k▼ 69.8%
Taxes450/3€18k€18k€5k€20k€6k▼ 69.8%
Remuneration and social security454/9€9k€9k----
Other amounts payable47/48€28k€32k€57k€104k€87k▼ 16.6%
Line20212022202320242025Change
Profit (loss) for the period9904€26k€32k€29k€82k€78k▼ 4.7%
+ Depreciation and write-downs630€3k€3k€2k€1k€7k▲ 430%
Operating cash flow (approximation)€29k€35k€31k€83k€85k▲ 1.8%
Investment in fixed assets (approximation)-€0--€0-
Change in cash-€5k€21k€21k€-47k▼ 326%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
25-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
21-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
29-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
04-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
08-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 8 days late
2021
29-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial Equity above €150kEq €164k ▲19.9%
3 profitable years in a row build equity to €164k.
28-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 89 days late
2019
31-12
Financial Highest result since 2018net €120k ▲1,091%
Operating result €157k, net result €120k, both a record.
31-12
Financial Equity above €100kEq €136k ▲738%
2 profitable years in a row build equity to €136k.
31-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Poperinge · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
4,103 m²
Building footprint
505 m²
Volume, LiDAR
2,866 m³
Parcel 33313L0725/00E000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
WYLO
Watouseweg 4, 8970 PoperingeFinancial service activities, except insurance and pension funding
since 20182.282.524.519
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
33313L0725/00E000 Flanders 4,103 m² 1 · 505 m² 9.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,417 companies in sector 73300 we hold annual accounts for 6,898. 4,798 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-11-2018
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy

Scores and ratios are computed by Checked and are not a credit decision.