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Agents in the wholesale of furniture, household goods and hardware

Current registrations 1,697division 46: 61,491
Starters, 12 months 462.7 per 100 · Belgium 8.9
Bankruptcies, 12 months 1710.0 per 1,000 registrations · Belgium 6.2
Employment (FTE) 942113 employers · latest accounts
Median age 11.5 yearsBelgium 8.1 years
E-invoicing via Peppol 86.2%1,463 of 1,697 companies in the Peppol Directory · Belgium 85.0%

Filed accounts

NACE 46150 · financial year 2025 · 738 filed annual accounts
Median solvency
41.1%
division 42.2% · Belgium 46.1%
Median net result
€10,787
division €17,217 · Belgium €16,520
Median equity
€90,080
division €207,401 · Belgium €98,421
Loss-making
30.4%
division 28.8% · Belgium 26.7%
Negative equity
16.0%
division 13.4% · Belgium 12.4%
Median return on equity
12.1%
division 9.9% · Belgium 15.9%
Median liquidity
1.70
division 1.69 · Belgium 1.66
Filed late
39.5%
financial year 2024, 746 filings · division 39.2% · Belgium 38.4%
Missing or 90 days late
6.4%
of 824 companies with annual accounts · division 6.4% · Belgium 5.4%
Per financial year202020212022202320242025
Median solvency 37.3%40.1%39.9%41.5%42.6%41.1%
Median net result €12,292€16,040€11,604€10,407€10,138€10,787

Hold your customer's or competitor's figures against them in the Sector benchmark

Bankruptcies

Bankruptcies, 5 years, still registered
45
2.65% of the registrations · Belgium 1.68%
Running bankruptcies
46
27.1 per 1,000 registrations

Recent bankruptcies

Date Company
22-10-2026 CRYA
BE 0550.858.941
19-10-2026 MAJOSIE
BE 0798.245.761
06-10-2026 ROCKSKIN
BE 0743.596.456
23-04-2026 M.A. DECO
BE 1005.409.453
09-04-2026 Moponami-Limbaya, Sandrine
BE 1015.812.704 · sole trader · Willebroek
06-03-2026 GALEX BELGE
BE 0819.941.394
11-02-2026 JAVI
BE 0883.138.478
06-02-2026 Marti, Jean-Marie
BE 0738.193.556 · sole trader · Knokke-Heist

Every bankruptcy in division 46, last 90 days

Spread across the country

by region and province · 1,044 of 1,697 enterprises with a registered office on file · a sole trader has no published seat
  • Flanders 685 · 65.6%
  • Wallonia 213 · 20.4%
  • Brussels 120 · 11.5%
  • Abroad 26 · 2.5%
fewer moremax 205

Largest employers

NACE 46150 as first main activity · staff from the latest accounts
  1. 1 MEDIA MARKT GOSSELIES/CHARLEROICharleroi 68.9 FTEfinancial year 2025
  2. 2 MEDIPARTNERNinove 56.9 FTEfinancial year 2025
  3. 3 DISTRILED SUDZwevegem 34.6 FTEfinancial year 2025
  4. 4 BRUSSELS REPS PHARMAAnderlecht 31.7 FTEfinancial year 2025
  5. 5 DM - LineTemse 31.5 FTEfinancial year 2025

Joint committees

from the latest accounts of 182 companies
  • 200 Auxiliary committee for white-collar workers 77
  • 201 Independent retail 53
  • 100 Auxiliary committee for blue-collar workers 25
  • 126 Furnishing and woodworking 19
  • 226 White-collar workers in international trade, transport and logistics 9
  • 207 White-collar workers in the chemical industry 7
  • 124 Construction 6
  • 149 Sectors related to metal, mechanical and electrical engineering 4
Show the 12 others
  • 209 White-collar workers in metal manufacturing 4
  • 121 Cleaning 3
  • 149.01 Electricians: installation and distribution 3
  • 149.04 Metal trade 3
  • 302 Hotels and catering 3
  • 116 Chemical industry 2
  • 119 Food trade 2
  • 120 Textile industry 2
  • 214 White-collar workers in the textile industry 2
  • 313 Pharmacies and pricing offices 2
  • 111 Metal, mechanical and electrical engineering 1
  • 130 Printing, graphic arts and newspapers 1

Source: the annual accounts at the National Bank. One filing can name more than one committee.

Division 46: Wholesale trade

Related activities

8 other activities
Show all 8 activities
Activity Registrations Starters, 12 months Bankruptcies, 12 months FTE
Wholesale trade46120 523 17 2 1,206
Wholesale trade46110 404 21 2 143

Bankruptcies per year in division 46

Per year201520162017201820192020202120222023202420252026
Bankruptcies803710738687722486417583541625634425
Jobs lost1,6291,6551,3611,2161,2401,0548901,0299351,3831,271931

2026 through September. Every bankruptcy, also of companies that have since left the register. Source: Statbel (Directorate-General Statistics), NACE classification of 2008.

