WYFFELS CHRIS
ActiveSummary
WYFFELS CHRIS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €19k. Equity is growing by ~23.7% per year across the filed fiscal years. Its solvency ranks better than 38% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+7
Solvency52▼-44
Growth78=
Track record94
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 3.39 in 2024; short-term debt: 73.2% and cash: 19.9% of total assets), and 73.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.8%
Return on assets
23%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
60 d early
2024
3 d early
2023
28 d late
2022
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▼ 52.6%
2024 · €47k
2022: €14k
2023: €36k
2024: €47k
2022 → 2025
Total assets
€83k▲ 25.8%
2024 · €66k
2022: €37k
2023: €67k
2024: €66k
2022 → 2025
Net result
€19k▲ 73.5%
2024 · €11k
2022: €11k
2023: €22k
2024: €11k
2022 → 2025
Working capital
€21k▼ 53.0%
2024 · €45k
2022: €11k
2023: €35k
2024: €45k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€14k-€36k▲ 158%€47k▲ 30.6%€22k▼ 52.6%
Operating result€17k-€30k▲ 78.3%€14k▼ 52.0%€25k▲ 72.9%
Net result€11k-€22k▲ 102%€11k▼ 50.1%€19k▲ 73.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 73% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83k
Fixed assets
€913 ▼ 38.0%
Current assets
€82k ▲ 27.3%
Equity and liabilities €83k
Equity
€22k ▼ 52.6%
Debt
€60k ▲ 219%
Debt's share of the balance-sheet total rises from 28.9% to 73.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€25k▲
2024 · €18k
Cash flow
€20k▲
2024 · €15k
Current ratio
1.35▼
2024 · 3.39
Debt to equity
2.73▲
2024 · 0.41
ROE
85.8%▲
2024 · 23.4%
ROA
23.0%▲
2024 · 16.7%
Interest coverage
16.25▲
2024 · 10.59
Debt ≤ 1 year
€60k▲
2024 · €19k
Income taxes
€6k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€66k€83k▲
Fixed assets21/28€1k€913▼
Intangible fixed assets21€352€152▼
Tangible fixed assets22/27€1k€761▼
Plant, machinery and equipment23€612€472▼
Furniture and vehicles24€509€289▼
Current assets29/58€64k€82k▲
Amounts receivable within one year40/41€54k€65k▲
Trade receivables40€19k€26k▲
Other amounts receivable41€35k€39k▲
Cash at bank and in hand54/58€7k€16k▲
Deferred charges and accrued income490/1€3k€72▼
Equity and liabilities
Total equity and liabilities10/49€66k€83k▲
Equity10/15€47k€22k▼
Contributions10/11€3k€3k=
Reserves13€44k€19k▼
Distributable reserves133€44k€19k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€19k€60k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€19k€60k▲
Current portion of amounts payable after more than one year42€3k€0▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€13k€14k▲
Taxes450/3€11k€12k▲
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48-€44k
Accrued charges and deferred income492/3€28€29▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€560▼
Other operating charges640/8€5k€832▼
Gross operating margin9900€24k€26k▲
Operating profit (loss)9901€14k€25k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€14k€25k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€11k€19k▲
Profit (loss) for the period to be appropriated9905€11k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€19k▲
Transfer from equity791/2-€44k
Transfer to equity691/2€11k€19k▲
To other reserves6921€11k€19k▲
Profit to be distributed694/7-€44k
Return on contributions (dividend)694-€44k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Highest result since 2022net €22k ▲102%
Operating result €30k, net result €22k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Moorslede · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Menenstraat 918890 MoorsledeGround area
1,183 m²
Building footprint
262 m²
Volume, LiDAR
1,148 m³
Parcel 36003A0431/00N000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WYFFELS CHRIS
since 20212.323.588.082
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36003A0431/00N000 | Flanders | 1,183 m² | 1 · 262 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WISER
BE 0861.327.435
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D.W.
BE 0874.150.340
Grimbergen · Eq €22,280
DUROO - TRADING
BE 0446.478.924
Lummen · Eq €22,531
DAKMANIAK
BE 0799.240.903
Roeselare · Eq €21,572
ISALI
BE 0773.518.679
Profondeville · Eq €22,761
Of 1,743 companies in sector 46150 we hold annual accounts for 757. 479 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
46150Agents in the wholesale of furniture, household goods and hardware
23150Manufacture of other non-metallic mineral products
33110Repair and maintenance of fabricated metal products
43230Insulation installation
43350Other building finishing work
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.