Equity
€21,631 from €163,522 in 2020
Equity fell by 87% in 5 years.
WYLO
Lifetime
8 annual accounts with figures on one time axispeak €157,697 (2019)
€113,309▲ 1.4%
peak €120,050 (2019)
€78,031▼ 4.7%
peak €163,522 (2020)
€21,631▲ 16.3%
€94,833▼ 23.9%
Board2 names since 2018
1 directorLOUWAGIE Hilde Gabrielle Anna
Documentsfilings and deeds
25-08-202625 days late
2025micro format
Dividend €75,000Equity from €18,600 to €21,631Debts from €124,600 to €94,833Cash from €99,859 to €52,985
Key points
from the 2025 annual accountsChecked score
91
Excellent
Financially stronger than 57% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,230 companies (NACE 73, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025lowest value
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.1%▼ -0.1 percentage points vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.2%▲ +0.1 percentage points vs 06-2026
08-2026: 0.3%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 0.2%▼ -0.1 percentage points vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Equity €21,631 (18.6% of total assets)
lowers risk
Liquidity: current ratio 1.10, cash €52,985
Sector: Advertising, market research and public relations activities (NACE 73)
Size: total assets €116,464
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 25% of them on solvency, 47% on liquidity, 88% on profitability and 67% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as WYLO has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of WYLO itself is lower: 0.2% within 12 months. It rests on far more data about WYLO than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for WYLO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.1 (1.0 in 2024), below the usual 1.5. Short-term debt is 81.4% and cash 45.5% of total assets. 81.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 8614 sector peers (2025).
NBB · sector comparisonPosition among 8614 sector peers
Solvency
better than 24%
← weakest
strongest →
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filingsDeviation from the deadline
2025
25 days late
2024
21 days late
2023
2 days early
2022
4 days late
2021
8 days late
2020
2 days early
2019
89 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 20 days after the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0712932083
Change of role: LOUWAGIE Hilde Gabrielle Anna, from manager to director
Director discharge: LOUWAGIE Hilde Gabrielle Anna · General meeting of 23-11-2023 · Gazette deed
Change of role: LOUWAGIE Hilde Gabrielle Anna, from manager to director
General meeting of 23-11-2023 · Gazette deed
Resignation: Dirk Wynants (director)
General meeting of 01-01-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| WYLO Poperinge | €116,464 | €113,309 | 18.6% | - |
| Engaging Heroes Kortrijk | €108,994 | €109,631 | 48.0% | - |
| ALSATECH Grâce-Hollogne | €123,714 | €107,898 | 79.8% | - |
| A&T EFFICIENCY Herstal | €118,229 | €98,854 | 50.9% | - |
| ASJ Solutions Kraainem | €116,668 | €124,470 | 2.1% | - |
| BRANDARIS Voeren | €123,251 | €131,912 | 93.4% | - |
| AplusA Consult Evere | €114,434 | €112,170 | 14.8% | - |
These companies have the same main activity as WYLO: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €109,000 and €124,000, founded between 2017 and 2019.
Official details
Source: KBO- Status
- Active since 07-11-2018Normal situation
- Activity
- Public relations and communication consultancyNACE 73300
- Establishment unit
- 2.282.524.5198970 Poperinge, since 07-11-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 10-02-2026
Insights on WYLO
WYLO files the micro format. That format states no turnover. The gross margin rose from €16,098 in 2018 to €113,309 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about WYLO
- What is the company number of WYLO?
- The company number of WYLO is 0712.932.083. The VAT number is the same number with BE in front: BE 0712.932.083.
- Where is WYLO based?
- The registered office is at Watouseweg 4, 8970 Poperinge.Company details
- What does WYLO do?
- According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
- What is the legal form of WYLO?
- WYLO is a private limited company (BV).
- When was WYLO founded?
- WYLO was founded on 07-11-2018.
- Is WYLO still active?
- Yes, WYLO is an active enterprise in the KBO register.
- What is the turnover of WYLO?
- The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €113,309 and 38 comparable companies (NACE 73). It probably lies between €160,000 and €420,000. In financial year 2021 turnover was €96,000.Financials
- Is WYLO profitable?
- In financial year 2025, WYLO made a profit of €78,031.
- Where can I find the annual accounts of WYLO?
- WYLO filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of WYLO due?
- WYLO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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