Staff cost per FTE in NACE division 46

9,639 employers
Median
€64,900
Belgium €61,400
Middle half
€51,300 to €84,400
half of the employers lie between
Place among sectors
44 of 78
sectors with a median staff cost per FTE, highest first
By size class
SizeMedianMiddle halfEmployers
fewer than 10 FTE €60,500 €47,700 to €78,600 6,072
10 to 49 FTE €70,000 €57,700 to €89,100 2,910
50 to 249 FTE €84,000 €67,400 to €119,200 558
250 FTE or more €80,100 €64,800 to €98,300 99

Running bankruptcies in the sector

NACE division 46
Number
1,337
Half have run longer than
23 months
Belgium: 20 months
Longer than three years
34%
Belgium: 31%

Measured nationally: Of 108,562 bankruptcies of legal entities across Belgium, 49% were closed within five years for insufficient assets and 28% after liquidation, 3% were withdrawn. After five years, 20% were still open. Half had ended after 26 months (a quarter after 15, three quarters after 51 months).

This counts companies with this main activity in the register on 6 November 2026. The outcome itself is not measured by sector. The activity of a company that leaves the register after its bankruptcy is too often not kept to compare closed cases fairly.

Outcome by court and division

Foreign control in NACE division 46

45,472 registered companies

Subsidies in this sector

per register · legal entities with an enterprise number
  • Flemish subsidies €266.7m awarded 6,714 recipients · 2022 to 2025 · largest: Dienstencheques
  • Federal transfers 21.5m amount as published 14 recipients · 2023 to 2025 · largest: Ondersteuning aan de bijdrage van de organisaties van de civiele maatschappij en institutionele actoren in de realisatie van de doelen van de gemeenschappelijke strategische kaders (cf. art. 2.14.6 en 2.14.10 van de wetsbepalingen)
  • Wallonia-Brussels Federation €1.3m paid 17 recipients · 2021 to 2025 · largest: Conventions et contrats programmes indexés dans le domaine des centres culturels
  • EU budget €531.5m attributed share 96 recipients · 2021 to 2025 · largest: Information and communication technology
  • EU research €52.9m EU contribution 83 recipients · 2007 to 2027 · largest: Horizon 2020

Explore every recipient in this sector

Insights on Agents in the wholesale of furniture, household goods and hardware

Balance sheet and result. The median net result of €10,787 is below Belgium's €16,520. 16.0% of the annual accounts show negative equity, against 12.4% in Belgium. Return on equity of 12.1% is below Belgium's 15.9%.

Bankruptcies. In 12 months, 10.0 of 1,000 companies went bankrupt, against 6.2 in Belgium. That is more than in 86% of the 88 NACE divisions. The median bankruptcy probability of 0.4% is above Belgium's 0.2%.

Inflow and structure. In 12 months, 2.7 of 100 companies started, against 8.9 in Belgium. That is fewer than in 90% of the 87 NACE divisions. Half of the companies are younger than 11.5 years, against 8.1 years in Belgium. This activity holds 2.8% of the registrations of Wholesale trade.

Staff and filing. The 5 largest employers hold 224 of the 942 FTE: 23.7%.

Direction. Median solvency rose from 37.3% in financial year 2020 to 41.1% in financial year 2025. The median net result fell from €12,292 in financial year 2020 to €10,787 in financial year 2025.

The comparison with Belgium as a whole and with the other divisions is as of 06-11-2026 05:30.

Method and sources

Every company registered today counts under its main activities in the KBO. Establishment units do not count. Staff counts once, under the employer's first main activity, from its latest accounts and only where it fits the staff costs. The count follows the NACE 2025 classification, the version in which code 46150 exists.

The bankruptcies over five years count only companies still registered today, because the activity of a company that left the register is not kept. So they are fewer than the bankruptcies of those years, and the figure is not a probability for the future. Over twelve months the count is nearly complete, because a bankrupt company stays registered while its bankruptcy runs. A company with more than one main activity counts in each of those sectors.

The comparison with Belgium as a whole and with the other NACE divisions rests on an overview of every division, counted again each night. Each division is counted in the version of the NACE classification in which it exists. A standing such as "more than in 80%" compares with the other divisions that have the figure. A division's bankruptcy probability is the median over its companies with a score. Belgium here counts the 1,276,581 companies with a main activity, because only those belong to a division. The other 698,987 registrations publish no activity.

Each median is the value of the middle company, computed over the annual accounts of financial year 2025, and is shown only from 30 accounts. A share (loss-making, negative equity) counts that year's accounts with that trait. Accounts are late when they are filed after the statutory deadline. The direction per financial year follows the companies still registered today. Missing or 90 days late counts the companies with accounts missing today, or whose latest were filed more than 90 days after the deadline. The dossier follows the same rule.