ISALI
ActiveThe computed 12-month bankruptcy probability of ISALI is 1.6% (moderate). The 2025 annual accounts show equity of €23k and a net result of €35k. Equity is growing by ~36.5% per year across the filed fiscal years. Its solvency ranks better than 27% of 11297 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+18
Solvency36▼-11
Growth78=
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.73 against 2.61 in 2024; short-term debt: 36.7% and cash: 59.5% of total assets), but 88.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.2%
Return on assets
17%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
1 d early
2022
19 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k▼ 2.0%
2024 · €23k
2022: €5k
2023: €13k
2024: €23k
2022 → 2025
Total assets
€204k▲ 89.0%
2024 · €108k
2022: €22k
2023: €39k
2024: €108k
2022 → 2025
Net result
€35k▲ 226%
2024 · €11k
2022: €-15k
2023: €7k
2024: €11k
2022 → 2025
Working capital
€129k▲ 94.2%
2024 · €67k
2022: €7k
2023: €14k
2024: €67k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€5k-€13k▲ 131%€23k▲ 84.9%€23k▼ 2.0%
Operating result€-14k-€8k€13k▲ 68.5%€41k▲ 220%
Net result€-15k-€7k€11k▲ 49.8%€35k▲ 226%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 220% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €204k
Equity
€23k▼ 2.0%
Debt
€181k▲ 114%
The debt ratio rises from 78.5% to 88.8%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
11.2%▼
2024 · 21.5%
Current ratio
2.73▲
2024 · 2.61
Quick ratio
2.68▲
2024 · 2.52
Debt / equity
7.97▲
2024 · 3.65
ROE
152.9%▲
2024 · 45.9%
ROA
17.0%▲
2024 · 9.9%
Debt
€181k▲
2024 · €85k
Debt ≤ 1 year
€75k▲
2024 · €41k
Debt > 1 year
€33k▼
2024 · €42k
Income taxes
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€108k€204k▲
Current assets29/58€108k€204k▲
Stocks and contracts in progress3€4k€4k=
Stocks30/36€4k€4k=
Amounts receivable within one year40/41-€40k
Trade receivables40-€20k
Other amounts receivable41-€20k
Cash at bank and in hand54/58€102k€121k▲
Deferred charges and accrued income490/1€2k€39k▲
Equity and liabilities
Total equity and liabilities10/49€108k€204k▲
Equity10/15€23k€23k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€3k€3k▼
Amounts payable17/49€85k€181k▲
Amounts payable after more than one year17€42k€33k▼
Financial debts170/4€42k€33k▼
Amounts payable within one year42/48€41k€75k▲
Current portion of amounts payable after more than one year42€9k€10k▲
Trade debts44€17k€20k▲
Suppliers440/4€17k€20k▲
Taxes, remuneration and social security45€10k€39k▲
Taxes450/3€10k€39k▲
Other amounts payable47/48€5k€6k▲
Accrued charges and deferred income492/3€1k€74k▲
Income statement
Code20242025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€613-
Other operating charges640/8€387€400▲
Gross operating margin9900€14k€41k▲
Operating profit (loss)9901€13k€41k▲
Financial income75/76B€1€1▲
Recurring financial income75€1€1▲
Financial charges65/66B€927€4k▲
Recurring financial charges65€927€4k▲
Profit (loss) for the period before taxes9903€12k€36k▲
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€11k€35k▲
Profit (loss) for the period to be appropriated9905€11k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€3k▼
Profit (loss) brought forward from the previous period14P€-7k€-32k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2022net €35k ▲226%
Operating result €41k, net result €35k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Profondeville · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Raymond Noel(B.V.) 100B5170 ProfondevilleGround area
106 m²
Building footprint
103 m²
Volume, LiDAR
1,019 m³
Parcel 92014C0936/00H002, Wallonia · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Raymond Noel(B.V.) 100B, 5170 Profondeville
since 20212.323.093.382
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92014C0936/00H002 | Wallonia | 106 m² | 1 · 103 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Easy2Sport
BE 0670.585.546
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SOUND & FURY
BE 0479.658.070
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D.W.
BE 0874.150.340
Grimbergen · Eq €22k
Of 1,745 companies in sector 46150 we hold annual accounts for 757. 485 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-09-2021
Fiscal year end31-12
Activities, NACEBEL
46150Agents in the wholesale of furniture, household goods and hardware
46190Agents in non-specialised wholesale trade
47551Retail sale of household furniture
47591Retail trade
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.