A&T EFFICIENCY
ActiveA&T EFFICIENCY has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €23k and a net result of €31k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 25% of 8967 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+32
Solvency48▲+8
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.9 against 0.56 in 2023; short-term debt: 59.6% and cash: 10.2% of total assets), and 76.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
23.3%
Return on assets
31.1%
Age of the figures
21 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-08-2025, 22 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
22 d late
2023
36 d early
2022
46 d early
2021
24 d early
2020
30 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€23k▲ 201%
2023 · €8k
2020: €8k
2021: €19k
2022: €8k
2023: €8k
2020 → 2024
Total assets
€99k▲ 87.7%
2023 · €53k
2020: €29k
2021: €55k
2022: €39k
2023: €53k
2020 → 2024
Net result
€31k
2023 · €-511
2020: €2k
2021: €11k
2022: €-11k
2023: €-511
2020 → 2024
Working capital
€-6k▲ 59.7%
2023 · €-15k
2020: €-6k
2021: €-2k
2022: €-11k
2023: €-15k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€8k-€19k▲ 144%€8k▼ 56.8%€8k▼ 6.2%€23k▲ 201%
Operating result€-7k-€12k€-10k€1k€48k▲ 4,356%
Net result€2k-€11k▲ 610%€-11k€-511▲ 95.3%€31k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 4,356% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €99k
Fixed assets
€46k▲ 39.3%
Current assets
€53k▲ 169%
Equity and liabilities €99k
Equity
€23k▲ 201%
Debt
€76k▲ 68.3%
The debt ratio falls from 85.5% to 76.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€56k▲
2023 · €7k
Cash flow
€39k▲
2023 · €5k
Solvency
23.3%▲
2023 · 14.5%
Current ratio
0.90▲
2023 · 0.56
Quick ratio
0.90▲
2023 · 0.56
Debt / equity
3.29▼
2023 · 5.89
ROE
133.3%▲
2023 · -6.7%
ROA
31.1%▲
2023 · -1.0%
Interest coverage
61.48▲
2023 · 19.58
Debt
€76k▲
2023 · €45k
Debt ≤ 1 year
€59k▲
2023 · €35k
Debt > 1 year
€17k▲
2023 · €10k
Income taxes
€16k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€53k€99k▲
Fixed assets21/28€33k€46k▲
Tangible fixed assets22/27€29k€42k▲
Furniture and vehicles24€29k€42k▲
Financial fixed assets28€5k€5k=
Current assets29/58€20k€53k▲
Amounts receivable within one year40/41€12k€36k▲
Trade receivables40€12k€36k▲
Other amounts receivable41-€21
Cash at bank and in hand54/58€6k€10k▲
Deferred charges and accrued income490/1€1k€7k▲
Equity and liabilities
Total equity and liabilities10/49€53k€99k▲
Equity10/15€8k€23k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€1k€17k▲
Amounts payable17/49€45k€76k▲
Amounts payable after more than one year17€10k€17k▲
Financial debts170/4€10k€17k▲
Amounts payable within one year42/48€35k€59k▲
Current portion of amounts payable after more than one year42€9k€12k▲
Trade debts44€990€2k▲
Suppliers440/4€990€2k▲
Taxes, remuneration and social security45€7k€22k▲
Taxes450/3€6k€22k▲
Remuneration and social security454/9€1k-
Other amounts payable47/48€18k€24k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€8k▲
Other operating charges640/8€2k€5k▲
Gross operating margin9900€9k€61k▲
Operating profit (loss)9901€1k€48k▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€357€904▲
Recurring financial charges65€357€904▲
Profit (loss) for the period before taxes9903€716€47k▲
Income taxes67/77€1k€16k▲
Profit (loss) for the period9904€-511€31k▲
Profit (loss) for the period to be appropriated9905€-511€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€32k▲
Profit (loss) brought forward from the previous period14P€2k€1k▼
Profit to be distributed694/7-€15k
Return on contributions (dividend)694-€15k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Back to profitnet €31k
Net result €31k after 2 loss-making years.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-11k ▼196%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herstal · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d'Abhooz 314040 HerstalGround area
7,839 m²
Building footprint
828 m²
Parcel 62312A0453/00W002, Wallonia. Linked by address, not a title deed.
1 establishment unit
A&T EFFICIENCY
since 20192.288.562.471
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62312A0453/00W002 | Wallonia | 7,839 m² | 1 · 828 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,900. 4,898 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-04-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@atefficiency.be
Phone:+32470326777