WYFFELS CHRIS
ActiveWYFFELS CHRIS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €19k. Equity is growing by ~23.7% per year across the filed fiscal years. Its solvency ranks better than 38% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+7
Solvency52▼-44
Growth78=
Track record94
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 3.39 in 2024; short-term debt: 73.2% and cash: 19.9% of total assets), and 73.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.8%
Return on assets
23%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
60 d early
2024
3 d early
2023
28 d late
2022
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▼ 52.6%
2024 · €47k
2022: €14k
2023: €36k
2024: €47k
2022 → 2025
Total assets
€83k▲ 25.8%
2024 · €66k
2022: €37k
2023: €67k
2024: €66k
2022 → 2025
Net result
€19k▲ 73.5%
2024 · €11k
2022: €11k
2023: €22k
2024: €11k
2022 → 2025
Working capital
€21k▼ 53.0%
2024 · €45k
2022: €11k
2023: €35k
2024: €45k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€14k-€36k▲ 158%€47k▲ 30.6%€22k▼ 52.6%
Operating result€17k-€30k▲ 78.3%€14k▼ 52.0%€25k▲ 72.9%
Net result€11k-€22k▲ 102%€11k▼ 50.1%€19k▲ 73.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 73% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83k
Fixed assets
€913▼ 38.0%
Current assets
€82k▲ 27.3%
Equity and liabilities €83k
Equity
€22k▼ 52.6%
Debt
€60k▲ 219%
The debt ratio rises from 28.9% to 73.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€25k▲
2024 · €18k
Cash flow
€20k▲
2024 · €15k
Solvency
26.8%▼
2024 · 71.1%
Current ratio
1.35▼
2024 · 3.39
Quick ratio
1.35▼
2024 · 3.39
Debt / equity
2.73▲
2024 · 0.41
ROE
85.8%▲
2024 · 23.4%
ROA
23.0%▲
2024 · 16.7%
Interest coverage
16.25▲
2024 · 10.59
Debt
€60k▲
2024 · €19k
Debt ≤ 1 year
€60k▲
2024 · €19k
Income taxes
€6k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€66k€83k▲
Fixed assets21/28€1k€913▼
Intangible fixed assets21€352€152▼
Tangible fixed assets22/27€1k€761▼
Plant, machinery and equipment23€612€472▼
Furniture and vehicles24€509€289▼
Current assets29/58€64k€82k▲
Amounts receivable within one year40/41€54k€65k▲
Trade receivables40€19k€26k▲
Other amounts receivable41€35k€39k▲
Cash at bank and in hand54/58€7k€16k▲
Deferred charges and accrued income490/1€3k€72▼
Equity and liabilities
Total equity and liabilities10/49€66k€83k▲
Equity10/15€47k€22k▼
Contributions10/11€3k€3k=
Reserves13€44k€19k▼
Distributable reserves133€44k€19k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€19k€60k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€19k€60k▲
Current portion of amounts payable after more than one year42€3k€0▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€13k€14k▲
Taxes450/3€11k€12k▲
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48-€44k
Accrued charges and deferred income492/3€28€29▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€560▼
Other operating charges640/8€5k€832▼
Gross operating margin9900€24k€26k▲
Operating profit (loss)9901€14k€25k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€14k€25k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€11k€19k▲
Profit (loss) for the period to be appropriated9905€11k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€19k▲
Transfer from equity791/2-€44k
Transfer to equity691/2€11k€19k▲
To other reserves6921€11k€19k▲
Profit to be distributed694/7-€44k
Return on contributions (dividend)694-€44k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Highest result since 2022net €22k ▲102%
Operating result €30k, net result €22k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Moorslede · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Menenstraat 918890 MoorsledeGround area
1,183 m²
Building footprint
262 m²
Volume, LiDAR
1,148 m³
Parcel 36003A0431/00N000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WYFFELS CHRIS
since 20212.323.588.082
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36003A0431/00N000 | Flanders | 1,183 m² | 1 · 262 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,745 companies in sector 46150 we hold annual accounts for 757. 479 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-10-2021
Fiscal year end31-12
Activities, NACEBEL
46150Agents in the wholesale of furniture, household goods and hardware
23150Manufacture of other non-metallic mineral products
23190Manufacture of other non-metallic mineral products
33110Repair and maintenance of fabricated metal products
43230Insulation installation
43291Specialised construction activities
43350Other building finishing work
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.