WOW CONSULT
ActiveThe computed 12-month bankruptcy probability of WOW CONSULT is 1.6% (moderate). The 2025 annual accounts show equity of €22k and a net result of €35k. Equity is shrinking by ~47.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 59% of 18039 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+11
Solvency70▲+70
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.81 against 0.64 in 2024; short-term debt: 55.3% of total assets), but 55.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2022
2 d late
2021
3 d late
2020
9 d late
2019
on the day
2018
16 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k
2024 · €-12k
2019: €33k
2020: €18k
2021: €14k
2022: €-7k
2024: €-12k
2019 → 2025
Total assets
€50k▲ 136%
2024 · €21k
2019: €82k
2020: €71k
2021: €51k
2022: €17k
2024: €21k
2019 → 2025
Net result
€35k▲ 700%
2024 · €4k
2019: €8k
2020: €-16k
2021: €-4k
2022: €-21k
2024: €4k
2019 → 2025
Working capital
€22k
2024 · €-12k
2019: €5k
2020: €-1k
2021: €4k
2022: €-15k
2024: €-12k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€18k-€14k▼ 22.0%€-7k€-12k▼ 77.8%€22k
Operating result€-15k-€978€-20k€8k€40k▲ 389%
Net result€-16k-€-4k▲ 74.8%€-21k▼ 431%€4k€35k▲ 700%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 389% above 2024 and is the highest result in the available series.
Balance-sheet composition
Equity and liabilities €50k
Equity
€22k
Debt
€27k
Debt finances 55.3% of the balance-sheet total.
Key figures and ratios
Solvency
44.7%▲
2024 · -59.1%
Current ratio
1.81▲
2024 · 0.64
Quick ratio
1.81▲
2024 · 0.64
Debt / equity
1.23▲
2024 · -2.69
ROE
156.0%
ROA
69.8%▲
2024 · 20.6%
Debt
€27k▼
2024 · €33k
Debt ≤ 1 year
€27k▼
2024 · €33k
Income taxes
€4k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€21k€50k▲
Current assets29/58€21k€50k▲
Amounts receivable within one year40/41€21k€50k▲
Trade receivables40-€50k
Other amounts receivable41€21k€107▼
Deferred charges and accrued income490/1€10-
Equity and liabilities
Total equity and liabilities10/49€21k€50k▲
Equity10/15€-12k€22k▲
Contributions10/11€19k€19k=
Reserves13€9k€9k=
Non-distributable reserves130/1€782€782=
Reserves not available under the articles1311€782€782=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€-40k€-6k▲
Amounts payable17/49€33k€27k▼
Amounts payable after more than one year17€602-
Financial debts170/4€602-
Amounts payable within one year42/48€33k€27k▼
Current portion of amounts payable after more than one year42€3k-
Financial debts43€1k-
Credit institutions430/8€1k-
Trade debts44€21k€1k▼
Suppliers440/4€21k€1k▼
Taxes, remuneration and social security45€4k€8k▲
Taxes450/3€4k€8k▲
Other amounts payable47/48€4k€18k▲
Income statement
Code20242025
Other operating charges640/8€7k€137▼
Gross operating margin9900€15k€40k▲
Operating profit (loss)9901€8k€40k▲
Financial charges65/66B€73€619▲
Recurring financial charges65€73€619▲
Profit (loss) for the period before taxes9903€8k€39k▲
Income taxes67/77€4k€4k▲
Profit (loss) for the period9904€4k€35k▲
Profit (loss) for the period to be appropriated9905€4k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-40k€-6k▲
Profit (loss) brought forward from the previous period14P€-45k€-40k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2019net €35k ▲700%
Operating result €40k, net result €35k, both a record.
31-03
Financial
Liquidity triplescurrent ratio 1.81
Current ratio from 0.64 to 1.81; short-term debt falls from €33k to €27k.
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Back to profitnet €4k
Net result €4k after 3 loss-making years.
2022
02-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
31-03
Financial
Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
16-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Charleroise Steenweg 871060 Sint-Gillis (bij-Brussel)Ground area
268 m²
Building footprint
347 m²
Volume, LiDAR
4,163 m³
Parcel 21013B0040/00G020, Brussels · tallest building 23.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Express Source
since 20162.258.430.610
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0040/00G020 | Brussels | 268 m² | 1 · 347 m² | 23.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Gillis2.258.430.610
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Of 10,530 companies in sector 47110 we hold annual accounts for 5,858. 4,235 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2016
Fiscal year end31-03
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.