Financials
- Fiscal year
- 2025
- Total assets
- €42,773
- Profit
- €35,235
- Solvency
- -290.2%
Total assets▲ 177%
Net result
20182025
JAC34
ActiveSummary
JAC34 has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€124,146) and a net result of €35,235. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 4911 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Overview
Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110NACE 47113
1 site
Size
€42,773total assets 2025
- Equity
- -€124,146
- Profit
- €35,235
Structure
Accounts 10 d early0 of 1 deed read
Why 56Capped at 59: negative equity- Negative equity -€124,146- 1 of the last 3 late+ Liquidity: current ratio 0.32, cash €30,713+ Size: total assets €42,773Show the evidence
Checked score
Score 2025
56
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 57% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency
0=
equity -290.2% of total assets
Liquidity
50+23
short-term debt 308.5% · cash 71.8%
Profitability
100+96
return on assets 82.4%
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 4.2%
12-2024: 6.4%▲ +53.5% vs 11-2024highest value
01-2025: 6.4%▼ -0.7% vs 12-2024
02-2025: 6.4%● 0.0% vs 01-2025
03-2025: 6.2%▼ -3.3% vs 02-2025
04-2025: 6.2%● 0.0% vs 03-2025
05-2025: 5.8%▼ -5.4% vs 04-2025
06-2025: 5.6%▼ -4.5% vs 05-2025
07-2025: 5.6%▲ +0.4% vs 06-2025
08-2025: 6.4%▲ +14.0% vs 07-2025
09-2025: 1.8%▼ -71.6% vs 08-2025
10-2025: 1.8%● 0.0% vs 09-2025
11-2025: 1.8%● 0.0% vs 10-2025
12-2025: 1.8%● 0.0% vs 11-2025
01-2026: 1.8%▼ -0.9% vs 12-2025
02-2026: 1.8%▼ -2.1% vs 01-2026
03-2026: 1.7%▼ -1.0% vs 02-2026
04-2026: 1.8%▲ +1.1% vs 03-2026
05-2026: 1.7%▼ -1.5% vs 04-2026
06-2026: 1.7%▼ -3.9% vs 05-2026
07-2026: 1.7%▲ +4.0% vs 06-2026
08-2026: 0.9%▼ -46.3% vs 07-2026lowest value
09-2026: 0.9%● 0.0% vs 08-2026lowest value
10-2026: 0.9%● 0.0% vs 09-2026lowest value
- Liquidity: current ratio 0.32, cash €30,713 lowers the probability
- Size: total assets €42,773 lowers the probability for this profile
- Negative equity -€124,146 raises the probability
- 1 of the last 3 late raises the probability
No credit on open account
Liquidity short (current ratio 0.32 against 0.13 in 2024; short-term debt: 308.5% and cash: 71.8% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 6%, liquidity 52%, profitability 96%, growth against the median 74%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 4911 sector peers (2025).
NBB · sector comparisonPosition among 4911 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
10 d early
2024
23 d late
2023
114 d late
2022
30 d late
2021
117 d late
2020
29 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 48 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 85 days of that day).
Companies Code · seven monthsPosition in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Back to profitnet €35,235
- Annual accounts filedfiscal year 2024 · full…
Key points
By topic
Timeline
- Events
- 11
- Since
- 2019
- Next accounts
- by 31-07-2027
- 21-07-2026Annual accounts filed
- 31-12-2025Back to profit
- 23-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Non-specialised retail sale with food, beverages or tobacco…NACE 47110
- Founded
- 23-01-2018
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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